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$409,000
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Property Description
Welcome to 528 Ocean Spray Drive in Ruskin-a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Pre-approval letter required with all offers, and the seller must review all pre-approvals. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities.
Full Property Details
Full Property Details for 528 Ocean Spray Dr
General
- Price: $409,000
- HOA FEE: $7/month
- HOA FEE FREQ.: Annually
- Taxes: $10,266 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8522386
- Updated: 8/13/2026
- Added to Site: 50 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 11
- Interior Features: Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
- Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
Additional Information
- Shared Amenities: Pool
Exterior
- Exterior Features: Irrigation System
- Deck/Patio: Covered
- Porch/Patio/Deck: Covered
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
Location
- Area: 33570 - Ruskin/Apollo Beach
- County: Hillsborough
- Development Name: 33570 - Ruskin/Apollo Beach
- Subdivision: SHELL COVE PH 2
- Driving Directions: From US-41, head north and turn left onto W Shell Point Road. Continue and turn right onto 4th Street NW, then left onto 6th Avenue NW. Turn left onto Ocean Spray Drive. The home will be located on the left-hand side.
- Direction Faces: West
School Information
- Elementary School: Thompson Elementary
- Middle School: Shields-HB
- High School: Lennard-HB
Community
- Community Name: 33570 - Ruskin/Apollo Beach
- Community Features: Buyer Approval Required, Deed Restrictions, Pool
- Optional Amenities: Pool
- Association: Yes
- Assoc. Name: Beverly Pavon
- Assoc. Fees Include: Common Area Taxes, Community Pool, Pool Maintenance, Private Road
- Pet Restrictions: Buyer and buyer agent to verify with the HOA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Available
Structural Information
- Exterior Const.: Brick
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,820
- Sq. Ft. Source: Public Records
- Year Built: 2021
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,680
- Lot Size: 7680
- Lot Dimensions: 60 x 128
- Street/Road Desc.: Asphalt, Paved
Green Features
- Energy Efficient: HVAC
Financial Considerations
- Association Fee: $85
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $10,266.89
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SHELL COVE PHASE 2 LOT 603
- Flood Zone Info: X500*
- APN: U063219C0O00000000603.0
- Property ID: U063219C0O00000000603.0
- Block/Lot/Section: 2
Listed by Lpt Realty Llc
Get Pre-Approved Today
Schools
Schools serving 528 Ocean Spray Dr
School District:Hillsborough County School District
| Name | Grades | Distance |
|---|---|---|
Thompson Elementary 2020 East Shell Point Road, Ruskin, FL 33570 | K-5 | 2.1 mi |
Shields Middle School 15732 Beth Shields Way, Ruskin, FL 33573 | 6-8 | 4.5 mi |
Lennard High School 2002 East Shell Point Road, Ruskin, FL 33570 | 9-12 | 2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 528 Ocean Spray Dr
Date
Details
Price
Change
Source
7/01/2026
Listed
$409,000
2.45%
MLS
10/20/2021
Sold
$399,200
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 528 Ocean Spray Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,432
11%
$418,381
2%
2024
$10,267
2%
$409,765
3%
2023
$10,039
159%
$397,830
713%
2021
$3,881
-64%
$48,922
-88%
2022
$10,685
175%
$414,136
5292%
2021
$3,881
—
$7,680
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 528 Ocean Spray Dr
528 Ocean Spray Drive, Ruskin, FL 33570 (MLS# TB8522386) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 528 Ocean Spray Drive is currently listed for $409,000 and was received on July 01, 2026. Want to learn more about 528 Ocean Spray Drive? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

