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$389,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,289 Sq. Ft.
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Now available in the desirable South Haven community of Ruskin! This move-in ready two-story home, only 3 years old, offers 4 bedrooms, 3 bathrooms, and a 2-car garage with a thoughtful layout designed for comfort and convenience. Inside, you'll find brand-new carpeting and fresh paint throughout, creating a bright, like-new feel. The modern kitchen is equipped with granite countertops, newer stainless steel appliances, and ample storage, flowing seamlessly into the open-concept living and dining areas. Upstairs, a spacious loft/bonus room provides flexible space for a home office, playroom, or media room. All bedrooms feature walk-in closets, while the first-floor bedroom and full bath are perfect for guests or multigenerational living. The laundry room is conveniently located upstairs with a full-size washer and dryer, shelving, and extra storage space. Step outside to enjoy a generously sized backyard with an open patio, ideal for grilling or soaking up the Florida sunshine. South Haven is a small, welcoming community with NO CDD, LOW HOA dues, and access to a playground and dog park. Location grants easy access to all major highways including I75, I4, Selmon Expressway, and US Highway 301, beaches, restaurants, theme parks, and many other entertainment destinations. Don't miss your chance to own this modern, updated home in a sought-after neighborhood! SELLER OFFERING $5,000 CONCESSION TOWARDS BUYER'S CLOSING COSTS WITH ACCEPTABLE OFFER!!!

Full Property Details for 1022 Kelly Fern Loop

General

  • Price: $389,900
  • HOA FEE: $68/month
  • HOA FEE FREQ.: Semi-Annually
  • Taxes: $5,584 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6346772
  • Updated: 11/6/2025
  • Added to Site: 116 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 4
  • Interior Features: Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup

Additional Information

  • Shared Amenities: Fence Restrictions, Playground

Exterior

  • Exterior Features: Irrigation System, Lighting, Sidewalk, Sliding Doors, Sprinkler Metered
  • Deck/Patio: Front Porch, Patio
  • Porch/Patio/Deck: Front Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: SOUTH HAVEN
  • Driving Directions: I-75 to Ruskin Exit 240 (E College Ave/674 W), West on E College Ave/674, Right onto 24th St NE, Left onto Harris Hawk Ave, Right onto Kelly Fern Loop
  • Direction Faces: South

School Information

  • Elementary School: Cypress Creek-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Community Features: Community Mailbox, Deed Restrictions, Dog Park, Playground
  • Optional Amenities: Fence Restrictions, Playground
  • Association: Yes
  • Assoc. Name: Prime Community Management
  • Assoc. Fees Include: Common Area Taxes, Escrow Reserves Fund, Recreational Facilities
  • Pet Restrictions: See HOA Guidelines

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Structural Information

  • Architectural Info: Contemporary
  • Architectural Style: Contemporary
  • Builder: Starlight Homes
  • Exterior Const.: Block, Stucco, Wood Siding
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: Two
  • Square Feet: 2,289
  • Sq. Ft. Source: Public Records
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.1
  • Lot Size (Sq. Ft.): 4,293
  • Lot Size: 4293
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $409
  • Assoc Fee Freq.: Semi-Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,584.66
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SOUTH HAVEN LOT 42
  • Flood Zone Info: X
  • APN: U043219C5100000000042.0
  • Property ID: U043219C5100000000042.0

Listed by You Have Realty Llc

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— 1022 Kelly Fern Loop —

  • You Have Realty Llc

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NMLS#: 1598647

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Be ready to buy your new home!

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NMLS#: 1598647

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Schools serving 1022 Kelly Fern Loop

School District:Hillsborough County School District
NameGradesDistance
Cypress Creek Elementary School, Ruskin, FL
4040 19th Ave Ne, Ruskin, FL 33573
PK-52.4 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-82.2 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-120.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1022 Kelly Fern Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/24/2025
Listed
$389,900
8.31%
MLS
2/24/2023
Sold
$359,990
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1022 Kelly Fern Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,871
5%
$276,484
—
2024
$5,585
3%
$276,484
-4%
2023
$5,405
1476%
$286,935
6579%
2021
$343
1%
$4,296
—
2022
$341
—
$4,296
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1022 Kelly Fern Loop, Ruskin, FL 33570 (MLS# O6346772) is a Single Family property with 4 bedrooms and 3 full bathrooms. 1022 Kelly Fern Loop is currently listed for $389,900 and was received on September 24, 2025. Want to learn more about 1022 Kelly Fern Loop? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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