Date
Details
Price
Change
Source
8/03/2026
Listed
$265,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/39
$265,000 Just Listed
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Property Description
Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors - ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district - with its shops, restaurants, and waterfront park on East Lake Toho - just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located - this is an opportunity to settle into St. Cloud living with the big-ticket items already done.
Full Property Details
Full Property Details for 3712 Bay Ct
General
- Price: $265,000
- HOA FEE: $310/month
- Taxes: $2,567 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5154904
- Updated: 8/3/2026
- Added to Site: 4 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Window Treatments
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Kitchen
Exterior
- Exterior Features: Balcony, Private Mailbox, Storage
Location
- Area: 34769 - St Cloud (City of St Cloud)
- County: Osceola
- Development Name: 34769 - St Cloud (City of St Cloud)
- Subdivision: PINE LAKE VILLAS
- Driving Directions: Use any lane to turn left onto Florida Nat'l Scenic Trl/Old Canoe Creek Rd ? 1.5 mi Turn right onto Pine Lake Dr 0.5 mi Turn left onto 17th St ? 0.1 mi Turn left onto Bay Ct ? Restricted usage road ? 0.1 mi Turn right to stay on Bay Ct ? Restricted usage road
- Direction Faces: Northeast
Community
- Community Name: 34769 - St Cloud (City of St Cloud)
- Community Features: Pool
- Association: Yes
- Assoc. Name: Barbara Freeman
- Assoc. Fees Include: Community Pool, Maintenance Structure, Maintenance Grounds, Trash
- Pet Restrictions: Please call HOA to confirm any changes: 407-892-3764
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Public, Sewer Connected
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Common Walls: Corner Unit, End Unit
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 1,136
- Sq. Ft. Source: Public Records
- Year Built: 1984
Lot Features
- Lot Size (Acres): 0.03
- Lot Size (Sq. Ft.): 1,437
- Lot Size: 1437
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $310
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $2,567
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PINE LAKE VILLAS PB 4 PG 62 BLK A LOT 19
- Flood Zone Info: X
- APN: 0926300610000A0190
- Property ID: 0926300610000A0190
- Block/Lot/Section: A
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Schools
Schools serving 3712 Bay Ct
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Neptune Elementary School 1200 Betsy Ross Ln, St. Cloud, FL 34769 | PK-5 | 1 mi |
St. Cloud High School 2000 Bulldog Lane, St. Cloud, FL 34769 | 9-12 | 2 mi |
St. Cloud Middle School 1975 S Michigan Ave, St. Cloud, FL 34769 | 6-8 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3712 Bay Ct
Tax History
Tax History for 3712 Bay Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,567
-3%
$186,300
-2%
2024
$2,644
2%
$190,400
2%
2023
$2,602
395%
$186,600
209%
2021
$526
1%
$60,469
-3%
2022
$522
-1%
$62,283
4%
2021
$526
—
$59,635
4%
2018
$525
-1%
$57,209
2%
2017
$529
1%
$56,033
2%
2016
$526
—
$54,881
-6%
2019
$526
-2%
$58,295
7%
2015
$535
-49%
$54,500
6%
2014
$1,039
2%
$51,600
3%
2013
$1,015
—
$50,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3712 Bay Ct
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3712 Bay Court, Saint Cloud, FL 34769 (MLS# S5154904) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3712 Bay Court is currently listed for $265,000 and was received on August 03, 2026. Want to learn more about 3712 Bay Court? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.