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$389,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,859 Sq. Ft.
  • Updated 1 day ago
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MOVE-IN READY 4-bedroom, 2-bath home built in 2019, featuring UPDATED FLOORING and a FENCED YARD in the established Whaley's Creek community of St. Cloud. This Central Florida real estate property presents a clean, functional layout with modern finishes, ideal for buyers seeking a St. Cloud home with convenient access to major roadways and surrounding areas. As you arrive, the home presents a well-maintained exterior with a manicured lawn, palm tree landscaping, a spacious driveway, an attached 2-car garage, and a screened front entry. Inside, wood-look tile flooring extends through the main living areas, where natural light enters through multiple windows and creates a comfortable, open atmosphere. The main living area connects directly to the dining space and kitchen, creating a practical layout for everyday living and gatherings. The kitchen is centrally located and includes quartz countertops, 42-inch cabinetry, stainless steel appliances, a tile backsplash, and a center island for additional workspace. The adjacent dining area overlooks the backyard through sliding glass doors. The primary bedroom is positioned toward the rear of the home and includes a walk-in closet and an en-suite bathroom with dual sinks, quartz countertops, and a glass-enclosed walk-in shower with tile finishes. The additional bedrooms are well-sized with carpet flooring and provide flexibility for guests, office space, or other uses. One room is currently set up as a media or workspace. The secondary bathroom includes a tub/shower combination and quartz countertops. A covered SCREENED LANAI extends the living space outdoors, providing a shaded area for seating while overlooking the fully enclosed vinyl-fenced backyard. Additional features include recessed lighting, a dedicated laundry area, and functional storage throughout. Whaley's Creek includes community amenities such as a pool, playground, park, and sidewalks. The property is located near shopping, dining, grocery options, and access to the Florida Turnpike for travel throughout St. Cloud, Kissimmee, Orlando, and the greater Central Florida area. Contact us today for a private tour or more details on this exceptional opportunity.

Full Property Details for 3538 Vega Creek Dr

General

  • Price: $389,000
  • HOA FEE: $99/month
  • Taxes: $4,052 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6403928
  • Updated: 5/4/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances: Disposal, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Shared Amenities: Park, Playground, Pool
  • Pool Description: Other
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Sidewalk, Sliding Doors
  • Deck/Patio: Covered, Rear Porch
  • Porch/Patio/Deck: Covered, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener, On Street

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: WHALEYS CRK PH 3
  • Driving Directions: From intersection of Deer Run Dr. and Canoe Creek Rd., travel North on Canoe Creek rd. about 1000' and turn right into subdivision. Travel to round-a-bout and take second exit. Travel about 200' and house is the third home on the right
  • Direction Faces: North

School Information

  • Elementary School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Community Features: Park, Playground, Pool, Sidewalks
  • Optional Amenities: Park, Playground, Pool
  • Association: Yes
  • Assoc. Name: Ellen Crouser
  • Assoc. Fees Include: Maintenance Grounds, Manager, Pool Maintenance
  • Pet Restrictions: Buyer to contact HOA to verify all pet restrictions

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Structural Information

  • Architectural Info: Elevated
  • Architectural Style: Elevated
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: One
  • Square Feet: 1,859
  • Sq. Ft. Source: Public Records
  • Year Built: 2019

Lot Features

  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,970
  • Lot Size: 6970
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Green Features

  • Energy Efficient: Construction, HVAC, Insulation, Thermostat, Water Heater, Windows

Financial Considerations

  • Association Fee: $99
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $4,052.05
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: WHALEYS CREEK PH 3 PB 26 PGS 168-172 LOT 297
  • Flood Zone Info: X
  • APN: 352630096600012970
  • Property ID: 352630096600012970
  • Block/Lot/Section: 1

Listed by Keller Williams Classic

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— 3538 Vega Creek Dr —

  • Keller Williams Classic

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3538 Vega Creek Dr

School District:Osceola County School District
NameGradesDistance
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-123.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3538 Vega Creek Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/04/2026
Listed
$389,000
1.04%
MLS
12/20/2022
Sold
$385,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3538 Vega Creek Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,052
3%
$269,259
3%
2024
$3,916
3%
$261,671
3%
2023
$3,816
-2%
$254,050
21%
2021
$3,878
-14%
$210,200
-28%
2022
$4,511
16%
$292,900
40%
2021
$3,878
415%
$209,600
424%
2019
$753
202%
$40,000
205%
2018
$249
—
$13,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3538 Vega Creek Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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Listed by Keller Williams Classic

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3538 Vega Creek Drive, Saint Cloud, FL 34772 (MLS# O6403928) is a Single Family property with 4 bedrooms and 2 full bathrooms. 3538 Vega Creek Drive is currently listed for $389,000 and was received on May 04, 2026. Want to learn more about 3538 Vega Creek Drive? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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