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$544,900 -$5,000 (-0.91%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,966 Sq. Ft.
  • Updated 6 days ago
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Stop scrolling- *Get $10,000 for closing costs with a Full Priced * - 1024 Seneca Trl in St. Cloud is a rare opportunity in a neighborhood that's truly at its prime. Homes with this kind of space, layout, and long-term potential don't come around often, and it's the perfect fit for both a primary residence or a smart addition to an investment portfolio. Featuring 5 bedrooms, 3 bathrooms, and 2,966 sq ft of well-distributed living space, this home is built for modern life-room to spread out, work from home, and entertain with ease. The highlight upstairs is a huge loft with a full bathroom, ideal as a second living area, office, media/game room, or a flex space that can function like a 6th bedroom option (buyer to verify). Step outside and enjoy extra privacy with no immediate rear neighbor, thanks to the service access behind the backyard-plus a comfortable outdoor space for family, pets, and weekend gatherings. Sidewalk-lined streets add to the welcoming, pedestrian-friendly vibe. The community brings the lifestyle: low monthly HOA and premium amenities including a pool, tennis courts, and a playground-all in a beautiful environment you'll be proud to call home. Location is a major win-convenient to supermarkets, restaurants, fast food, gas stations, and medical offices, with quick access to Florida's Turnpike, US-192, and other main roads for easy commuting across Central Florida. And here's the peace of mind buyers love: Roof (2020), A/C unit (2019), and Water Heater (2025). St. Cloud is growing fast-buy now while the timing is right and secure space, lifestyle, and future value in one move.

Full Property Details for 1024 Seneca Trail

General

  • Price: $544,900
  • HOA FEE: $78/month
  • HOA FEE FREQ.: Semi-Annually
  • Taxes: $6,159 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: S5144502
  • Updated: 4/10/2026
  • Added to Site: 51 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 12
  • Interior Features: Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances: Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Playground, Pool, Tennis Court(s)

Exterior

  • Exterior Features: French Doors, Rain Gutters, Sidewalk
  • Deck/Patio: Front Porch, Patio
  • Porch/Patio/Deck: Front Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3
  • Parking Features: Driveway, Garage Door Opener, On Street

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: INDIAN LAKES PH 05 & 06
  • Driving Directions: Take Florida Nat'l Scenic Trl/Old Canoe Creek Rd to Settlers Trail in St. Cloud, Turn left onto Settlers Trail, Turn right onto Canoe Creek Rd, Continue on Indian Lakes Blvd. Drive to Seneca Trail, Turn left onto Indian Lakes Blv, Turn right onto Seneca Trail, property will be on the right
  • Direction Faces: Northeast

School Information

  • Elementary School: Michigan Avenue Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Community Features: Pool, Sidewalks, Tennis Court(s)
  • Optional Amenities: Playground, Pool, Tennis Court(s)
  • Association: Yes
  • Assoc. Name: Leland Management/ Kaitlin Marshall
  • Assoc. Fees Include: Community Pool, Pool Maintenance
  • Number of Pets: 1
  • Pet Restrictions: Check with the HOA.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Public, Street Lights

Structural Information

  • Architectural Info: Contemporary
  • Architectural Style: Contemporary
  • Exterior Const.: Block, Stucco, Wood Frame
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,966
  • Sq. Ft. Source: Public Records
  • Year Built: 2006

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.2
  • Lot Size (Sq. Ft.): 8,756
  • Lot Size: 8756
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Fenced, Vinyl

Financial Considerations

  • Association Fee: $468
  • Assoc Fee Freq.: Semi-Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $6,159
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 211
  • Flood Zone Info: X
  • APN: 142630004800012110
  • Property ID: 142630004800012110
  • Block/Lot/Section: 1

Listed by Lpt Realty, Llc

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Listing agent

— 1024 Seneca Trail —

  • Lpt Realty, Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1024 Seneca Trail

School District:Osceola County School District
NameGradesDistance
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-121.5 mi
Michigan Avenue Elementary School
2015 S Michigan Ave, St. Cloud, FL 34769
PK-51.5 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-81.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1024 Seneca Trail Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/10/2026
Price Reduced
$544,900
-0.91%
MLS
2/24/2026
Listed
$549,900
60.55%
MLS
9/23/2020
Sold
$342,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1024 Seneca Trail

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,159
3%
$386,995
3%
2024
$5,958
2%
$376,089
3%
2023
$5,817
15%
$365,135
33%
2021
$5,080
-10%
$275,400
-22%
2022
$5,629
11%
$354,500
36%
2021
$5,080
126900%
$261,338
2%
2019
$4
—
$255,463
2%
2018
$4
-100%
$250,700
9%
2017
$3,640
-1%
$229,000
—
2016
$3,665
-10%
$228,500
9%
2015
$4,050
12%
$209,700
16%
2014
$3,630
5%
$180,800
6%
2013
$3,469
—
$171,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Lpt Realty, Llc

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1024 Seneca Trail, Saint Cloud, FL 34772 (MLS# S5144502) is a Single Family property with 5 bedrooms and 3 full bathrooms. 1024 Seneca Trail is currently listed for $544,900 and was received on February 24, 2026. Want to learn more about 1024 Seneca Trail? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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