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$409,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,820 Sq. Ft.
  • Updated 1 hour ago
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Welcome to 528 Ocean Spray Drive in Ruskin-a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities.

Full Property Details for 528 Ocean Spray Dr

General

  • Price: $409,000
  • HOA FEE: $7/month
  • HOA FEE FREQ.: Annually
  • Taxes: $10,266 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8522386
  • Updated: Today (7/1/2026)
  • Added to Site: Today

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 11
  • Interior Features: Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room

Additional Information

  • Shared Amenities: Pool

Exterior

  • Exterior Features: Irrigation System
  • Deck/Patio: Covered
  • Porch/Patio/Deck: Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: SHELL COVE PH 2
  • Driving Directions: From US-41, head north and turn left onto W Shell Point Road. Continue and turn right onto 4th Street NW, then left onto 6th Avenue NW. Turn left onto Ocean Spray Drive. The home will be located on the left-hand side.
  • Direction Faces: West

School Information

  • Elementary School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Community Features: Buyer Approval Required, Deed Restrictions, Pool
  • Optional Amenities: Pool
  • Association: Yes
  • Assoc. Name: Beverly Pavon
  • Assoc. Fees Include: Common Area Taxes, Community Pool, Pool Maintenance, Private Road
  • Pet Restrictions: Buyer and buyer agent to verify with the HOA

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Available

Structural Information

  • Exterior Const.: Brick
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,820
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,680
  • Lot Size: 7680
  • Lot Dimensions: 60 x 128
  • Street/Road Desc.: Asphalt, Paved

Green Features

  • Energy Efficient: HVAC

Financial Considerations

  • Association Fee: $85
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $10,266.89
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SHELL COVE PHASE 2 LOT 603
  • Flood Zone Info: X500*
  • APN: U063219C0O00000000603.0
  • Property ID: U063219C0O00000000603.0
  • Block/Lot/Section: 2

Listed by Lpt Realty, Llc

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Listing agent

— 528 Ocean Spray Dr —

  • Lpt Realty, Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 528 Ocean Spray Dr

School District:Hillsborough County School District
NameGradesDistance
Thompson Elementary
2020 East Shell Point Road, Ruskin, FL 33570
K-52.1 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-84.5 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 528 Ocean Spray Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/01/2026
Listed
$409,000
2.45%
MLS
10/20/2021
Sold
$399,200
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 528 Ocean Spray Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,432
11%
$418,381
2%
2024
$10,267
2%
$409,765
3%
2023
$10,039
159%
$397,830
713%
2021
$3,881
-64%
$48,922
-88%
2022
$10,685
175%
$414,136
5292%
2021
$3,881
—
$7,680
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Lpt Realty, Llc

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528 Ocean Spray Drive, Ruskin, FL 33570 (MLS# TB8522386) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 528 Ocean Spray Drive is currently listed for $409,000 and was received on July 01, 2026. Want to learn more about 528 Ocean Spray Drive? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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