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$455,000
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Property Description
ASSUMABLE VA LOAN at 2.75%! This meticulously maintained 4 bedroom, 3 bathroom home is the definition of comfort, efficiency, and convenience. The spacious split floor plan offers a 3 car garage, paid off solar panels, rain gutters, fresh paint throughout, and a fully fenced backyard. The average power bill is only $31/monthly; and, the seller is even offering a $5,000 closing cost credit. Inside, you'll find a bright open concept living area with granite countertops, Whirlpool stainless steel appliances, modern finishes, and a Smart Home package, a perfect space for everyday living and entertaining. The thoughtful layout of the Destin floor plan rarely comes on the market and provides ultimate privacy for the main suite, while keeping the 3 guest bedrooms and 2 additional bathrooms conveniently positioned. Located in a highly desirable community in a growing area of Bay County, residents enjoy access to the new neighborhood pool & pavilion, dog run, and soon to be walking path. The Titus Park subdivision is in close proximity to Publix, restaurants, Starbucks, shopping, North Bay Haven Charter School, and much more.
Full Property Details
Full Property Details for 4718 Rosemary St
General
- Price: $455,000
- Taxes: $4,524 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 786424
- Updated: 3/11/2026
- Added to Site: 10 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Smart Home, Smart Thermostat
- Appliances: Electric Range, Electric Water Heater, Solar Hot Water
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Shared Amenities: Gazebo, Barbecue, Picnic Area
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)
Exterior
- Exterior Features: Rain Gutters
- Porch/Patio/Deck: Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking Features: Garage, Garage Door Opener, Paved
Location
- County: Bay
- Subdivision: Titus Park
- Driving Directions: Traveling from Panama City, head north on Highway 231, turn left onto East Highway 390, and Titus Park will be on the immediate right side. Centrally located off Highway 390 and just north of Highway 231.
School Information
- Elementary School: Deer Point
- Middle School: Merritt Brown
- High School: Mosley
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, High Speed Internet Available, Underground Utilities
Structural Information
- Architectural Style: Craftsman
- Construction: Brick, HardiPlank Type
- Roof: Shingle
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 2021
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,841
- Lot Size: .18
- Lot Dimensions: 65 x 120
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Full, Fenced, Privacy
Green Features
- Energy Efficient: Solar Panel(s)
Financial Considerations
- Tax Amount: $4,524
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: TITUS PARK PHASE 1 LOT 30 ORB 4508 P 593
- Property ID: 05830-030-070
Listed by Foundation Real Estate Agency LLC
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Schools
Schools serving 4718 Rosemary St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deer Point Elementary School 4800 Highway 2321, Panama City, FL 32404 | K-5 | 1.6 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 1.3 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4718 Rosemary St
Date
Details
Price
Change
Source
3/11/2026
Listed
$455,000
4.6%
MLS
5/26/2025
Sold
$435,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4718 Rosemary St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,484
2%
$362,385
3%
2024
$4,389
—
$352,145
1%
2023
$4,370
706%
$348,505
665%
2021
$542
-85%
$45,541
-85%
2022
$3,647
573%
$312,360
3327%
2021
$542
—
$9,114
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4718 Rosemary St
4718 Rosemary Street, Panama City, FL 32404 (MLS# 786424) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4718 Rosemary Street is currently listed for $455,000 and was received on March 11, 2026. Want to learn more about 4718 Rosemary Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

