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$354,900 -$5,000 (-1.39%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,527 Sq. Ft.
  • Updated 3 days ago
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2962 Harlow Avenue, Saint Cloud, FLVideo Tour of 2962 Harlow Avenue, Saint Cloud, FL.
POND VIEW | NEW A/C 2025 | MOVE-IN READY | SCREENED LANAI. Welcome to this meticulously maintained 3-bedroom, 2-bathroom home with a spectacular front pond view, new A/C (2025), recent exterior paint, and stainless steel appliances. This move-in ready residence features a bright split floor plan filled with natural light-ideal for comfortable living and entertaining. The kitchen features ample cabinet space and quartz countertops and backsplash. The primary suite overlooks the backyard and the en-suite bath has dual sinks, soaking tub, and separate shower. The ample walk-in closet is on the back for privacy. The second bedroom enjoys the pond view and the third bedroom faces the front porch. The main living spaces are enhanced by luxury vinyl and the bedrooms have recently updated carpeting. The spacious laundry room connects the home to the two-car garage and provides access to a large insulated attic. Both the walk-in closet and the laundry room feature pocket doors for added space efficiency. Step outside to enjoy Florida living with a covered, screened lanai overlooking a spacious fenced backyard with pavers, well-kept landscaping with fruit trees, and an expansive private covered outdoor area with blackout curtains for added privacy and comfort. The seller may consider leaving the hurricane shutters. Located in a quiet neighborhood in rapidly growing St. Cloud, this home has convenient access to shopping, dining, Lake Nona, major highways, and Orlando attractions. Don't miss this turnkey opportunity. Schedule your private showing today!

Full Property Details for 2962 Harlow Ave

General

  • Price: $354,900
  • HOA FEE: $9/month
  • HOA FEE FREQ.: Annually
  • Taxes: $6,679 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6392777
  • Updated: 5/7/2026
  • Added to Site: 48 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 6
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Negotiable
  • Flooring: Carpet, Laminate, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Irrigation System, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
  • Deck/Patio: Front Porch, Patio, Rear Porch, Screened
  • Porch/Patio/Deck: Front Porch, Patio, Rear Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: GRAMERCY FARMS PH 4
  • Driving Directions: Coming from Hickory Tree Rd, turn right onto Old Hickory Tree Rd. Continue on Gramercy Farms Blvd. for 0.3 miles. Take the 2nd exit from the roundabout onto Gramercy Farms Blvd. After 0.2 miles, turn a left on Harlow Ave. The house will be facing the beautiful pond 0.4 miles after.
  • Direction Faces: Northeast

School Information

  • Elementary School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Association: Yes
  • Assoc. Name: Rizzetta and Company, Inc
  • Pet Restrictions: Buyer and/or buyer agent to verify with the HOA

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Public

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,527
  • Sq. Ft. Source: Public Records
  • Year Built: 2018

Additional Structures

  • Other Structures: Other

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,970
  • Lot Size: 6970
  • Street/Road Desc.: Asphalt, Paved
  • Fencing (Description): Fenced, Vinyl

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: $102
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $6,679
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 222
  • Flood Zone Info: X
  • APN: 192631016100012220
  • Property ID: 192631016100012220
  • Block/Lot/Section: 1

Listed by Florida Realty Investments

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— 2962 Harlow Ave —

  • Florida Realty Investments

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 2962 Harlow Ave

School District:Osceola County School District
NameGradesDistance
Hickory Tree Elementary School
2355 Old Hickory Tree Rd, St. Cloud, FL 34772
PK-51.5 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-86.5 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-126.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2962 Harlow Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/07/2026
Price Reduced
$354,900
-1.39%
MLS
4/24/2026
Price Reduced
$359,900
-0.85%
MLS
4/16/2026
Price Reduced
$363,000
-1.36%
MLS
3/26/2026
Listed
$368,000
7.45%
MLS
12/20/2021
Sold
$342,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2962 Harlow Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,220
—
$299,400
1%
2024
$7,220
2%
$297,900
-1%
2023
$7,082
61%
$300,200
53%
2021
$4,402
-33%
$195,600
-25%
2022
$6,538
49%
$259,700
35%
2021
$4,402
-12%
$192,900
4%
2019
$4,993
251%
$185,900
365%
2018
$1,421
—
$40,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Florida Realty Investments

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2962 Harlow Avenue, Saint Cloud, FL 34772 (MLS# O6392777) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2962 Harlow Avenue is currently listed for $354,900 and was received on March 26, 2026. Want to learn more about 2962 Harlow Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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