Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$425,000 -$5,000 (-1.16%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,522 Sq. Ft.
  • Updated 2 days ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner's suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio-perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

Full Property Details for 440 Olive Conch St

General

  • Price: $425,000
  • HOA FEE: $8/month
  • Taxes: $7,026 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8511817
  • Updated: 8/21/2026
  • Added to Site: 93 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 6
  • Interior Features: Crown Molding, Stone Counters, Walk-In Closet(s)
  • Appliances: Built-In Oven, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Irrigation System

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: SHELL COVE PH 1
  • Driving Directions: From I-75, take Exit 240A for FL-674 W/College Ave toward Ruskin. Continue west on College Ave approximately 2.7 miles to US Hwy 41. Turn right (north) onto US Hwy 41 and continue about 0.5 miles. Turn left onto Shell Point Rd and continue approximately 0.8 miles to the Shell Cove community on the right. Turn into the community and follow Olive Conch St to the property.
  • Direction Faces: North

School Information

  • Elementary School: Ruskin-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Association: Yes
  • Assoc. Name: INFRAMARK

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Other

Structural Information

  • Exterior Const.: Block, Brick
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,522
  • Sq. Ft. Source: Public Records
  • Year Built: 2020

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 5,000
  • Lot Size: 5000
  • Street/Road Desc.: Asphalt

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Pond
  • Water Front Desc.: Pond

Green Features

  • Energy Generation: Solar

Financial Considerations

  • Association Fee: $8
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $7,026
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SHELL COVE PHASE 1 LOT 386
  • Flood Zone Info: AE
  • APN: U063219C0700000000386.0
  • Property ID: U063219C0700000000386.0

Listed by Florida's 1St Choice Rlty Llc

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 440 Olive Conch St —

  • Florida's 1St Choice Rlty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 440 Olive Conch St

School District:Hillsborough County School District
NameGradesDistance
Thompson Elementary
2020 East Shell Point Road, Ruskin, FL 33570
K-52.4 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-84.8 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-122.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 440 Olive Conch St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/21/2026
Price Reduced
$425,000
-1.16%
MLS
6/20/2026
Price Reduced
$430,000
-1.15%
MLS
5/23/2026
Listed
$435,000
69.27%
MLS
9/14/2020
Sold
$256,990
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 440 Olive Conch St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,026
12%
$247,516
3%
2024
$6,256
2%
$240,540
3%
2023
$6,105
1%
$233,534
6%
2021
$6,052
2%
$220,128
-3%
2022
$5,921
-2%
$226,732
4435%
2021
$6,052
—
$5,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 440 Olive Conch St

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Florida's 1St Choice Rlty Llc

Similar Properties near 440 Olive Conch St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

501 Stone Briar Dr, Ruskin, FL 33570 - Photo 1 Just Listed
$420,000

501 Stone Briar Dr  Ruskin, FL 33570

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,643
    Sq. Ft.
Listed by MJM Group (813) 662-1610
428 Chimney Rock Dr, Ruskin, FL 33570 - Photo 1
$415,000

428 Chimney Rock Dr  Ruskin, FL 33570

  • Single Family
  • Active
  • 5
    Beds
  • 3
    Total Baths
  • 3,105
    Sq. Ft.
Listed by Compass Florida Llc
5030 Jackel Chase Dr, Wimauma, FL 33598 - Photo 1
$425,000

5030 Jackel Chase Dr  Wimauma, FL 33598

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,965
    Sq. Ft.
Listed by Re/Max Realty Unlimited
16531 Windmill Forge Pass, Wimauma, FL 33598 - Photo 1
$425,000

16531 Windmill Forge Pass  Wimauma, FL 33598

  • Single Family
  • Active
  • 5
    Beds
  • 3
    Total Baths
  • 2,674
    Sq. Ft.
Listed by Bright Sun Realty Inc

Just Listed near 440 Olive Conch St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

7226 Milestone Dr, Apollo Beach, FL 33572 - Photo 1 Just Listed
$399,990

7226 Milestone Dr  Apollo Beach, FL 33572

  • Single Family
  • Active
  • Updated 18 hours ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,378
    Sq. Ft.
Listed by Real Broker, Llc
5322 Spring Maiden Circle, Apollo Beach, FL 33572 - Photo 1 Just Listed
$480,890

5322 Spring Maiden Circle  Apollo Beach, FL 33572

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,294
    Sq. Ft.
Listed by Pulte Realty Of West Florida Llc
1028 Apollo Beach Blvd, Apollo Beach, FL 33572 - Photo 1 Just Listed
$189,900

1028 Apollo Beach Blvd  #4  Apollo Beach, FL 33572

  • Condo
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 3
    Total Baths
  • 1,296
    Sq. Ft.
Listed by Future Home Realty Inc
222 Star Shell Dr, Apollo Beach, FL 33572 - Photo 1 Just Listed
$309,000

222 Star Shell Dr  Apollo Beach, FL 33572

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,880
    Sq. Ft.
Listed by Nexthome Luxe Coastal

Price Reduced near 440 Olive Conch St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

7508 Sea Lilly Ct, Apollo Beach, FL 33572 - Photo 1 Price Reduced
-$10,000 (-2%)
$489,000

7508 Sea Lilly Ct  Apollo Beach, FL 33572

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,779
    Sq. Ft.
Listed by Brooks Realty Group Llc
5133 Admiral Pointe Dr, Apollo Beach, FL 33572 - Photo 1 Price Reduced
-$10,000 (-2.13%)
$459,900

5133 Admiral Pointe Dr  Apollo Beach, FL 33572

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,989
    Sq. Ft.
Listed by Compass Florida Llc
316 Star Shell Dr, Apollo Beach, FL 33572 - Photo 1 Price Reduced
-$10,000 (-2%)
$489,500

316 Star Shell Dr  Apollo Beach, FL 33572

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,450
    Sq. Ft.
Listed by Re/Max Alliance Group
6331 Sunset Bay Cir, Apollo Beach, FL 33572 - Photo 1 Price Reduced
-$10,990 (-1.83%)
$589,000

6331 Sunset Bay Cir  Apollo Beach, FL 33572

  • Townhouse
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 5
    Total Baths
  • 3,108
    Sq. Ft.
Listed by Keller Williams Suburban Tampa

Recent Sales near 440 Olive Conch St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1027 Ocean Spray Dr, Ruskin, FL 33570 - Photo 1 Sold
$439,900

1027 Ocean Spray Dr  Ruskin, FL 33570

  • Single Family
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 2,798
    Sq. Ft.
Listed by Keller Williams South Shore
Sold by Re/Max Alliance Group
812 White Heron Blvd, Ruskin, FL 33570 - Photo 1 Sold
$405,000

812 White Heron Blvd  Ruskin, FL 33570

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,398
    Sq. Ft.
Listed by Century 21 Beggins Enterprises
Sold by Re/Max Alliance Group
105 12th St SW, Ruskin, FL 33570 - Photo 1 Sold
$449,000

105 12th St SW  Ruskin, FL 33570

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 1,582
    Sq. Ft.
Listed by Related General Realty, Llc.
Sold by Re/Max Realty Unlimited
705 Griffen Heights Ct, Ruskin, FL 33570 - Photo 1 Sold
$365,000

705 Griffen Heights Ct  Ruskin, FL 33570

  • Single Family
  • Closed
  • 4
    Beds
  • 2
    Total Baths
  • 1,881
    Sq. Ft.

440 Olive Conch Street, Ruskin, FL 33570 (MLS# TB8511817) is a Single Family property with 5 bedrooms and 3 full bathrooms. 440 Olive Conch Street is currently listed for $425,000 and was received on May 23, 2026. Want to learn more about 440 Olive Conch Street? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

Tour this property