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$550,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,055 Sq. Ft.
  • Updated 8 days ago
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Spacious WATERFRONT 3 Bedroom, 2 Bathroom home with attached 2 Car Garage located in the desirable deed restricted community of PUNTA GORDA ISLES. **Boating access to Charlotte Harbor and on to the Gulf of Mexico** This light and bright home offers a Great Room, Dining Room, well equipped Kitchen, Inside Laundry Room and screened Lanai. The Great Room offers high ceilings, tile floor and sliding glass doors to the Lanai. The Dining Room has a large window, plant shelves and vaulted ceiling. The Kitchen features a granite counter, tile backsplash, wood cabinets, double sink, breakfast bar, dining area. Appliances include double door refrigerator, oven /range with exhaust fan, built in oven, dishwasher, disposal. The large Master Bedroom suite offers Lanai access via sliding glass doors, custom walk in closet and private bathroom with his and hers sinks, jetted garden tub and walk in shower. There are two additional generous sized guest bedrooms one with Lanai access and the other with a custom walk in closet. The guest bathroom has a tub/shower combo. Your living space extends via pocket sliding glass doors to the screened Lanai with covered area, plenty of deck for sunbathing, inground pool and closet for your pool equipment. Continue to the waterfront with concrete dock and 44 foot CONCRETE SEAWALL maintained by the city of Punta Gorda. Other features include : double door entry, rain gutters, hurricane shutters, circular driveway. Punta Gorda Isles has deed restrictions but NO HOA. Utilities are city water and sewer. This home is 5 minutes to Fishermen's Village and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, art galleries. walking and biking paths, weekend farmer and artison markets. Charlotte Harbor Event Center, weekend events and more!

Full Property Details for 1128 Rum Cay Ct

General

  • Price: $550,000
  • Taxes: $4,909 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: C7511242
  • Updated: 1/8/2026
  • Added to Site: 214 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gunite, In Ground, Screen Enclosure

Exterior

  • Exterior Features: Hurricane Shutters, Irrigation System, Lighting, Rain Gutters, Sliding Doors
  • Deck/Patio: Patio, Screened
  • Porch/Patio/Deck: Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Circular Driveway, Garage Door Opener

Location

  • Area: 33950 - Punta Gorda
  • County: Charlotte
  • Development Name: 33950 - Punta Gorda
  • Subdivision: PUNTA GORDA ISLES SEC 11
  • Driving Directions: WEST MARION AVENUE.....SLIGHT RIGHT ONTO GARVIN.....LEFT ONTO RUM CAY CT
  • Direction Faces: South

School Information

  • Elementary School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High

Community

  • Community Name: 33950 - Punta Gorda
  • Community Features: Water Access, Waterfront, Deed Restrictions

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Public, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Block, Stucco
  • Roof: Tile
  • Stories/Levels: One
  • Square Feet: 2,055
  • Sq. Ft. Source: Public Records
  • Year Built: 1994

Lot Features

  • Property View: Pool, Water
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 9,848
  • Lot Size: 9848
  • Lot Dimensions: 120 x 136 x 44 x 120
  • Frontage: Street Dead-End, Street Paved
  • Street/Road Desc.: Paved, Asphalt

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Bay/Harbor, Canal - Saltwater, Gulf/Ocean
  • Water Extras: Yes
  • Water Front Desc.: Waterfront, Saltwater Canal

Financial Considerations

  • Tax Amount: $4,909
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: PGI 011 0094 0003 PUNTA GORDA ISLES SEC11 BLK94 LT3 779/1002 994/1868 1047/938 1329/172 POA3500/246-WER 3500/258 UNREC DC-WER 4015/625 DC4548/934-GER 3195166
  • Flood Zone Info: AE
  • APN: 412212328005
  • Property ID: 412212328005
  • Block/Lot/Section: 94

Listed by Re/Max Alliance Group

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Listing agent

— 1128 Rum Cay Ct —

  • Re/Max Alliance Group

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1128 Rum Cay Ct

School District:Charlotte County School District
NameGradesDistance
Sallie Jones Elementary School
1230 Narranja Street, Punta Gorda, FL 33950
PK-51.4 mi
Punta Gorda Middle School
1001 Education Avenue, Punta Gorda, FL 33950
6-81.8 mi
Charlotte High School
1250 Cooper Street, Punta Gorda, FL 33950
9-121.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1128 Rum Cay Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/15/2025
Price Reduced
$550,000
-4.35%
MLS
8/14/2025
Price Reduced
$575,000
-14.81%
MLS
6/16/2025
Listed
$675,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1128 Rum Cay Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,564
74%
$515,340
81%
2024
$4,909
4%
$285,118
3%
2023
$4,715
4%
$275,811
3%
2022
$4,546
8%
$268,751
3%
2021
$4,208
—
$260,923
1%
2021
$4,208
-3%
$257,321
2%
2019
$4,325
7%
$251,536
2%
2018
$4,025
3%
$246,846
2%
2017
$3,899
—
$241,769
2%
2016
$3,889
-1%
$236,796
1%
2015
$3,924
1%
$235,150
1%
2014
$3,886
—
$233,284
2%
2013
$3,873
—
$229,836
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Re/Max Alliance Group

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1128 Rum Cay Court, Punta Gorda, FL 33950 (MLS# C7511242) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1128 Rum Cay Court is currently listed for $550,000 and was received on June 16, 2025. Want to learn more about 1128 Rum Cay Court? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

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