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$439,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,308 Sq. Ft.
  • Updated 10 hours ago
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Bayside living with the best of Panama City just minutes away! 644 Florida Avenue E is a beautifully updated 3-bedroom, 2.5-bath condo offering 2,308 square feet in the quiet, eight-unit Bayside Estates community. Perfectly located between Downtown Panama City and historic St. Andrews, you'll enjoy easy access to restaurants, coffee shops, shopping, and entertainment. Inside, enjoy 10-foot ceilings, tile and oak wood flooring, custom cabinetry, granite countertops, and water views from every room! The spacious primary suite features a sitting area, walk-in closet, and beautifully tiled shower. Relax on the large balcony overlooking Johnson Bayou, enjoy access to the community dock, and appreciate the convenience of a detached two-car garage with additional storage. Beautiful water views, peaceful surroundings, and downtown convenience -- bayside living at its best!

Full Property Details for 644 Florida Ave #UNIT E

General

  • Price: $439,000
  • Taxes: $4,668 (2025)
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 1014134
  • Updated: 10/23/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Not Allowed, Dock, Fishing, Pets Allowed

Interior

  • Number of Rooms: 7
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
  • Flooring: Floor Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage Detached

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Bayside Estates Condominium
  • Driving Directions: Traveling South on Jenks Ave from 15th Street, make a right on 6th Street that turns into Beach Drive. The complex is on the corner of Beach Dr & Florida Ave.

School Information

  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay

Community

  • Association: Yes
  • Assoc. Fees Include: Management

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating/Cooling: Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Construction: Brick, Frame
  • Exterior Const.: Brick, Frame
  • Stories/Levels: 2
  • Square Feet: 2,308
  • Sq. Ft. Source: County PA Records
  • Year Built: 2003

Lot Features

  • Property View: Bayou, Bay

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Bayou

Financial Considerations

  • Assessment Amount: $2,300
  • Tax Amount: $4,668.91
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: BAYSIDE ESTATES CONDOMINIUMUNIT EORB 2295 P 2088, 2276 ORB 2484
  • APN: 19536-505-000
  • Property ID: 19536-505-000

Listed by EXP Realty LLC

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Listing agent

— 644 Florida Ave #UNIT E —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 644 Florida Ave #UNIT E

School District:Bay County School District
NameGradesDistance
Merriam Cherry Street Elementary School
1125 Cherry Street, Panama City, FL 32401
PK-51.7 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-80.7 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-121 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 644 Florida Ave #UNIT E Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/22/2026
Listed
$439,000
13.88%
MLS
5/28/2021
Sold
$385,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 644 Florida Ave #UNIT E

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,519
-3%
$328,149
—
2024
$4,661
-11%
$327,675
—
2023
$5,211
560%
$327,675
392%
2021
$789
-83%
$66,640
-80%
2022
$4,613
817%
$327,675
392%
2019
$503
-74%
$66,640
-60%
2018
$1,919
-2%
$166,600
-2%
2017
$1,957
-9%
$170,000
-5%
2016
$2,140
-2%
$178,960
1%
2015
$2,187
1%
$177,716
—
2014
$2,169
9%
$177,716
1%
2013
$1,998
—
$176,335
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC

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644 Florida Avenue #UNIT E, Panama City, FL 32401 (MLS# 1014134) is a Condo property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 644 Florida Avenue #UNIT E is currently listed for $439,000 and was received on October 22, 2026. Want to learn more about 644 Florida Avenue #UNIT E? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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