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$389,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,289 Sq. Ft.
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Fresh, Stylish, and Move-In Ready in South Haven! Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. The open-concept layout centers around a spacious kitchen featuring sleek 36" raised-panel cabinets, a walk-in pantry, and easy-care ceramic tile that flows throughout the main living areas-including the foyer, flex room, kitchen, family room, laundry, and bathrooms. Need peace of mind? Hurricane shutters are already in place. The generously sized primary suite is bathed in natural light and includes its own walk-in closet for added convenience. Upstairs, a flexible loft and bonus room give you plenty of options-whether you're setting up a home office, gym, or playroom. Practical touches like under-stair storage, a guest bath with a separate vanity area, and roomy bedrooms (including one with a walk-in closet) make everyday living easy. Even better? The washer and dryer stay with the home. Step outside into your private fenced backyard-a great spot for cookouts, relaxing with friends, or letting pets roam freely. With an irrigation system already installed, keeping the landscaping lush is a breeze. South Haven offers great amenities like a tot lot and dog park, and it's just minutes from E.G. Simmons Park and Little Harbor-perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone.

Full Property Details for 1038 Kelly Fern Loop

General

  • Price: $389,900
  • HOA FEE: $50/month
  • Taxes: $6,576 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8395971
  • Updated: 9/10/2025
  • Added to Site: 180 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 4
  • Interior Features: High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Flooring: Carpet, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup

Exterior

  • Exterior Features: Irrigation System, Lighting, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: SOUTH HAVEN
  • Driving Directions: I-75 to Ruskin Exit 240 (E College Ave/674 W) Head West on E College Ave/674 Turn right onto 24th St NE Turn left onto Harris Hawk Ave
  • Direction Faces: Southwest

School Information

  • Elementary School: Cypress Creek-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Association: Yes
  • Assoc. Name: Lisa Coleman
  • Pet Restrictions: See HOA Declaration Section 9.04

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Structural Information

  • Exterior Const.: Block, Cement Siding, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,289
  • Sq. Ft. Source: Public Records
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 9,111
  • Lot Size: 9111
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $50
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $6,576.89
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SOUTH HAVEN LOT 47
  • Flood Zone Info: X
  • APN: U043219C5100000000047.0
  • Property ID: U043219C5100000000047.0

Listed by Dalton Wade Inc

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Listing agent

— 1038 Kelly Fern Loop —

  • Dalton Wade Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1038 Kelly Fern Loop

School District:Hillsborough County School District
NameGradesDistance
Cypress Creek Elementary School, Ruskin, FL
4040 19th Ave Ne, Ruskin, FL 33573
PK-52.3 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-82.2 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-120.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1038 Kelly Fern Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/10/2025
Price Reduced
$389,900
-2.5%
MLS
7/22/2025
Listed
$399,900
1.24%
MLS
11/04/2022
Sold
$394,990
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1038 Kelly Fern Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,915
5%
$333,718
—
2024
$6,577
-6%
$333,718
-2%
2023
$7,029
1538%
$342,050
3651%
2021
$429
1%
$9,120
—
2022
$426
—
$9,120
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Dalton Wade Inc

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1038 Kelly Fern Loop, Ruskin, FL 33570 (MLS# TB8395971) is a Single Family property with 4 bedrooms and 3 full bathrooms. 1038 Kelly Fern Loop is currently listed for $389,900 and was received on July 22, 2025. Want to learn more about 1038 Kelly Fern Loop? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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