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$359,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,519 Sq. Ft.
  • Updated 1 day ago
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Prime St. Cloud location meets everyday comfort and spacious outdoor living in this 3-bedroom, 2-bath home situated on a generous 0.34-acre lot. Inside, the spacious living room flows naturally into the dining area and kitchen, creating an inviting central gathering space. The kitchen features stainless steel appliances, abundant cabinetry, and ample counter space for both meal preparation and entertaining. The split-bedroom floor plan offers comfortable separation, with spacious secondary bedrooms and a private primary suite featuring its own sliding glass door, en-suite bathroom with a walk-in shower, and a spacious walk-in closet. A fully enclosed Florida room with its own wall-unit A/C provides additional flexible living space and overlooks the expansive, fully fenced backyard. Outside, the 0.34-acre lot provides plenty of room to enjoy the Florida sunshine and make the most of the spacious backyard. The roof was replaced in 2019, and the water heater was replaced in 2026. Just blocks from Lakefront Park Marina and the shores of East Lake Tohopekaliga, this home is also conveniently located near Costco, dining, shopping, recreation, and more. With its spacious layout, generous lot, and prime location, this St. Cloud home offers a fantastic combination of comfort, flexibility, and convenience. Mortgage savings may be available for buyers of this listing.

Full Property Details for 431 Jersey Ave

General

  • Price: $359,000
  • Taxes: $3,489 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6446020
  • Updated: 9/30/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 4
  • Interior Features: Ceiling Fan(s), Primary Bedroom Main Floor, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Garage

Exterior

  • Exterior Features: Lighting, Other, Rain Gutters

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • Area: 34769 - St Cloud (City of St Cloud)
  • County: Osceola
  • Development Name: 34769 - St Cloud (City of St Cloud)
  • Subdivision: ST CLOUD 2ND TOWN OF
  • Driving Directions: Head east on 13th St, Turn left onto Wisconsin Ave, Turn left onto 5th St, Destination will be on the right
  • Direction Faces: West

School Information

  • Elementary School: Lakeview Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School

Community

  • Community Name: 34769 - St Cloud (City of St Cloud)
  • Pet Restrictions: Buyer To Verify All Pet Restrictions

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Concrete, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,519
  • Sq. Ft. Source: Public Records
  • Year Built: 1988

Lot Features

  • Lot Size (Acres): 0.34
  • Lot Size (Sq. Ft.): 14,985
  • Lot Size: 14985
  • Street/Road Desc.: Asphalt, Paved
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $3,489
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LAKE FRONT ADDN PB B PG 61/62 BLK 381 LOT 7 2/26/30
  • Flood Zone Info: X
  • APN: 12630000103810070
  • Property ID: 12630000103810070
  • Block/Lot/Section: 381

Listed by Redfin Corporation

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Listing agent

— 431 Jersey Ave —

  • Redfin Corporation

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 431 Jersey Ave

School District:Osceola County School District
NameGradesDistance
Lakeview Elementary School, St. Cloud, FL
2900 5th St, St. Cloud, FL 34769
PK-50.7 mi
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-121.2 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-81.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 431 Jersey Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/30/2026
Listed
$359,000
100.56%
MLS
3/01/2018
Sold
$179,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 431 Jersey Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,489
4%
$237,788
3%
2024
$3,370
3%
$231,087
3%
2023
$3,282
30%
$224,357
25%
2021
$2,519
-8%
$179,555
-11%
2022
$2,736
9%
$202,819
19%
2021
$2,519
14%
$169,821
7%
2019
$2,200
-21%
$158,400
8%
2018
$2,796
197%
$146,900
64%
2017
$943
3%
$89,754
2%
2016
$917
-1%
$87,908
1%
2015
$930
1%
$87,297
1%
2014
$923
2%
$86,605
1%
2013
$906
—
$85,326
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Redfin Corporation

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431 Jersey Avenue, Saint Cloud, FL 34769 (MLS# O6446020) is a Single Family property with 3 bedrooms and 2 full bathrooms. 431 Jersey Avenue is currently listed for $359,000 and was received on September 30, 2026. Want to learn more about 431 Jersey Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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