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$424,995 -$1 (0%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,066 Sq. Ft.
  • Updated 13 hours ago
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REDUCED OVER $20,000!!!!! BEST DEAL IN DEEP CREEK! This stone accent beauty with a front porch has it all!!! 3/2 PLUS FLEX ROOM!!!! Built in 2021 on a premium corner lot backing onto a greenbelt, this beautifully upgraded home offers 3 bedrooms, 2 bathrooms, and a spacious three-car garage. At the heart of the home is the stunning kitchen, featuring fresh white cabinetry, granite countertops, stainless steel appliance package, large 12-foot island w/barstools, and large pantry perfect for entertaining or simply enjoying everyday life in style. The kitchen flows seamlessly into the open-concept great room, which boasts crown molding, LED lighting, and sliding glass doors that lead to a screened lanai at the back of the home with coveted western exposure ideal for relaxing with a drink and taking in the gorgeous sunsets. The primary suite is a private sanctuary with a tray ceiling, upgraded lighting, a spa-like bathroom with his/her vanities, a large glass shower w/dual shower heads, and generous walk-in closet. The two guest bedrooms are well-sized and share a bathroom, while the laundry room includes a GE washer and smart-sensor dryer with pedestal drawers. The flex room off the foyer, finished with crown molding, is perfect for a more formal dining area or office. UPGRADES include premium tile flooring, crown molding, stone exterior accents, two garage openers, irrigation system, gutters, water filtration and a fenced yard. WONDERFUL DEEP CREEK AMENITIES available, just a stone's throw away of GOLF, coffee shops, hair salons, restaurants, grocery stores, Banks, Dollar General Market, Pilates and much more...... MINUTES TO BEACH WITH AMENITIES OF beach club with boat ramp, fishing pier, grills, a pool and sporting activities like tennis, volleyball, basketball and horseshoes. Across the harbor from the complex, you'll find the quaint shops and tantalizing restaurants of Fishermen's Village. It's one of the more popular beaches near Port Charlotte, FL.

Full Property Details for 640 Encarnacion St

General

  • Price: $424,995
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026002097
  • Updated: 2/21/2026
  • Added to Site: 39 day(s) ago

Interior

  • Number of Rooms: 7
  • Interior Features: Great Room, Den - Study, Guest Bath, Home Office, Pantry, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Water Treatment (Owned), Range, Refrigerator with Icemaker, Self-Cleaning Oven, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Multiple Shower Heads, Shower Only

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Pantry
  • Dining Room: Breakfast Bar, Dining - Family, Eat-in Kitchen, Formal
  • Laundry: Inside

Additional Information

  • Shared Amenities: Golf Public, Basketball, Barbecue (Picnic), Park, Golf, Playground, Shopping, Sidewalks, Street Lights, Tennis Court(s), Golf Course
  • Tennis: Yes
  • Security/Safety: Security System, Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Room for Pool, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3
  • Parking Features: 2+ Spaces, Driveway Paved, Golf Cart Garage, Guest, Paved, Garage Door Opener, Attached

Location

  • Area: CH01 - Charlotte County
  • County: Charlotte
  • Subdivision: DEEP CREEK
  • Building Name: DEEP CREEK
  • Driving Directions: Exit 170 Kings Highway to Sandhill Blvd. left on Seasons Drive to right on Encarnacion St. house is first on right.
  • Direction Faces: North

Community

  • Association: Yes
  • Assoc. Fees Include: Manager
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: On-Site

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric
  • Ceiling Fan(s): 3

Utilities

  • Sewer: Central
  • Water: Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Architectural Style: Contemporary
  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stone, Stucco
  • Roof: Shingle
  • Windows: Single Hung, Sliding, Shutters - Manual, Decorative Shutters, Window Coverings
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,066
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,066 Sq. Ft.
  • Year Built: 2021

Lot Features

  • Property View: Landscaped Area
  • Lot Size (Acres): 0.256
  • Lot Size (Sq. Ft.): 11,151
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 95 x 68 x 93 x 120
  • Frontage Feet: 95
  • Street/Road Desc.: Paved
  • Fence: Yes
  • Irrigation System: Central
  • Lot Features: Corner Lot, Oversize
  • Lot Description: Corner Lot, Oversize
  • Fencing (Description): Fenced

Water Features

  • Water Front Desc.: None
  • Canal Width: None

Financial Considerations

  • Other Assoc Fees: $200
  • Other Fee Freq.: Annually
  • Tax Year: 2025
  • Terms: Buyer Finance/Cash, FHA, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
  • Property ID: 402303358001
  • Section: 3
  • Block: 523
  • Lot Number: 22

Listed by Real Broker, LLC

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Listing agent

— 640 Encarnacion St —

  • Real Broker, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 640 Encarnacion St

School District:Charlotte County School District
NameGradesDistance
Deep Creek Elementary School
26900 Harbor View Rd, Port Charlotte, FL 33983
PK-52.3 mi
Punta Gorda Middle School
1001 Education Avenue, Punta Gorda, FL 33950
6-86.4 mi
Charlotte High School
1250 Cooper Street, Punta Gorda, FL 33950
9-126.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Encarnacion St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/21/2026
Price Reduced
$424,995
—
MLS
2/13/2026
Price Reduced
$424,996
—
MLS
2/09/2026
Price Reduced
$424,997
—
MLS
2/04/2026
Price Reduced
$424,998
—
MLS
1/13/2026
Listed
$424,999
58.46%
MLS
4/23/2021
Sold
$268,200
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Encarnacion St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,095
-16%
$311,422
3%
2024
$4,903
—
$302,645
3%
2023
$4,883
6%
$293,830
3%
2022
$4,615
723%
$285,272
1765%
2021
$561
—
$15,300
25%
2021
$561
34%
$12,240
242%
2019
$418
8%
$3,577
-63%
2018
$386
4%
$9,724
24%
2017
$371
—
$7,863
-3%
2016
$370
8%
$8,075
231%
2015
$344
48%
$2,443
10%
2014
$233
8%
$2,221
10%
2013
$215
—
$2,019
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Real Broker, LLC

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640 Encarnacion St, Punta Gorda, FL 33983 (MLS# 2026002097) is a Single Family property with 3 bedrooms and 2 full bathrooms. 640 Encarnacion St is currently listed for $424,995 and was received on January 13, 2026. Want to learn more about 640 Encarnacion St? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

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