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$418,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,405 Sq. Ft.
  • Updated 10 days ago
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***Closing costs paid plus special 4.99 financing or 15k flex cash available.*** Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft with closing costs PAID. Designed for entertaining, the open floor plan showcases an upgraded kitchen with granite countertops, a large island, staggered 36" cabinets with crown molding, and beautiful Whirlpool stainless steel appliances. This home also features a spacious laundry room and a second-floor loft, along with walk-in closets in 3 of the 4 bedrooms and beautiful covered lanai. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an escape from ordinary living, combining convenience and leisure with a beautiful community pool with cabanas, no CDD, and a very low HOA. Secure your Adams Home today with just a $1000 deposit!

Full Property Details for 4020 Sagefield Dr

General

  • Price: $418,900
  • HOA FEE: $69/month
  • HOA FEE FREQ.: Annually
  • Taxes: $759 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6351853
  • Updated: 1/5/2026
  • Added to Site: 96 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 9
  • Interior Features: Kitchen and Family Room Combination, PrimaryBedroom Upstairs, Walk-In Closet(s)
  • Appliances: Convection Oven, Cooktop, Dishwasher, Microwave, Refrigerator
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Sidewalk, Sliding Doors
  • Deck/Patio: Patio
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: HARMONY CENTRAL PH 1
  • Driving Directions: From Narcoossee Rd take 192 East for 8 miles towards Melbourne, continue past Harmony High-school and Harmony Main, Harmony Central will be located on your left.
  • Direction Faces: Southwest

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Association: Yes
  • Assoc. Name: Zaimelyn Rodriguez

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Builder: Adams Homes
  • Exterior Const.: Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,405
  • Sq. Ft. Source: Builder
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,792
  • Lot Size: 4792
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $825
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $759.23
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 24
  • Flood Zone Info: X
  • APN: 3226323596000B0240
  • Property ID: 3226323596000B0240
  • Block/Lot/Section: B

Listed by Adams Homes Realty, Inc.

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Listing agents

— 4020 Sagefield Dr —

  • Adams Homes Realty, Inc.

  • Adams Homes Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4020 Sagefield Dr

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-52.1 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-81.4 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-121.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4020 Sagefield Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/12/2025
Price Reduced
$418,900
-4.56%
MLS
10/12/2025
Listed
$438,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4020 Sagefield Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$831
9%
$60,000
9%
2024
$759
9%
$55,000
10%
2023
$698
1026%
$50,000
1036%
2022
$62
—
$4,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4020 Sagefield Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Adams Homes Realty, Inc.

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4020 Sagefield Drive, Saint Cloud, FL 34773 (MLS# O6351853) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 4020 Sagefield Drive is currently listed for $418,900 and was received on October 12, 2025. Want to learn more about 4020 Sagefield Drive? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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