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$229,900 Just Listed

  • For Sale
  • Active
  • Condo
  • 1 Full Bath
  • Updated 42 minutes ago
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This is the BEST Premier GULF FRONT studio unit available at Top of the GULF condos with TRUE panoramic views (not partial views) of the white sand Beaches and Gulf. It is the only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways, rental investments or full time residences. Top of the Gulf is a very well maintained and managed 8 story building with beautiful beaches near St. Andrews State Park and many great local restaurants. Everything you need is 5 minutes away. Quiet and plenty of private parking and a private dedicated beach access & pool are just a few of the amenities offered here. All units have new Hurricane Impact Windows! This unit has been updated and is move-in ready and has been privately owned for many years. TAKE ADVANTAGE OF THIS RARE OPPORTUNITY for a great deal!!

Full Property Details for 8817 S Thomas Dr #A415

General

  • Price: $229,900
  • HOA FEE: $525/month
  • Taxes: $2,525 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 796953
  • Updated: 11/1/2026
  • Added to Site: 3 day(s) ago

Interior

  • Number of Rooms: 1
  • Interior Features: Handicap Access, Tub Shower
  • Appliances: Electric Oven, Electric Range, Electric Water Heater
  • Flooring: Plank, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Additional Information

  • Shared Amenities: Beach Rights, Game Room
  • Pool: Yes
  • Pool Description: In Ground, Community
  • Security/Safety: Building Security, Closed Circuit Camera(s), Fire Escape, Firewall(s), Smoke Detector(s)

Parking

  • Parking Features: Additional Parking, Parking Lot

Location

  • County: Bay
  • Subdivision: Top Of The Gulf Condo.
  • Driving Directions: GPS Thomas Drive to 8711 South Thomas Drive - turn into parking lot and you can park and enter building elevators on 1st floor.

School Information

  • Elementary School: Patronis
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Association Management, Clubhouse, Cable TV, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Trash, Water

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Humidity Control
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Cable Connected, High Speed Internet Available, Underground Utilities

Structural Information

  • Architectural Style: High Rise
  • Construction: Block
  • Windows: Double Pane Windows, Storm Window(s)
  • Elevator: Yes
  • Stories/Levels: 8
  • Sq. Ft. Source: Appraiser
  • Year Built: 1976

Lot Features

  • Lot Dimensions: 0 x 0
  • Lot Features: Paved

Water Features

  • Water Front: Yes
  • Water Front Desc.: Gulf
  • Water Front View: Gulf

Financial Considerations

  • Association Fee: $525
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $2,525.74
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: TOP OF THE GULF CONDO UNIT # A-415 EFF 1B 489 H&C ORB 504 P 566 ORB 3941 P 596 .
  • Property ID: 34994-190-000

Listed by Dalton Wade Inc

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Listing agent

— 8817 S Thomas Dr #A415 —

  • Dalton Wade Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8817 S Thomas Dr #A415

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81.8 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8817 S Thomas Dr #A415 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/29/2026
Listed
$229,900
109%
MLS
9/28/2017
Sold
$110,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8817 S Thomas Dr #A415

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,455
—
$158,865
-27%
2024
$2,455
4%
$216,750
—
2023
$2,367
44%
$216,750
57%
2021
$1,648
-16%
$137,700
-26%
2022
$1,960
19%
$186,023
71%
2021
$1,648
41%
$108,543
21%
2019
$1,169
7%
$89,675
10%
2018
$1,095
21%
$81,600
3%
2017
$905
10%
$79,050
11%
2016
$826
9%
$70,975
16%
2015
$755
9%
$61,200
9%
2014
$693
10%
$56,100
—
2013
$630
—
$56,100
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8817 S Thomas Dr #A415

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Dalton Wade Inc

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8817 S Thomas Drive #A415, Panama City, FL 32408 (MLS# 796953) is a Condo property with 0 bedrooms and 1 full bathroom. 8817 S Thomas Drive #A415 is currently listed for $229,900 and was received on October 29, 2026. Want to learn more about 8817 S Thomas Drive #A415? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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