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$435,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,522 Sq. Ft.
  • Updated 6 hours ago
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Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner's suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio-perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

Full Property Details for 440 Olive Conch St

General

  • Price: $435,000
  • HOA FEE: $8/month
  • Taxes: $7,026 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8511817
  • Updated: 5/24/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 6
  • Interior Features: Crown Molding, Stone Counters, Walk-In Closet(s)
  • Appliances: Built-In Oven, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Irrigation System

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: SHELL COVE PH 1
  • Driving Directions: From I-75, take Exit 240A for FL-674 W/College Ave toward Ruskin. Continue west on College Ave approximately 2.7 miles to US Hwy 41. Turn right (north) onto US Hwy 41 and continue about 0.5 miles. Turn left onto Shell Point Rd and continue approximately 0.8 miles to the Shell Cove community on the right. Turn into the community and follow Olive Conch St to the property.
  • Direction Faces: North

School Information

  • Elementary School: Ruskin-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Association: Yes
  • Assoc. Name: INFRAMARK

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Other

Structural Information

  • Exterior Const.: Block, Brick
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,522
  • Sq. Ft. Source: Public Records
  • Year Built: 2020

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 5,000
  • Lot Size: 5000
  • Street/Road Desc.: Asphalt

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Pond
  • Water Front Desc.: Pond

Green Features

  • Energy Generation: Solar

Financial Considerations

  • Association Fee: $8
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $7,026
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SHELL COVE PHASE 1 LOT 386
  • Flood Zone Info: AE
  • APN: U063219C0700000000386.0
  • Property ID: U063219C0700000000386.0

Listed by Florida's 1St Choice Rlty Llc

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— 440 Olive Conch St —

  • Florida's 1St Choice Rlty Llc

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 440 Olive Conch St

School District:Hillsborough County School District
NameGradesDistance
Thompson Elementary
2020 East Shell Point Road, Ruskin, FL 33570
K-52.4 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-84.8 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-122.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 440 Olive Conch St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/23/2026
Listed
$435,000
69.27%
MLS
9/14/2020
Sold
$256,990
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 440 Olive Conch St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,026
12%
$247,516
3%
2024
$6,256
2%
$240,540
3%
2023
$6,105
1%
$233,534
6%
2021
$6,052
2%
$220,128
-3%
2022
$5,921
-2%
$226,732
4435%
2021
$6,052
—
$5,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Florida's 1St Choice Rlty Llc

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440 Olive Conch Street, Ruskin, FL 33570 (MLS# TB8511817) is a Single Family property with 5 bedrooms and 3 full bathrooms. 440 Olive Conch Street is currently listed for $435,000 and was received on May 23, 2026. Want to learn more about 440 Olive Conch Street? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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