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$412,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,317 Sq. Ft.
See This Home
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Welcome to this stunning 4-bedroom, 2-bathroom home with a 3-car garage, nestled on a serene conservation lot in St. Cloud's sought-after Mallard Pond community. Featuring a paver driveway, upgraded finishes, and an open split floor plan, this home is designed for modern comfort and style. Inside, you'll find spacious formal living and dining areas, a large family room ideal for gatherings, and a gourmet kitchen with upgraded cabinetry, premium countertops, and a generous island-perfect for the home chef. Stylish tile flooring flows throughout, with plush carpet in the bedrooms for added comfort. The luxurious primary suite offers a spa-like retreat with a garden tub, walk-in shower, private water closet with bidet, and a massive walk-in closet. The split layout provides privacy, with secondary bedrooms and a double-sink bathroom with a separate shower and water closet. Enjoy the outdoors in the expansive screened-in lanai overlooking lush gardens and peaceful conservation views. With ample storage and meticulous upkeep, this move-in-ready home truly has it all. Conveniently located near Publix, Walmart Marketplace, the upcoming Aldi, top-rated schools, hospitals, dining, and with easy Turnpike access. Low HOA and a beautifully maintained community this home is a must-see! Call today for your private tour!

Full Property Details for 3504 Cayugas Loop

General

  • Sold For: $412,000
  • HOA FEE: $66/month
  • Taxes: $3,163 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6320478
  • Added to Site: 245 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 8
  • Interior Features: Ceiling Fan(s), Kitchen and Family Room Combination, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Exterior

  • Exterior Features: Irrigation System, Sidewalk, Sliding Doors
  • Deck/Patio: Covered, Screened
  • Porch/Patio/Deck: Covered, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3
  • Parking Features: Garage Door Opener, Oversized

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: MALLARD POND PH 4B
  • Driving Directions: Take Exit 240, then turn right onto Florida National Scenic Trail / Old Canoe Creek Road. Continue on Old Canoe Creek Road and turn right onto Mallard Pond Boulevard. Next, turn left onto Cayugas Loop. The house will be on your right.
  • Direction Faces: Northwest

School Information

  • Elementary School: St Cloud Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: Harmony High

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Association: Yes
  • Assoc. Name: Vista Community Association Mgmt / Carl Thompson
  • Pet Restrictions: New buyer to verify any and all pet restrictions with HOA.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Concrete, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,317
  • Sq. Ft. Source: Public Records
  • Living Area: 2,317 Sq. Ft.
  • Year Built: 2015

Lot Features

  • Lot Size (Acres): 0.2
  • Lot Size (Sq. Ft.): 8,712
  • Lot Size: 8712
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $66
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $3,163
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: MALLARD POND PH 4B PB 23 PG 1-4 LOT 524
  • Flood Zone Info: X
  • APN: 272630018000015240
  • Property ID: 272630018000015240
  • Block/Lot/Section: 1

Listed by Exp Realty Llc
Sold by Iad Florida Llc

Listing agents

— 3504 Cayugas Loop —

  • Exp Realty Llc

  • Exp Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3504 Cayugas Loop

School District:Osceola County School District
NameGradesDistance
St. Cloud Elementary School
2701 Budinger Ave, St. Cloud, FL 34769
PK-52.7 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-83.4 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-128.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3504 Cayugas Loop

Date
Details
Price
Change
Source
10/31/2025
Sold
$412,000
-1.9%
MLS
9/09/2025
Price Reduced
$420,000
-7.69%
MLS
7/08/2025
Price Reduced
$455,000
-5.21%
MLS
6/20/2025
Listed
$480,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Exp Realty Llc
Sold by Iad Florida Llc

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3504 Cayugas Loop, Saint Cloud, FL 34772 (MLS# O6320478) is a Single Family property that was sold at $412,000 on October 31, 2025. Want to learn more about 3504 Cayugas Loop? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.