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$380,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,895 Sq. Ft.
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Seller will consider a closing-cost and/or flooring credit with an acceptable offer. Current taxes reflect non-homestead status and a previous owner's tax circumstance that will be paid off at closing; buyers are encouraged to verify anticipated taxes and available exemptions. Welcome to 3922 Cedar Hammock Trail, a spacious 3-bedroom, 2-bath home in the desirable Stevens Plantation community of St. Cloud. With nearly 1,900 square feet, this home offers a comfortable split-bedroom floor plan with plenty of room to gather, entertain, and make the space your own. Several of the big-ticket items have already been taken care of, including a NEW ROOF in 2024, HVAC in 2023, and fresh interior paint in 2025. The open living and dining areas offer flexible space for everyday living, while the kitchen provides ample cabinetry, counter space, and an easy flow into the main living areas. The private primary suite features generous space, a walk-in closet, and an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to a fully fenced backyard with plenty of room for pets, play, entertaining, or creating your own outdoor retreat. The home offers an excellent opportunity for a buyer to personalize the flooring to their taste-and with the seller willing to consider a credit with an acceptable offer, you can make those updates your way. Conveniently located near shopping, dining, schools, major roadways, and everything the growing St. Cloud area has to offer.

Full Property Details for 3922 Cedar Hammock Trail

General

  • Price: $380,000
  • HOA FEE: $72/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $9,721 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6417320
  • Updated: 8/17/2026
  • Added to Site: 93 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 7
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Kitchen and Family Room Combination, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room, Washer Hookup

Exterior

  • Exterior Features: French Doors, Irrigation System, Sidewalk
  • Deck/Patio: Rear Porch
  • Porch/Patio/Deck: Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Faces Side

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: STEVENS PLANTATION
  • Driving Directions: Florida's Turnpike, Head north, Keep right, follow signs for St Cloud and merge onto US-192 E/US-441 S, Turn right onto Budinger Ave, Turn left onto Nolte Rd, Turn right at the 1st cross street onto Burberry Pl/Cedar Hammock Trail, Turn left onto Cedar Hammock Trail, house will be on the left hand side
  • Direction Faces: Northwest

School Information

  • Elementary School: St Cloud Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Association: Yes
  • Assoc. Name: Kayla Govan
  • Pet Restrictions: Please confirm with HOA

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: None
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Water Connected

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,895
  • Sq. Ft. Source: Public Records
  • Year Built: 2007

Lot Features

  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,670
  • Lot Size: 9670
  • Street/Road Desc.: Paved
  • Fencing (Description): Vinyl

Financial Considerations

  • Association Fee: $215
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $9,721
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: STEVENS PLANTATION PB 16 PGS 34-41 LOT 155
  • Flood Zone Info: X
  • APN: 152630070000011550
  • Property ID: 152630070000011550
  • Block/Lot/Section: 1

Listed by Mainframe Real Estate

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— 3922 Cedar Hammock Trail —

  • Mainframe Real Estate

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3922 Cedar Hammock Trail

School District:Osceola County School District
NameGradesDistance
St. Cloud Elementary School
2701 Budinger Ave, St. Cloud, FL 34769
PK-50.9 mi
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-121.9 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-82.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3922 Cedar Hammock Trail Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/29/2026
Listed
$380,000
-9.52%
MLS
1/21/2022
Sold
$420,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3922 Cedar Hammock Trail

Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,721
1%
$199,860
3%
2024
$9,622
127%
$194,228
3%
2023
$4,239
11%
$188,571
6%
2021
$3,820
-4%
$177,747
-3%
2022
$3,999
5%
$183,079
4%
2021
$3,820
9%
$175,293
4%
2019
$3,503
-7%
$167,931
2%
2018
$3,761
-18%
$164,800
5%
2017
$4,563
4%
$157,300
5%
2016
$4,368
6%
$149,800
14%
2015
$4,127
-1%
$131,200
-1%
2014
$4,175
62%
$132,800
42%
2013
$2,573
—
$93,258
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Mainframe Real Estate

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3922 Cedar Hammock Trail, Saint Cloud, FL 34772 (MLS# O6417320) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3922 Cedar Hammock Trail is currently listed for $380,000 and was received on June 29, 2026. Want to learn more about 3922 Cedar Hammock Trail? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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