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$340,000 Just Listed
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Property Description
Looking for a MOVE-IN-READY first home or to downsize into a lovely community just minutes from Lakefront Park and Downtown St. Cloud? Look no further than The Gardens! Welcome to this WELL-MAINTAINED 3-bedroom, 2-bath home where charm, character and a SPACIOUS LOT come together to create the perfect place to call home. With NO HOA, *ROOF Dec 2025*HVAC 2017* this property provides the peace of mind and flexibility to truly make it your own. The interior delivers OPEN CONCEPT living with tile throughout the main living areas and a SPLIT- BEDROOM PLAN. The kitchen shines with granite countertops, STAINLESS STEEL APPLIANCES, a breakfast bar with pendant lighting, under cabinet lighting and an over sink window for great natural light! The spacious PRIMARY SUITE includes a WALK-IN CLOSET and en-suite bath, while bedrooms two and three share a full bath on the other side of the home. Situated on a premium CORNER LOT enjoy adorable CURB APPEAL, an EXTENDED COVERED LANAI and FULLY FENCED backyard providing privacy and the perfect space for relaxing or entertaining. Call today to schedule a tour and fall in love with your new HOME SWEET HOME!
Full Property Details
Full Property Details for 3102 Garden Ct
General
- Price: $340,000
- Taxes: $4,654 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6411880
- Updated: Today (5/29/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s), Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Garage
Exterior
- Exterior Features: French Doors, Rain Gutters, Sidewalk
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34769 - St Cloud (City of St Cloud)
- County: Osceola
- Development Name: 34769 - St Cloud (City of St Cloud)
- Subdivision: THE GARDENS
- Driving Directions: From Narcoossee Rd heading South, make a Right onto Rummell Rd, Left onto Colombia, Right onto 5th St, Right onto Garden Ct. The home will be on the right.
- Direction Faces: West
School Information
- Elementary School: Lakeview Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
Community
- Community Name: 34769 - St Cloud (City of St Cloud)
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Water Connected
Structural Information
- Exterior Const.: Vinyl Siding
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,260
- Sq. Ft. Source: Public Records
- Year Built: 1989
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 8,059
- Lot Size: 8059
- Street/Road Desc.: Asphalt
Financial Considerations
- Tax Amount: $4,654
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: THE GARDENS PB 4 PG 193 LOT 16
- Flood Zone Info: X
- APN: 32630002700010160
- Property ID: 32630002700010160
- Block/Lot/Section: 1
Listed by Lpt Realty, Llc
Get Pre-Approved Today
Schools
Schools serving 3102 Garden Ct
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Lakeview Elementary School, St. Cloud, FL 2900 5th St, St. Cloud, FL 34769 | PK-5 | 0.1 mi |
St. Cloud High School 2000 Bulldog Lane, St. Cloud, FL 34769 | 9-12 | 1.8 mi |
St. Cloud Middle School 1975 S Michigan Ave, St. Cloud, FL 34769 | 6-8 | 2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3102 Garden Ct
Date
Details
Price
Change
Source
5/29/2026
Listed
$340,000
13.33%
MLS
10/14/2022
Sold
$300,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3102 Garden Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,640
—
$302,100
—
2024
$4,637
-1%
$302,100
17%
2023
$4,663
417%
$258,700
184%
2021
$902
-2%
$91,206
-3%
2022
$925
3%
$93,942
4%
2021
$902
7%
$89,947
4%
2018
$844
4%
$86,286
4%
2017
$809
3%
$83,336
2%
2016
$785
-9%
$81,622
-7%
2019
$864
9%
$87,925
8%
2015
$795
1%
$81,055
1%
2014
$788
2%
$80,412
1%
2013
$773
—
$79,224
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3102 Garden Ct
3102 Garden Court, Saint Cloud, FL 34769 (MLS# O6411880) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3102 Garden Court is currently listed for $340,000 and was received on May 29, 2026. Want to learn more about 3102 Garden Court? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

