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$425,000
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Property Description
***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers!*** What an incredible value-move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining-ideal for both entertaining and everyday comfort. The modern kitchen is a chef's delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home's inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence-perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities-including a pool, two playgrounds, and scenic ponds-this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you're minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22-25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour's drive away.
Full Property Details
Full Property Details for 3905 Southern Vista Loop
General
- Sold For: $425,000
- HOA FEE: $105/month
- HOA FEE FREQ.: Quarterly
- Taxes: $1,054 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6320918
- Added to Site: 232 day(s) ago
Rental Information
- Min. Lease: 7 Months
Interior
- Number of Rooms: 9
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
- Flooring: Carpet, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Playground, Pool
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Irrigation System, Lighting, Other, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
- Deck/Patio: Covered, Enclosed, Patio, Screened
- Porch/Patio/Deck: Covered, Enclosed, Patio, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: SEASONS AT SOUTHERN PINES
- Driving Directions: Take Florida's Tpke from US-441 S/US-92 W/Hwy 17 S/S Orange Blossom Trl (2.7 miles). Follow Florida's Tpke to Clay Whaley Rd/Kissimmee Park Rd in St. Cloud. Take exit 240 from Florida's Tpke (15.4 miles) Take Nolte Road to Southern Vista Loop. Make a right onto Southern Vista Loop, the property will be on your left at 3905 Southern Vista Loop.
- Direction Faces: Northwest
School Information
- Elementary School: Michigan Avenue Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Community Mailbox, Irrigation-Reclaimed Water, Playground, Pool, Sidewalks
- Optional Amenities: Playground, Pool
- Association: Yes
- Assoc. Name: Estates at Southern Pines HOA, Inc./Amanda Lee
- Assoc. Fees Include: Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, Trash
- Number of Pets: 3
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Sprinkler Meter, Street Lights, Underground Utilities
Structural Information
- Architectural Info: Ranch
- Architectural Style: Ranch
- Builder: Richmond American Homes
- Model: Slate
- Exterior Const.: Stucco
- Roof: Shingle
- Windows: Blinds, Double Pane Windows, Low-Emissivity Windows
- Stories/Levels: One
- Square Feet: 2,077
- Sq. Ft. Source: Builder
- Living Area: 2,077 Sq. Ft.
- Year Built: 2024
Manufactured Home
- Model: Slate
Lot Features
- Property View: Water
- Lot Size (Acres): 0.13
- Lot Size (Sq. Ft.): 5,843
- Lot Size: 5843
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Fenced, Vinyl
Water Features
- Water View: Yes
Green Features
- Energy Efficient: Appliances, HVAC, Insulation, Lighting, Windows
- Water Conservation: Irrigation-Reclaimed Water
Financial Considerations
- Association Fee: $315
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- Tax Amount: $1,054.95
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SOUTHERN PINES PH 3B PB 30 PGS 147-152 LOT 14
- Flood Zone Info: X
- APN: 132630066600010140
- Property ID: 132630066600010140
Listed by Bhhs Florida Realty
Sold by Keller Williams Advantage Realty
Get Pre-Approved Today
Schools
Schools serving 3905 Southern Vista Loop
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Michigan Avenue Elementary School 2015 S Michigan Ave, St. Cloud, FL 34769 | PK-5 | 1.1 mi |
St. Cloud High School 2000 Bulldog Lane, St. Cloud, FL 34769 | 9-12 | 1.4 mi |
St. Cloud Middle School 1975 S Michigan Ave, St. Cloud, FL 34769 | 6-8 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3905 Southern Vista Loop
Date
Details
Price
Change
Source
1/21/2026
Sold
$425,000
-3.19%
MLS
10/03/2025
Price Reduced
$439,000
-2.23%
MLS
7/16/2025
Listed
$449,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
3905 Southern Vista Loop, Saint Cloud, FL 34772 (MLS# O6320918) is a Single Family property that was sold at $425,000 on January 21, 2026. Want to learn more about 3905 Southern Vista Loop? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

