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$385,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,780 Sq. Ft.
  • Updated 10 days ago
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Exceptional Value with Paid Closing Costs and Flexible Financing Options Opportunities like this don't come often. Buyers can take advantage of paid closing costs, along with a special fixed 4.99% interest rate or up to $15,000 in Flex Cash when using the preferred lender-making this brand-new home both a smart financial move and an easy decision. This move-in ready, 3-bedroom, 2-bath home is thoughtfully designed for the way you live today. The open floor plan creates a natural flow between spaces, perfect for entertaining guests or enjoying quiet evenings at home. At the heart of the home, the upgraded kitchen features granite countertops throughout, a large center island, and Whirlpool stainless steel appliances, offering both style and functionality. The main living areas open to peaceful pond views, bringing natural light and a calming backdrop into your everyday routine. It's a setting that adds privacy, beauty, and a sense of escape you'll appreciate every day. The bathrooms are spacious and elegantly finished with granite countertops, maintaining a clean and cohesive design throughout the home. Added peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty, ensuring confidence well beyond move-in day. Located in Harmony Central, the final Harmony community, residents enjoy NO CDD fees and a very low HOA-a rare combination that protects long-term value. Community amenities include a resort-style pool with cabanas and a dog park, offering comfort, convenience, and a lifestyle designed to be enjoyed. If you've been waiting for the right home, the right incentives, and the right community-this is the one that brings it all together.

Full Property Details for 3891 Sagefield Dr

General

  • Price: $385,900
  • HOA FEE: $69/month
  • HOA FEE FREQ.: Annually
  • Taxes: $759 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6318642
  • Updated: 1/5/2026
  • Added to Site: 212 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen and Family Room Combination, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances: Convection Oven, Dishwasher, Disposal, Microwave
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Exterior

  • Exterior Features: Irrigation System, Lighting, Sidewalk

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: HARMONY CENTRAL PH 1
  • Driving Directions: Driving Directions to Harmony Central from Florida’s Turnpike: 1. Take Exit 244 for US-192 toward Kissimmee/St. Cloud. 2. Turn left onto US-192 E and continue through St. Cloud. 3. Turn left onto Narcoossee Rd (CR-15 N). 4. Turn right onto Schoolhouse Rd. 5. Turn left onto Sagefield Dr to enter Harmony Central.
  • Direction Faces: Southwest

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Association: Yes
  • Assoc. Name: BETH CONNOR

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Private Sewer
  • Water: Private
  • Utility Description: Cable TV Available, Electricity Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,780
  • Sq. Ft. Source: Builder
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,098
  • Lot Size: 6098
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $825
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $759
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 2
  • Flood Zone Info: X500
  • APN: 3226323596000A0020
  • Property ID: 3226323596000A0020
  • Block/Lot/Section: A

Listed by Adams Homes Realty, Inc.

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Listing agent

— 3891 Sagefield Dr —

  • Adams Homes Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3891 Sagefield Dr

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-52 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-81.3 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-121.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3891 Sagefield Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/22/2025
Price Reduced
$385,900
-4.93%
MLS
6/17/2025
Listed
$405,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3891 Sagefield Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,147
51%
$60,000
9%
2024
$759
9%
$55,000
10%
2023
$698
1026%
$50,000
1036%
2022
$62
—
$4,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3891 Sagefield Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Adams Homes Realty, Inc.

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3891 Sagefield Drive, Saint Cloud, FL 34773 (MLS# O6318642) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3891 Sagefield Drive is currently listed for $385,900 and was received on June 17, 2025. Want to learn more about 3891 Sagefield Drive? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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