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$439,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 1 day ago
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Bayside living with the best of Panama City just minutes away! 644 Florida Avenue E is a beautifully updated 3-bedroom, 2.5-bath condo offering 2,308 square feet in the quiet, eight-unit Bayside Estates community. Perfectly located between Downtown Panama City and historic St. Andrews, you'll enjoy easy access to restaurants, coffee shops, shopping, and entertainment. Inside, enjoy 10-foot ceilings, tile and oak wood flooring, custom cabinetry, granite countertops, and water views from every room! The spacious primary suite features a sitting area, walk-in closet, and beautifully tiled shower. Relax on the large balcony overlooking Johnson Bayou, enjoy access to the community dock, and appreciate the convenience of a detached two-car garage with additional storage. Beautiful water views, peaceful surroundings, and downtown convenience -- bayside living at its best!

Full Property Details for 644 Florida Ave #E

General

  • Price: $439,000
  • HOA FEE: $767/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $4,668 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 796845
  • Updated: 10/22/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 7
  • Interior Features: Double Vanity, Main Level Primary, Walk-In Closet(s)
  • Appliances: Electric Range

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Dock
  • Security/Safety: Security System, Smoke Detector(s), Security Service

Exterior

  • Exterior Features: Dock
  • Porch/Patio/Deck: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Bayside Estates Condominium
  • Driving Directions: Traveling South on Jenks Ave from 15th Street, make a right on 6th Street that turns into Beach Drive. The complex is on the corner of Beach Dr & Florida Ave.

School Information

  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Association Management, Fishing Rights, Insurance, Legal/Accounting, Maintenance Grounds

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, Electricity Available

Structural Information

  • Architectural Style: Low Rise
  • Construction: Brick Veneer
  • Roof: Composition, Shingle
  • Windows: Double Pane Windows
  • Stories/Levels: 8
  • Sq. Ft. Source: Appraiser
  • Year Built: 2003
  • Other Struct. Feat.: Dumpster

Lot Features

  • Property View: Bay, Bayou
  • Lot Dimensions: 0 x 0
  • Frontage: City Street
  • Lot Features: Sprinkler System, Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bayou, Shoreline - Natural
  • Water Front View: Bayou, Shoreline - Natural
  • Boat Dock Slip: Yes

Financial Considerations

  • Association Fee: $2,300
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $4,668.91
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: BAYSIDE ESTATES CONDOMINIUM UNIT E ORB 2295 P 2088, 2276 ORB 2484 3BR 2.5B 2308 H&C P 1465 ORB 4415 P 476
  • Property ID: 19536-505-000

Listed by eXp Realty, LLC

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Listing agent

— 644 Florida Ave #E —

  • eXp Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 644 Florida Ave #E

School District:Bay County School District
NameGradesDistance
Merriam Cherry Street Elementary School
1125 Cherry Street, Panama City, FL 32401
PK-51.7 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-80.7 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-121 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 644 Florida Ave #E Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/21/2026
Listed
$439,000
13.88%
MLS
5/28/2021
Sold
$385,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 644 Florida Ave #E

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,519
-3%
$328,149
—
2024
$4,661
-11%
$327,675
—
2023
$5,211
560%
$327,675
392%
2021
$789
-83%
$66,640
-80%
2022
$4,613
817%
$327,675
392%
2019
$503
-74%
$66,640
-60%
2018
$1,919
-2%
$166,600
-2%
2017
$1,957
-9%
$170,000
-5%
2016
$2,140
-2%
$178,960
1%
2015
$2,187
1%
$177,716
—
2014
$2,169
9%
$177,716
1%
2013
$1,998
—
$176,335
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by eXp Realty, LLC

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644 Florida Avenue #E, Panama City, FL 32401 (MLS# 796845) is a Condo property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 644 Florida Avenue #E is currently listed for $439,000 and was received on October 22, 2026. Want to learn more about 644 Florida Avenue #E? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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