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$430,000
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Property Description
PRICE IMPROVEMENT - Incredible Value! Built in 2024, this move-in-ready 4-bedroom, 3-bath home offers the feel of new construction without the wait. Welcome to 4160 Southern Vista Loop in the desirable Estates at Southern Pines. This thoughtfully designed home features stylish fixtures and finishes throughout, high ceilings, and an open-concept layout filled with natural light. The kitchen is the heart of the home, offering attractive countertops, stainless-steel appliances, a generous island with breakfast bar seating, and a spacious closet pantry. The living and dining areas flow seamlessly to the screened patio and fully fenced backyard, where you'll enjoy peaceful conservation views and no rear neighbors, a perfect setting for morning coffee or relaxing evenings. A first-floor bedroom and full bath provide excellent flexibility for guests, multi-generational living, or a private home office. Upstairs, a versatile loft offers additional living space ideal for a media room, playroom, or second family area. The spacious primary suite includes dual vanities and an oversized shower, while the secondary bedrooms offer comfortable space and storage. An upstairs laundry room with additional storage adds everyday convenience. Located just steps from the neighborhood playground and open field, and close to the community pool and toddler play area, this home offers both space and lifestyle. Enjoy all of these amenities with a low HOA of only $320 per quarter and NO CDD! If you've been searching for a nearly new home with a premium lot, flexible layout, and peaceful setting in St. Cloud, this one is a must-see. Schedule your private showing today.
Full Property Details
Full Property Details for 4160 Southern Vista Loop
General
- Price: $430,000
- HOA FEE: $107/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,746 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6379217
- Updated: 3/8/2026
- Added to Site: 56 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Microwave, Range
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room, Upper Level
Additional Information
- Shared Amenities: Park, Playground, Pool
Exterior
- Exterior Features: Irrigation System, Sidewalk, Sliding Doors
- Deck/Patio: Enclosed, Rear Porch, Screened
- Porch/Patio/Deck: Enclosed, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: SOUTHERN PINES PH 5
- Driving Directions: Head east on Nolte Rd Head toward Southern Vis Lp. Turn right onto Southern Vis Lp. Turn left to stay on Southern Vis Lp. Property will be on the left.
- Direction Faces: Northeast
School Information
- Elementary School: Michigan Avenue Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Park, Playground, Pool
- Optional Amenities: Park, Playground, Pool
- Association: Yes
- Assoc. Name: Amanda Lee
- Assoc. Fees Include: Community Pool
- Pet Restrictions: Buyer and/or Buyer's agent should independently verify all pet/animal information/restrictions/requirements directly with the HOA.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Street Lights
Structural Information
- Builder: Richmond American Homes
- Exterior Const.: Block, Brick, Stucco, Wood Frame
- Roof: Shingle
- Windows: Blinds
- Stories/Levels: Two
- Square Feet: 2,175
- Sq. Ft. Source: Public Records
- Year Built: 2024
Lot Features
- Property View: Park/Greenbelt, Trees/Woods, Water
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,742
- Lot Size: 6742
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Vinyl
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Pond
Financial Considerations
- Association Fee: $320
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- Tax Amount: $5,746.69
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SOUTHERN PINES PH 5 PB 31 PGS 133-139 LOT 45
- Flood Zone Info: X
- APN: 132630066300010450
- Property ID: 132630066300010450
- Block/Lot/Section: 00/00
Listed by Exit Global Realty
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Schools
Schools serving 4160 Southern Vista Loop
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Michigan Avenue Elementary School 2015 S Michigan Ave, St. Cloud, FL 34769 | PK-5 | 1.5 mi |
St. Cloud High School 2000 Bulldog Lane, St. Cloud, FL 34769 | 9-12 | 1.7 mi |
St. Cloud Middle School 1975 S Michigan Ave, St. Cloud, FL 34769 | 6-8 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4160 Southern Vista Loop
Date
Details
Price
Change
Source
3/03/2026
Price Reduced
$430,000
-2.27%
MLS
2/05/2026
Listed
$440,000
-2.22%
MLS
1/31/2024
Sold
$450,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4160 Southern Vista Loop
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,895
459%
$372,200
432%
2024
$1,055
11%
$70,000
17%
2023
$949
17%
$60,000
33%
2022
$811
—
$45,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4160 Southern Vista Loop
4160 Southern Vista Loop, Saint Cloud, FL 34772 (MLS# O6379217) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4160 Southern Vista Loop is currently listed for $430,000 and was received on February 05, 2026. Want to learn more about 4160 Southern Vista Loop? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

