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$429,000 -$1,000 (-0.23%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,820 Sq. Ft.
  • Updated 3 days ago

Next open house:

Open House: 11:00 AM - 1:00 PM

Sunday 1/18 11:00 AM - 1:00 PM

528 Ocean Spray Drive,Ruskin, FL 33570

528 Ocean Spray DriveRuskinFL33570

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One or more photo(s) has been virtually staged. Welcome to 528 Ocean Spray Dr in Ruskin, a 2021-built, move-in ready home offering 4 bedrooms, 3.5 bathrooms, and 2,820 sq ft in the sought-after Shell Cove community. This rare opportunity combines low-interest assumable financing, modern construction, and flexible living spaces-a powerful advantage in today's market. Designed with an open-concept floor plan, the home features high ceilings, tile flooring, and abundant natural light. The chef's kitchen is the heart of the home with granite countertops, stainless steel appliances, and a large center island-perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own entrance, ideal for multigenerational living, guests, home office, or rental income potential. The primary suite offers a peaceful retreat with a walk-in closet, dual vanities, garden tub, and separate shower. Two additional bedrooms share a Jack-and-Jill bathroom, providing smart separation and privacy. Enjoy Florida living in the oversized backyard, perfect for gatherings, pets, or future outdoor enhancements. Residents of Shell Cove enjoy access to a community pool, well-maintained common areas, and a prime location just minutes from shopping, dining, and grocery stores. NO FLOOD INSURANCE REQUIRED! Assumable VA loan at 2.99% (qualified buyers) Built in 2021. Low HOA. Convenient access to I-75, Tampa, and surrounding areas. Bonus: A FREE appraisal and potential lender incentives are available when using the preferred lender.

Full Property Details for 528 Ocean Spray Dr

General

  • Price: $429,000
  • HOA FEE: $7/month
  • HOA FEE FREQ.: Annually
  • Taxes: $10,266 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8425549
  • Updated: 1/13/2026
  • Added to Site: 129 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 11
  • Interior Features: Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room

Additional Information

  • Shared Amenities: Pool

Exterior

  • Exterior Features: Irrigation System
  • Deck/Patio: Covered
  • Porch/Patio/Deck: Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: SHELL COVE PH 2
  • Driving Directions: Go North on US 41. Turn left on W Shell Point Road. Turn right on Fourth St NW. Turn left on Sixth Ave NW. Turn left on Ocean Spray Drive. House will be on the left.
  • Direction Faces: West

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Community Features: Buyer Approval Required, Deed Restrictions, Pool
  • Optional Amenities: Pool
  • Association: Yes
  • Assoc. Name: Beverly Pavon
  • Assoc. Fees Include: Common Area Taxes, Community Pool, Pool Maintenance, Private Road
  • Pet Restrictions: Buyer and buyer agent to verify with the HOA

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Available

Structural Information

  • Exterior Const.: Brick
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,820
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,680
  • Lot Size: 7680
  • Lot Dimensions: 60 x 128
  • Street/Road Desc.: Asphalt, Paved

Financial Considerations

  • Association Fee: $85
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $10,266.89
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SHELL COVE PHASE 2 LOT 603
  • Flood Zone Info: X500*
  • APN: U063219C0O00000000603.0
  • Property ID: U063219C0O00000000603.0
  • Block/Lot/Section: 2

Listed by Lpt Realty, Llc

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Listing agent

— 528 Ocean Spray Dr —

  • Lpt Realty, Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 528 Ocean Spray Dr

School District:Hillsborough County School District
NameGradesDistance
Thompson Elementary
2020 East Shell Point Road, Ruskin, FL 33570
K-52.1 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-84.5 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-122 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 528 Ocean Spray Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/13/2026
Price Reduced
$429,000
-0.23%
MLS
12/02/2025
Price Reduced
$430,000
-4.44%
MLS
10/11/2025
Price Reduced
$450,000
-1.1%
MLS
9/10/2025
Listed
$455,000
13.98%
MLS
10/20/2021
Sold
$399,200
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 528 Ocean Spray Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,432
11%
$418,381
2%
2024
$10,267
2%
$409,765
3%
2023
$10,039
159%
$397,830
713%
2021
$3,881
-64%
$48,922
-88%
2022
$10,685
175%
$414,136
5292%
2021
$3,881
—
$7,680
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Lpt Realty, Llc

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528 Ocean Spray Drive, Ruskin, FL 33570 (MLS# TB8425549) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 528 Ocean Spray Drive is currently listed for $429,000 and was received on September 10, 2025. Want to learn more about 528 Ocean Spray Drive? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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