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Property Description & Video
2962 Harlow Avenue, Saint Cloud, FLVideo Tour of 2962 Harlow Avenue, Saint Cloud, FL.
Welcome to this meticulously maintained home. This immaculate three-bedroom, two-bathroom residence has a spectacular front view of the pond. Step inside to an airy, light-filled split floor plan, ideal for both everyday living and entertaining. The foyer opens into the main living area, inviting you to enjoy Florida living at its best. Relax under the covered, screened lanai, which leads to a spacious, fenced backyard featuring beautiful pavers, well-kept landscaping with fruit trees, and an expansive covered area with blackout curtains for added privacy and comfort. The kitchen showcases quartz countertops and a matching backsplash. The bedrooms have recently updated carpeting, while the wet and common areas have durable laminate flooring. The primary bedroom overlooks the backyard and includes a generously sized walk-in closet. The second bedroom faces the side of the house, while the third enjoys a view of the pond. The primary bathroom includes both a shower and a tub, along with dual sinks for added convenience. The spacious laundry room connects the home to the two-car garage and provides access to a large insulated attic. Both the walk-in closet and laundry room feature pocket doors. Stainless steel appliances are included; the A/C was replaced in 2025, and the exterior has been recently painted. No CDD and seller may consider leaving the hurricane shutters. This turnkey property presents an exceptional opportunity to own a beautiful home in the rapidly growing St. Cloud area. Its prime location is a perfect balance of tranquil neighborhood living with convenient access to shopping, dining and major roads.
Full Property Details
Full Property Details for 2962 Harlow Ave
General
- Price: $368,000
- HOA FEE: $9/month
- HOA FEE FREQ.: Annually
- Taxes: $6,679 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6392777
- Updated: Today (3/26/2026)
- Added to Site: Today
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Thermostat, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Laminate, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Irrigation System, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Deck/Patio: Front Porch, Patio, Rear Porch, Screened
- Porch/Patio/Deck: Front Porch, Patio, Rear Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: GRAMERCY FARMS PH 4
- Driving Directions: Coming from Hickory Tree Rd, turn right onto Old Hickory Tree Rd. Continue on Gramercy Farms Blvd. for 0.3 miles. Take the 2nd exit from the roundabout onto Gramercy Farms Blvd. After 0.2 miles, turn a left on Harlow Ave. The house will be facing the beautiful pond 0.4 miles after.
- Direction Faces: Northeast
School Information
- Elementary School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Association: Yes
- Assoc. Name: Rizzetta and Company, Inc
- Pet Restrictions: Buyer and/or buyer agent to verify with the HOA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Public
Structural Information
- Architectural Info: Florida
- Architectural Style: Florida
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,527
- Sq. Ft. Source: Public Records
- Year Built: 2018
Additional Structures
- Other Structures: Other
Lot Features
- Property View: Water
- Lot Size (Acres): 0.16
- Lot Size (Sq. Ft.): 6,970
- Lot Size: 6970
- Street/Road Desc.: Asphalt, Paved
- Fencing (Description): Fenced, Vinyl
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $102
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $6,679
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 222
- Flood Zone Info: X
- APN: 192631016100012220
- Property ID: 192631016100012220
- Block/Lot/Section: 1
Listed by Florida Realty Investments
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Schools
Schools serving 2962 Harlow Ave
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Hickory Tree Elementary School 2355 Old Hickory Tree Rd, St. Cloud, FL 34772 | PK-5 | 1.5 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 6.5 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2962 Harlow Ave
Date
Details
Price
Change
Source
3/26/2026
Listed
$368,000
7.45%
MLS
12/20/2021
Sold
$342,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2962 Harlow Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,679
-7%
$299,400
1%
2024
$7,220
2%
$297,900
-1%
2023
$7,082
61%
$300,200
53%
2021
$4,402
-33%
$195,600
-25%
2022
$6,538
49%
$259,700
35%
2021
$4,402
-12%
$192,900
4%
2019
$4,993
251%
$185,900
365%
2018
$1,421
—
$40,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2962 Harlow Ave
2962 Harlow Avenue, Saint Cloud, FL 34772 (MLS# O6392777) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2962 Harlow Avenue is currently listed for $368,000 and was received on March 26, 2026. Want to learn more about 2962 Harlow Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

