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$339,500
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Property Description & Video
2962 Harlow Avenue, Saint Cloud, FLVideo Tour of 2962 Harlow Avenue, Saint Cloud, FL.
BACK ON THE MARKET, BUYER UNABLE TO CLOSE | PRICE BELOW VA APPRAISAL | NEW A/C 2025 | $40K+ IN UPGRADES | EXPANDED PAVER PATIO | COVERED OUTDOOR LIVING AREA | HURRICANE PANELS INCLUDED. Move-in ready and meticulously maintained, this 3-bedroom, 2-bath home offers a rare combination of meaningful upgrades, privacy, and exceptional outdoor living. The previous buyer was unable to complete the purchase due to financial circumstances, creating a new opportunity for qualified buyers. One of the home's standout features is the backyard: an EXPANDED PAVER PATIO, FULL PVC PRIVACY FENCE, screened lanai, and CUSTOM COVERED OUTDOOR LIVING AREA complete with ceiling fans, lighting, and blackout curtains-creating an ideal space for entertaining, outdoor dining, and year-round Florida living. Inside, you'll find a bright split-bedroom floor plan, quartz countertops and backsplash, stainless steel appliances, luxury vinyl flooring, tastefully refreshed bathrooms with updated lighting, fixtures, and decorative accent features, and a spacious primary suite overlooking the backyard with dual sinks, a soaking tub, separate shower, and walk-in closet. Additional highlights include a NEW A/C SYSTEM (2025), beautiful pond views, a two-car garage, and a COMPLETE HURRICANE PROTECTION PACKAGE with CUSTOM-FITTED ALUMINUM PANELS for all exterior-facing openings. Designed specifically for the home, these lightweight yet durable panels are easy to store, handle, and install when needed, providing reliable storm protection and valuable peace of mind during Florida's storm season. The complete hurricane protection package will convey with the property. Conveniently located close to grocery stores, pharmacies, shopping, dining, and everyday conveniences, with easy access to NARCOOSSEE ROAD, FLORIDA'S TURNPIKE, ORLANDO INTERNATIONAL AIRPORT, Lake Nona, downtown Orlando, and Central Florida's most popular attractions. Last picture was digitally enhanced and virtually staged for illustrative purposes. Schedule your private showing today!
Full Property Details
Full Property Details for 2962 Harlow Ave
General
- Price: $339,500
- HOA FEE: $9/month
- HOA FEE FREQ.: Annually
- Taxes: $6,679 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6392777
- Updated: 9/10/2026
- Added to Site: 188 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Thermostat, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Laminate, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Irrigation System, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Deck/Patio: Front Porch, Patio, Rear Porch, Screened
- Porch/Patio/Deck: Front Porch, Patio, Rear Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: GRAMERCY FARMS PH 4
- Driving Directions: Coming from Hickory Tree Rd, turn right onto Old Hickory Tree Rd. Continue on Gramercy Farms Blvd. for 0.3 miles. Take the 2nd exit from the roundabout onto Gramercy Farms Blvd. After 0.2 miles, turn a left on Harlow Ave. The house will be facing the beautiful pond 0.4 miles after.
- Direction Faces: Northeast
School Information
- Elementary School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Association: Yes
- Assoc. Name: Rizzetta and Company, Inc
- Pet Restrictions: Buyer and/or buyer agent to verify with the HOA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Public
Structural Information
- Architectural Info: Florida
- Architectural Style: Florida
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,527
- Sq. Ft. Source: Public Records
- Year Built: 2018
Additional Structures
- Other Structures: Other
Lot Features
- Property View: Water
- Lot Size (Acres): 0.16
- Lot Size (Sq. Ft.): 6,970
- Lot Size: 6970
- Street/Road Desc.: Asphalt, Paved
- Fencing (Description): Fenced, Vinyl
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $102
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $6,679
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 222
- Flood Zone Info: X
- APN: 192631016100012220
- Property ID: 192631016100012220
- Block/Lot/Section: 1
Listed by Florida Realty Investments
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Schools
Schools serving 2962 Harlow Ave
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Hickory Tree Elementary School 2355 Old Hickory Tree Rd, St. Cloud, FL 34772 | PK-5 | 1.5 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 6.5 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2962 Harlow Ave
Date
Details
Price
Change
Source
9/10/2026
Price Reduced
$339,500
-1.45%
MLS
9/04/2026
Price Reduced
$344,500
-1.43%
MLS
8/13/2026
Price Reduced
$349,500
-1.41%
MLS
7/16/2026
Price Reduced
$354,500
-0.11%
MLS
6/25/2026
Price Reduced
$354,900
-1.39%
MLS
6/16/2026
Price Increased
$359,900
1.41%
MLS
5/07/2026
Price Reduced
$354,900
-1.39%
MLS
4/24/2026
Price Reduced
$359,900
-0.85%
MLS
4/16/2026
Price Reduced
$363,000
-1.36%
MLS
3/26/2026
Listed
$368,000
7.45%
MLS
12/20/2021
Sold
$342,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2962 Harlow Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,679
-7%
$299,400
1%
2024
$7,220
2%
$297,900
-1%
2023
$7,082
61%
$300,200
53%
2021
$4,402
-33%
$195,600
-25%
2022
$6,538
49%
$259,700
35%
2021
$4,402
-12%
$192,900
4%
2019
$4,993
251%
$185,900
365%
2018
$1,421
—
$40,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2962 Harlow Ave
2962 Harlow Avenue, Saint Cloud, FL 34772 (MLS# O6392777) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2962 Harlow Avenue is currently listed for $339,500 and was received on March 26, 2026. Want to learn more about 2962 Harlow Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

