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$399,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,755 Sq. Ft.
  • Updated 2 days ago
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A terrific Saint Cloud home showcasing exceptional curb appeal and perfectly positioned on a picturesque water and conservation lot. From the moment you arrive, this beautifully maintained residence impresses with its inviting exterior, manicured landscaping, and stunning water views. Inside, the thoughtfully designed split floor plan offers four generously sized bedrooms and two full baths, providing comfort and privacy. The home features a living room with a dining area and a separate family room. The family room is highlighted by a beautiful stone-accented feature wall that adds warmth, texture, and architectural interest. A large living room /dining area provides a welcoming space for entertaining. The spacious eat-in kitchen offers ample storage and functionality and updated appliances (refrigerator, stove, microwave, washer, dryer 2021). Generous interior laundry room adds everyday convenience. Step outside to the huge expanded screened lanai with breathtaking pond and conservation views creating a serene outdoor retreat. The newly expanded lanai includes a jetted hot tub that comfortably seats four, perfect for relaxing or entertaining year-round. With the newly installed solar system you can enjoy minimal electric costs ranging around $30 or $40 providing a huge monthly saving. Additional highlights include a NEW ROOF Summer 2025, new HVAC and HWH 2021, interior paint 2020, new tile in kitchen, tv room and lanai 2021, kitchen water filtration system, water softener system, fenced yard, and thoughtful upgrades throughout. Tucked away on a quiet cul-de-sac. This home is just minutes from the Florida Turnpike, SR-417, shopping, dining, medical facilities, and excellent schools, this home offers an exceptional blend of style, space, and location. Call us today to see this wonderful home!

Full Property Details for 4215 Settlers Ct

General

  • Price: $399,000
  • HOA FEE: $27/month
  • HOA FEE FREQ.: Annually
  • Taxes: $3,649 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: S5142293
  • Updated: 1/25/2026
  • Added to Site: 4 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Spa: Yes
  • Spa Description: Above Ground, Heated

Exterior

  • Exterior Features: Gray Water System, Irrigation System, Sidewalk, Sliding Doors
  • Deck/Patio: Covered, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: CANOE CREEK LAKES UNIT 06
  • Driving Directions: From Neptune Rd. Turn right onto Florida Nat'l Scenic Trl/Old Canoe Creek Rd. Turn left onto Settlers Trail. Turn left onto Settlers Ct
  • Direction Faces: East

School Information

  • Elementary School: Canoe Creek K-8
  • Middle School: Canoe Creek K-8
  • High School: St. Cloud High School

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Community Features: Deed Restrictions
  • Association: Yes
  • Assoc. Name: Kathy Tanner
  • Assoc. Fees Include: Maintenance Grounds
  • Pet Restrictions: Please verify with the current HOA restrictions.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Canal/Lake For Irrigation, Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected

Structural Information

  • Architectural Info: Florida, Traditional
  • Architectural Style: Florida, Traditional
  • Exterior Const.: Concrete, Stucco
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: One
  • Square Feet: 1,755
  • Sq. Ft. Source: Public Records
  • Year Built: 2002

Lot Features

  • Property View: Park/Greenbelt, Water
  • Lot Size (Acres): 0.2
  • Lot Size (Sq. Ft.): 8,625
  • Lot Size: 8625
  • Lot Dimensions: 75 x 115
  • Frontage: Street Dead-End, Street Paved
  • Street/Road Desc.: Paved, Asphalt

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: $329
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $3,649
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: CANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 353
  • Flood Zone Info: X
  • APN: 162630058700013530
  • Property ID: 162630058700013530
  • Block/Lot/Section: 1

Listed by Fairway Realty Of Solivita

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Listing agent

— 4215 Settlers Ct —

  • Fairway Realty Of Solivita

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4215 Settlers Ct

School District:Osceola County School District
NameGradesDistance
St. Cloud Elementary School
2701 Budinger Ave, St. Cloud, FL 34769
PK-51.2 mi
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-122.4 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-82.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4215 Settlers Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/23/2026
Listed
$399,000
45.09%
MLS
10/14/2020
Sold
$275,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4215 Settlers Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,649
4%
$246,732
3%
2024
$3,525
3%
$239,779
3%
2023
$3,434
9%
$232,796
9%
2021
$3,163
-1%
$213,400
-3%
2022
$3,202
1%
$219,802
10%
2021
$3,163
142%
$200,300
81%
2019
$1,305
2%
$110,853
2%
2018
$1,281
1%
$108,787
2%
2017
$1,268
2%
$106,550
2%
2016
$1,239
-1%
$104,359
1%
2015
$1,255
1%
$103,634
1%
2014
$1,248
2%
$102,812
1%
2013
$1,229
—
$101,293
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Fairway Realty Of Solivita

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4215 Settlers Court, Saint Cloud, FL 34772 (MLS# S5142293) is a Single Family property with 4 bedrooms and 2 full bathrooms. 4215 Settlers Court is currently listed for $399,000 and was received on January 23, 2026. Want to learn more about 4215 Settlers Court? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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