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$498,900 Sale Pending
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Property Description
Under contract-accepting backup offers. BIG PRICE IMPROVEMENT + FLOOD INSURANCE NOT REQUIRED + POOL + WATER VIEW! Welcome to this MOVE-IN READY 4-BEDROOM, 3-BATH POOL HOME nestled on a QUIET DEAD-END STREET in Sawgrass, one of St. Cloud's most sought-after communities. Offering PEACEFUL WATER VIEWS, a versatile floor plan, and over 2,200 square feet of living space, this home combines comfort, functionality, and Florida living at its best. Designed with both everyday living and entertaining in mind, the OPEN-CONCEPT LAYOUT features VAULTED CEILINGS, abundant natural light, and HARD-SURFACE FLOORING THROUGHOUT. The spacious kitchen offers GRANITE COUNTERTOPS, NEWER SAMSUNG APPLIANCES, a pantry, breakfast bar, and adjacent dinette, all flowing seamlessly into the main living areas. The PRIVATE PRIMARY SUITE overlooks the water and features bay windows, a sitting area, DUAL WALK-IN CLOSETS, and a spacious bath with DUAL VANITIES, SOAKING TUB, WALK-IN SHOWER, private water closet, and additional storage. A TRUE DOUBLE SPLIT FLOOR PLAN provides privacy for everyone, with a private GUEST SUITE AND FULL BATH separate from two additional bedrooms that share an UPDATED POOL BATH. Need extra space? The DEDICATED OFFICE includes CUSTOM BUILT-INS and a MURPHY BED, making it ideal for WORKING FROM HOME, hobbies, or overnight guests. Step outside to your SCREENED LANAI AND SALTWATER POOL overlooking tranquil WATER VIEWS. The unique VOLLEYBALL-STYLE POOL DESIGN, WROUGHT IRON FENCED BACKYARD, and spacious outdoor living area create the perfect setting for relaxing or entertaining year-round. Additional features include a 2-CAR GARAGE, INTERIOR LAUNDRY ROOM WITH UTILITY SINK, NEW SALTWATER POOL CONVERTER, NEW POOL PUMP, POOL SCREEN ENCLOSURE (2020), gutters, storm door with retractable screen, lanai TV mount with power, and convenient access to HICKORY TREE ROAD, CANOE CREEK ROAD, and the FLORIDA TURNPIKE. LOW HOA - NO CDD OR ADD'L FEES! This is the POOL HOME, WATER VIEW, FLOOR PLAN, AND LOCATION you've been waiting for.
Full Property Details
Full Property Details for 3189 Bayview Ln
General
- Price: $498,900
- HOA FEE: $41/month
- HOA FEE FREQ.: Annually
- Taxes: $4 (2025)
- Status: Pending
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5146061
- Updated: 6/22/2026
- Added to Site: 105 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 11
- Interior Features: Attic Ventilator, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Engineered Hardwood, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, In Ground, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Solar Cover
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Gray Water System, Irrigation System, Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Deck/Patio: Enclosed, Patio, Rear Porch, Screened
- Porch/Patio/Deck: Enclosed, Patio, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: SAWGRASS UNIT 4
- Driving Directions: From 192 turn onto Canoe Creek Rd. Turn Left onto Pine Tree Rd. Turn Left onto Bayview Ln and the property will be on the Right.
- Direction Faces: Northeast
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Playground
- Association: Yes
- Assoc. Name: Mosaic Services
- Pet Restrictions: Verify Pet Restrictions with HOA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block, Concrete, Stucco
- Roof: Shingle
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 2,241
- Sq. Ft. Source: Public Records
- Year Built: 2002
Lot Features
- Property View: Pool, Water
- Lot Size (Acres): 0.32
- Lot Size (Sq. Ft.): 13,721
- Lot Size: 13721
- Frontage: Street Dead-End, Street Paved
- Street/Road Desc.: Paved
- Fencing (Description): Fenced, Other
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Pond
- Water Front Desc.: Pond
Financial Considerations
- Association Fee: $492
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $4
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 301
- Flood Zone Info: X
- APN: 262630062900013010
- Property ID: 262630062900013010
- Block/Lot/Section: 1
Listed by Godwin Realty Group
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Schools
Schools serving 3189 Bayview Ln
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Michigan Avenue Elementary School 2015 S Michigan Ave, St. Cloud, FL 34769 | PK-5 | 2.5 mi |
St. Cloud High School 2000 Bulldog Lane, St. Cloud, FL 34769 | 9-12 | 2.6 mi |
St. Cloud Middle School 1975 S Michigan Ave, St. Cloud, FL 34769 | 6-8 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3189 Bayview Ln
Date
Details
Price
Change
Source
6/13/2026
Price Reduced
$498,900
-4.04%
MLS
6/11/2026
Price Reduced
$519,900
-1.89%
MLS
4/10/2026
Price Reduced
$529,900
-2.77%
MLS
3/24/2026
Listed
$545,000
70.31%
MLS
4/15/2020
Sold
$320,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3189 Bayview Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4
—
$243,463
3%
2024
$4
—
$236,602
3%
2023
$4
-100%
$229,711
6%
2021
$2,920
72900%
$216,526
-3%
2022
$4
-100%
$223,021
-8%
2021
$2,920
-20%
$241,636
2%
2019
$3,664
1%
$236,204
2%
2018
$3,619
90375%
$231,800
28%
2016
$4
—
$181,364
2%
2016
$4
—
$177,634
1%
2015
$4
—
$176,400
1%
2014
$4
-100%
$175,000
12%
2013
$2,355
—
$156,923
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3189 Bayview Ln
3189 Bayview Lane, Saint Cloud, FL 34772 (MLS# S5146061) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3189 Bayview Lane is currently listed for $498,900 and was received on March 24, 2026. Want to learn more about 3189 Bayview Lane? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

