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$425,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,175 Sq. Ft.
  • Updated 6 days ago
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Incredible Value & Better Than New! Built in 2024, this move-in-ready 4-bedroom, 3 full-bath home offers the feel of new construction without the wait, added upgrade expenses, or builder fees. Located in the desirable Estates at Southern Pines, 4160 Southern Vista Loop combines modern finishes, a flexible layout, and a peaceful conservation setting that's hard to find at this price point. From the moment you walk in, you'll notice the bright open layout, soaring ceilings, and stylish finishes throughout. The kitchen was designed to be the center of the home, featuring stainless steel appliances, attractive countertops, a large island with breakfast bar seating, and a spacious walk-in pantry. The living and dining spaces flow seamlessly to the screened patio and fully fenced backyard overlooking conservation with NO rear neighbors, creating a peaceful and private setting buyers are searching for right now. A first-floor bedroom and full bath provide ideal flexibility for guests, multi-generational living, or a private office space. Upstairs, the oversized loft offers endless possibilities for a second living area, media room, or play space. The spacious primary suite features dual vanities, an oversized shower, and generous closet space, while the upstairs laundry room adds everyday convenience. This home is ideally located just steps from the neighborhood playground and open field, with easy access to the community pool and toddler play area. Plus, enjoy a low HOA of only $320 per quarter and NO CDD fees. Homes with this layout, condition, and premium lot setting are becoming harder to find in St. Cloud, especially at this value. If you've been waiting for the right one, this is a home you'll want to see immediately before someone else does. Schedule your private showing today.

Full Property Details for 4160 Southern Vista Loop

General

  • Price: $425,000
  • HOA FEE: $107/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $5,746 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6379217
  • Updated: 5/11/2026
  • Added to Site: 102 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room, Upper Level

Additional Information

  • Shared Amenities: Park, Playground, Pool

Exterior

  • Exterior Features: Irrigation System, Sidewalk, Sliding Doors
  • Deck/Patio: Enclosed, Rear Porch, Screened
  • Porch/Patio/Deck: Enclosed, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: SOUTHERN PINES PH 5
  • Driving Directions: Head east on Nolte Rd Head toward Southern Vis Lp. Turn right onto Southern Vis Lp. Turn left to stay on Southern Vis Lp. Property will be on the left.
  • Direction Faces: Northeast

School Information

  • Elementary School: Michigan Avenue Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Community Features: Park, Playground, Pool
  • Optional Amenities: Park, Playground, Pool
  • Association: Yes
  • Assoc. Name: Amanda Lee
  • Assoc. Fees Include: Community Pool
  • Pet Restrictions: Buyer and/or Buyer's agent should independently verify all pet/animal information/restrictions/requirements directly with the HOA.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Street Lights

Structural Information

  • Builder: Richmond American Homes
  • Exterior Const.: Block, Brick, Stucco, Wood Frame
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: Two
  • Square Feet: 2,175
  • Sq. Ft. Source: Public Records
  • Year Built: 2024

Lot Features

  • Property View: Park/Greenbelt, Trees/Woods, Water
  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,742
  • Lot Size: 6742
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Vinyl

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Pond

Financial Considerations

  • Association Fee: $320
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,746.69
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SOUTHERN PINES PH 5 PB 31 PGS 133-139 LOT 45
  • Flood Zone Info: X
  • APN: 132630066300010450
  • Property ID: 132630066300010450
  • Block/Lot/Section: 00/00

Listed by Exit Global Realty

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Listing agent

— 4160 Southern Vista Loop —

  • Exit Global Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4160 Southern Vista Loop

School District:Osceola County School District
NameGradesDistance
Michigan Avenue Elementary School
2015 S Michigan Ave, St. Cloud, FL 34769
PK-51.5 mi
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-121.7 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-81.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4160 Southern Vista Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/30/2026
Price Reduced
$425,000
-1.16%
MLS
3/03/2026
Price Reduced
$430,000
-2.27%
MLS
2/05/2026
Listed
$440,000
-2.22%
MLS
1/31/2024
Sold
$450,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4160 Southern Vista Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,895
459%
$372,200
432%
2024
$1,055
11%
$70,000
17%
2023
$949
17%
$60,000
33%
2022
$811
—
$45,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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with our affiliated lender
NMLS#: 1598647

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Listed by Exit Global Realty

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4160 Southern Vista Loop, Saint Cloud, FL 34772 (MLS# O6379217) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4160 Southern Vista Loop is currently listed for $425,000 and was received on February 05, 2026. Want to learn more about 4160 Southern Vista Loop? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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