Date
Details
Price
Change
Source
9/13/2026
Listed
$465,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Welcome to 1014 Top Minnow Rd, a beautifully designed home located in the desirable Waters at Center Lake Ranch community in St. Cloud. This spacious 3-bedroom, 3.5-bath residence offers approximately 1,989 square feet of thoughtfully designed living space, a 2-car garage, and a modern open-concept floor plan. The main level features a welcoming great room that flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and a pantry for additional storage. The primary suite is conveniently located on the first floor and includes a private bath and walk-in closet. Upstairs, two additional bedrooms and a versatile loft provide plenty of flexibility for a home office, media area, game room, or additional living space. Enjoy Florida living from the covered lanai and take advantage of the community's impressive amenities, including a resort-style pool, playground, basketball court, dog park, walking trails, and recreational areas. Conveniently located near Narcoossee Road with easy access to Lake Nona, Medical City, shopping, dining, schools, Orlando International Airport, and major Central Florida roadways. Sale is subject to the assumption of the seller's existing loan. Buyer must qualify for and obtain lender approval for the loan assumption. Contact the listing agent for additional information regarding the assumption process and available loan terms. Don't miss the opportunity to make this beautiful St. Cloud home yours. Schedule your private showing today!
Full Property Details
Full Property Details for 1014 Top Minnow Rd
General
- Price: $465,000
- HOA FEE: $173/month
- Taxes: $2,614 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5157301
- Updated: 9/13/2026
- Added to Site: 2 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 7
- Interior Features: Other
- Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Softener
- Furnishings: Unfurnished
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Exterior
- Exterior Features: Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34771 - St Cloud (Magnolia Square)
- County: Osceola
- Development Name: 34771 - St Cloud (Magnolia Square)
- Subdivision: WATERS/CENTER LK RANCH PH 1B
- Driving Directions: From FL-417, take Exit 22 for Narcoossee Rd/County Rd 15 and head south on Narcoossee Rd. Continue approximately 8 miles, then turn left onto Center Lake Ranch Blvd. Proceed through the first roundabout. At the second roundabout, take the third exit onto Twelve Oaks Rd and continue into The Waters at Center Lake Ranch. Follow community streets/signage to Top Minnow Rd and proceed to 1014 Top Minnow Rd.
- Direction Faces: East
Community
- Community Name: 34771 - St Cloud (Magnolia Square)
- Association: Yes
- Assoc. Name: Waters at Center Lake Ranch
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Phone Available, Sewer Available
Structural Information
- Architectural Info: Contemporary
- Architectural Style: Contemporary
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: Two
- Square Feet: 1,989
- Sq. Ft. Source: Public Records
- Year Built: 2025
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,792
- Lot Size: 4792
- Lot Dimensions: .1103
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $173
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $2,614.88
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 119
- Flood Zone Info: X
- APN: 292531094500011190
- Property ID: 292531094500011190
- Block/Lot/Section: 1
Listed by Exp Realty Llc
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Listing agent
— 1014 Top Minnow Rd —
Exp Realty Llc
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Schools
Schools serving 1014 Top Minnow Rd
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Narcoossee Elementary School 2690 N Narcoossee Rd, St. Cloud, FL 34771 | PK-5 | 3.2 mi |
Narcoossee Middle School 2700 N Narcoossee Rd, St. Cloud, FL 34771 | 6-8 | 3.3 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1014 Top Minnow Rd
Tax History
Tax History for 1014 Top Minnow Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,615
—
$30,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1014 Top Minnow Rd
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1014 Top Minnow Road, Saint Cloud, FL 34771 (MLS# S5157301) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 1014 Top Minnow Road is currently listed for $465,000 and was received on September 13, 2026. Want to learn more about 1014 Top Minnow Road? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.