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$389,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,069 Sq. Ft.
  • Updated 14 hours ago
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Virtually Staged. Nestled on a quiet cul-de-sac in the highly desirable Sawgrass community, this spacious home offers privacy, comfort, and an exceptional location with no rear neighbors and plenty of room to add a future pool. Enjoy Florida living from the covered lanai overlooking a peaceful, private backyard setting. Inside, you'll find an open and inviting floor plan featuring ceramic tile throughout the main living areas, wood laminate flooring in the front office and dining room, and comfortable carpeting in the bedrooms. The kitchen is designed for both function and style with warm maple cabinetry, laminate countertops, a decorative tile backsplash, and stainless steel appliances. The adjoining breakfast nook includes additional built-in cabinetry, creating excellent pantry and storage space. Architectural details add character throughout the home, including volume ceilings, crown molding in select rooms, and a tray ceiling in the primary suite. The spacious primary bedroom offers a relaxing retreat, while the primary bath features dual vanities, a garden tub, and a separate shower. Major updates have already been completed, including a roof replaced in 2018. The air handler was manufactured in January 2016, making it less than 10 years old. The property also benefits from a remarkably low HOA fee of just $493 per year. Sawgrass residents enjoy convenient access to Lake Nona Medical City, Orlando International Airport, the Florida Turnpike, and major employers throughout Central Florida. Nearby you'll find shopping, restaurants, schools, parks, golf, and outdoor recreation, while still enjoying the charm and small-town feel of St. Cloud. If you're looking for a well-maintained home with privacy, updates, and an outstanding location, this Sawgrass gem deserves a closer look.

Full Property Details for 3806 Opal Cir

General

  • Price: $389,900
  • HOA FEE: $41/month
  • HOA FEE FREQ.: Annually
  • Taxes: $6,444 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: G5113979
  • Updated: 6/18/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 10
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Irrigation System, Private Yard, Rain Gutters, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: SAWGRASS UNIT 1
  • Driving Directions: From Downtown St. Cloud, head west on 13th Street (US-192 W/US-441 N) for approximately 0.5 miles. Turn left onto Vermont Avenue (CR-523) and continue 0.3 miles, then continue straight as Canoe Creek Road (CR-523) for approximately 3.1 miles. Turn left onto Pine Tree Drive and travel 0.3 miles. Turn left onto Gator Bay Creek Boulevard, then make an immediate right onto Gator Bay Lane. Follow Gator Bay Lane for approximately 0.1 miles, then turn right back onto Gator Bay Creek Boulevard. Take the next right onto Opal Circle. The home at 3806 Opal Circle will be on your right.
  • Direction Faces: North

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Association: Yes
  • Assoc. Name: Cecily Ramey

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,069
  • Sq. Ft. Source: Public Records
  • Year Built: 1999

Lot Features

  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 10,759
  • Lot Size: 10759
  • Lot Dimensions: 80 x 125
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $493
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $6,444.55
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SAWGRASS UNIT 1 PB 10 PG 140-141 LOT 48
  • Flood Zone Info: X
  • APN: 262630062600010480
  • Property ID: 262630062600010480
  • Block/Lot/Section: 1

Listed by Worth Clark Realty

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Listing agent

— 3806 Opal Cir —

  • Worth Clark Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3806 Opal Cir

School District:Osceola County School District
NameGradesDistance
Michigan Avenue Elementary School
2015 S Michigan Ave, St. Cloud, FL 34769
PK-52.8 mi
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-122.9 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-83 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3806 Opal Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/17/2026
Listed
$389,900
180.5%
MLS
10/25/2012
Sold
$139,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3806 Opal Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,902
—
$369,100
7%
2024
$5,902
6%
$346,500
2%
2023
$5,549
24%
$339,100
39%
2021
$4,484
-10%
$243,100
-17%
2022
$4,964
11%
$292,900
28%
2021
$4,484
19%
$229,700
16%
2018
$3,755
-6%
$198,200
-7%
2019
$4,012
14%
$213,000
15%
2017
$3,514
10%
$185,200
14%
2016
$3,185
2%
$162,800
2%
2015
$3,132
9%
$159,500
10%
2014
$2,864
10%
$145,100
13%
2013
$2,599
—
$128,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Worth Clark Realty

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3806 Opal Circle, Saint Cloud, FL 34772 (MLS# G5113979) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3806 Opal Circle is currently listed for $389,900 and was received on June 17, 2026. Want to learn more about 3806 Opal Circle? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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