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$889,000 Coming Soon
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Property Description
Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony. Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully renovated bathrooms, a designer kitchen featuring marble countertops and a custom tile backsplash, all-new appliances, and stylish new furnishings throughout. Designed for both comfort and elegance, the open-concept floor plan also features a Gulf-front primary suite, split-bedroom layout for added privacy, crown molding, and 9-foot ceilings that enhance the home's bright, spacious feel. Located in the highly sought-after Gulf Crest community, owners and guests enjoy an impressive collection of resort-style amenities, including two beachfront pools, a hot tub, kiddie pool, fitness center, tiki bar and grill, game room, gazebo, gated entry, and assigned covered parking. For investors, this property presents an outstanding opportunity. Gulf Crest is a proven vacation destination with strong rental demand driven by its prime beachfront location, spacious three-bedroom floor plans that comfortably accommodate families and larger groups, and convenient access to restaurants, shopping, entertainment, and popular attractions. Offered in pristine, turnkey condition, this residence is ready to generate rental income immediately or serve as a private coastal retreat before entering the vacation rental market. Whether you're searching for a high-performing investment property, a luxurious second home, or a full-time beachfront residence, this Gulf-front condo offers the perfect combination of location, lifestyle, quality, and lasting value.
Full Property Details
Full Property Details for 8715 Surf Dr #1601A
General
- Price: $889,000
- Taxes: (2025)
- Status: Coming Soon
- Type: Condo
- Source: Bay_County
- MLS ID: 792588
- Updated: Today (7/13/2026)
- Added to Site: Today
Interior
- Number of Rooms: 3
- Interior Features: Balcony, Double Vanity, Walk-In Closet(s)
- Appliances: Electric Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Gated, Barbecue, Picnic Area
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Secured Garage/Parking, Gated Community, Security Gate, Security Service
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Parking Features: Additional Parking, Gated
Location
- County: Bay
- Subdivision: Gulf Crest Condo
- Driving Directions: Via US 98 E Take US-98 E/Back Beach Rd/Panama City Beach Pkwy -Turn right onto Moylan Rd. Turn left onto Front Beach Rd. Turn right onto Joan Ave. Turn right onto Surf Dr. Arrive at Gulf Crest Condos.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: High Rise
- Construction: Concrete
- Elevator: Yes
- Sq. Ft. Source: Appraiser
- Year Built: 2004
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Gulf
- Lot Dimensions: 0 x 0
- Lot Features: Paved
- Zoning: Resid Multi-Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf
- Water Front View: Gulf
Financial Considerations
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: GULF CREST CONDO UNIT 1601 CP#C-1601 ORB 4544 P 1985 3BD/2BR TYPE A ORB 4763 P 18 1676 H&C
- Property ID: 30473-396-000
Listed by Salty Marlin Realty LLC
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Schools
Schools serving 8715 Surf Dr #1601A
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8715 Surf Dr #1601A
Date
Details
Price
Change
Source
7/13/2026
Listed
$889,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8715 Surf Dr #1601A
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,412
-15%
$770,721
-3%
2024
$9,892
—
$790,500
—
2023
$9,883
119%
$790,500
53%
2021
$4,506
-43%
$516,375
-25%
2022
$7,884
75%
$688,500
41%
2021
$4,506
10%
$488,750
32%
2019
$4,085
1%
$371,422
2%
2018
$4,028
10%
$364,497
2%
2017
$3,646
-2%
$357,000
—
2016
$3,702
-2%
$356,251
1%
2015
$3,794
1%
$353,775
1%
2014
$3,755
12%
$350,967
2%
2013
$3,359
—
$345,780
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8715 Surf Dr #1601A
8715 Surf Drive #1601A, Panama City, FL 32408 (MLS# 792588) is a Condo property with 3 bedrooms and 2 full bathrooms. 8715 Surf Drive #1601A is currently listed for $889,000 and was received on July 13, 2026. Want to learn more about 8715 Surf Drive #1601A? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

