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$1,575,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • Updated 1 day ago
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Gulf Front investment opportunity in highly desirable North Cape with strong income production and low-maintenance ownership. This well-maintained 4-bedroom, 3.5-bath waterfront home offers breathtaking Gulf views, a private setting, and a proven rental history making this a true turnkey investment. Recent upgrades provide worry-free ownership, including two HVAC units with replaced ductwork and protective encasements (2022), new foam insulation in the attic for improved energy efficiency, a new hot water heater (2022), washer and dryer (2023), new dishwasher (2025) and a new stove (2024). Additional updates include new flooring in the 4th bedroom (2022), refreshed living room furnishings (2025), a custom-built dining table (2022), and infused exterior light bulbs for durability and long-term performance in the coastal environment. The open floor plan is filled with natural light from expansive windows showcasing stunning Gulf views. A spacious Gulf-front deck offers the perfect setting for guests to enjoy sunsets and coastal living--enhancing rental appeal and repeat bookings. Fully equipped kitchen and generous living spaces make this property ideal for maximizing short-term rental income while enjoying minimal ongoing maintenance. A rare opportunity to own a high-income-producing, low-maintenance Gulf-front property--schedule your private showing today.

Full Property Details for 186 Sugar Loaf Ln

General

  • Price: $1,575,000
  • Taxes: $13,255 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 785829
  • Updated: 2/25/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 4
  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Covered Patio, Outdoor Shower, Porch
  • Porch/Patio/Deck: Deck, Porch, Screened

Parking

  • Covered Spaces: 2
  • Parking Features: Gravel, Paved

Location

  • County: Gulf
  • Subdivision: No Named Subdivision
  • Driving Directions: Hwy 98 to SR30, right on CR30 (Cape San Blas Rd), Just past Scallop Cove Gas Station, turn left on Sugarloaf, house is at the end of the street overlooking the Gulf, see sign.

School Information

  • Elementary School: Port St. Joe
  • Middle School: Port St. Joe
  • High School: Port St. Joe

Community

  • Community Name: 07 - Gulf County

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Utility Description: Cable Connected, High Speed Internet Available, Phone Connected, Underground Utilities

Structural Information

  • Architectural Style: Coastal
  • Construction: Vinyl Siding
  • Roof: Metal
  • Windows: Storm Window(s)
  • Doors: Storm Door(s)
  • Sq. Ft. Source: Appraiser
  • Year Built: 2001

Lot Features

  • Property View: Gulf
  • Lot Size (Acres): 0.3
  • Lot Size (Sq. Ft.): 13,068
  • Lot Size: .3
  • Lot Dimensions: 50 x 260
  • Zoning: County, Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf, Shoreline - Sand, Shoreline - Natural
  • Water Front View: Gulf, Shoreline - Sand, Shoreline - Natural

Financial Considerations

  • Tax Amount: $13,255
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SAN BLAS ESTATES LOT 13-B2 50 FF GULF FRONT 427.33 FT AV DEPTH BEING PARCEL 13-B2 MURRAY MINOR REPLAT ORB 686/640 FR BIESECKER ET AL MAP 19B
  • Property ID: 06269-072R

Listed by 98 Real Estate Group, LLC

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Listing agent

— 186 Sugar Loaf Ln —

  • 98 Real Estate Group, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 186 Sugar Loaf Ln

School District:Gulf County School District
NameGradesDistance
Port St. Joe Elementary School
2201 Long Ave, Port St. Joe, FL 32456
PK-68.4 mi
Port St. Joe High School
100 Shark Dr, Port St. Joe, FL 32456
7-128.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 186 Sugar Loaf Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/25/2026
Listed
$1,575,000
1650%
MLS
3/04/2020
Sold
$90,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 186 Sugar Loaf Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,255
—
$1,243,873
-1%
2024
$13,255
-2%
$1,250,571
2%
2023
$13,527
27%
$1,224,269
65%
2021
$10,654
-21%
$740,337
-39%
2022
$13,459
26%
$1,221,236
164%
2021
$10,654
87%
$462,505
12%
2019
$5,688
-17%
$412,985
-15%
2018
$6,874
1%
$485,010
2%
2017
$6,781
-9%
$475,034
2%
2016
$7,492
17%
$466,236
11%
2015
$6,382
5%
$418,753
-1%
2014
$6,053
22%
$421,220
19%
2013
$4,977
—
$353,895
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 186 Sugar Loaf Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by 98 Real Estate Group, LLC

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186 Sugar Loaf Lane, Port Saint Joe, FL 32456 (MLS# 785829) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 186 Sugar Loaf Lane is currently listed for $1,575,000 and was received on February 25, 2026. Want to learn more about 186 Sugar Loaf Lane? Do you have questions about finding other Single Family real estate for sale in Port Saint Joe? You can browse all Port Saint Joe real estate or contact a Coldwell Banker agent to request more information.

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