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$565,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,257 Sq. Ft.
  • Updated 22 hours ago
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Discover the perfect blend of space, privacy, and Florida living in this beautiful pool home offering over 3,200 square feet on a generous 1/4 acre lot. Step inside to find a freshly painted interior (2026) that feels bright and move-in ready, while the exterior paint (2026) and newer roof (2/2026) give you peace of mind for years to come. Out back, a screened pool invites year-round enjoyment, all while you take in the serene pond views that create a private, resort-like backdrop. The low HOA fee includes Internet and cable. Located in the peaceful community of Saint Cloud, this home puts you within easy reach of world-famous theme parks, Florida's stunning beaches, and the growing amenities of Lake Nona-yet still delivers the quiet, small-town lifestyle so many buyers crave. Spacious, move-in ready, and set against a tranquil water view. This is the Florida home you have been waiting for. Schedule your private tour today.

Full Property Details for 3899 Cedar Hammock Trail

General

  • Price: $565,000
  • HOA FEE: $72/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $8,219 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6447689
  • Updated: 10/26/2026
  • Added to Site: 6 day(s) ago

Rental Information

  • Min. Lease: 6 Months

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Gunite, Screen Enclosure

Exterior

  • Exterior Features: Irrigation System, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: STEVENS PLANTATION
  • Driving Directions: Heading east on 192, make a right on Old Canoe Creek Rd, left on Nolte Rd, right on Cedar Hammock Trail.
  • Direction Faces: South

School Information

  • Elementary School: St Cloud Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Association: Yes
  • Assoc. Name: Leland Management
  • Assoc. Fees Include: Cable TV, Internet
  • Pet Restrictions: Buyers to check with HOA for any pet restrictions

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco, Wood Frame
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 3,257
  • Sq. Ft. Source: Public Records
  • Year Built: 2005

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 10,759
  • Lot Size: 10759
  • Lot Dimensions: 80 x 120
  • Street/Road Desc.: Asphalt

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: $215
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $8,219.13
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: STEVENS PLANTATION PB 16 PGS 34-41 LOT 204
  • Flood Zone Info: X
  • APN: 152630070000012040
  • Property ID: 152630070000012040
  • Block/Lot/Section: 1

Listed by Era Grizzard Real Estate

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Listing agent

— 3899 Cedar Hammock Trail —

  • Era Grizzard Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3899 Cedar Hammock Trail

School District:Osceola County School District
NameGradesDistance
St. Cloud Elementary School
2701 Budinger Ave, St. Cloud, FL 34769
PK-50.9 mi
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-121.9 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-82.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3899 Cedar Hammock Trail Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/21/2026
Listed
$565,000
49.08%
MLS
3/18/2021
Sold
$379,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3899 Cedar Hammock Trail

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,219
3%
$406,317
3%
2024
$8,007
5%
$394,866
3%
2023
$7,657
18%
$383,366
37%
2021
$6,488
-11%
$280,500
-25%
2022
$7,317
13%
$372,200
38%
2021
$6,488
10%
$269,800
7%
2019
$5,885
—
$252,800
7%
2018
$5,904
1%
$236,000
5%
2017
$5,863
5%
$225,700
4%
2016
$5,584
7%
$217,800
14%
2015
$5,238
3%
$190,400
-3%
2014
$5,095
11%
$197,000
29%
2013
$4,601
—
$152,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3899 Cedar Hammock Trail

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Era Grizzard Real Estate

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3899 Cedar Hammock Trail, Saint Cloud, FL 34772 (MLS# O6447689) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 3899 Cedar Hammock Trail is currently listed for $565,000 and was received on October 21, 2026. Want to learn more about 3899 Cedar Hammock Trail? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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