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$185,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 940 Sq. Ft.
  • Updated 9 days ago
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Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud-a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors: bring your vision, your crew, and your offers. Properties like this in prime locations are rare.

Full Property Details for 433 Pennsylvania Ave

General

  • Price: $185,000
  • Taxes: $4,306 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6341936
  • Updated: 2/10/2026
  • Added to Site: 165 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 3
  • Interior Features: Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Other

Exterior

  • Exterior Features: Private Mailbox

Location

  • Area: 34769 - St Cloud (City of St Cloud)
  • County: Osceola
  • Development Name: 34769 - St Cloud (City of St Cloud)
  • Subdivision: ST CLOUD 2ND TOWN OF
  • Driving Directions: From US192 turn left on to Pennslyvannia street, home is on the right.
  • Direction Faces: West

Community

  • Community Name: 34769 - St Cloud (City of St Cloud)

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Available, Water Available

Structural Information

  • Exterior Const.: Wood Frame
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 940
  • Sq. Ft. Source: Public Records
  • Year Built: 1925

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,492
  • Lot Size: 7492
  • Street/Road Desc.: Paved

Financial Considerations

  • Tax Amount: $4,306
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: Short Sale
  • Legal Description: LAKE FRONT ADDN PB B PG 61/62 BLK 373 N 50 FT LOT 6 2-26-30
  • Flood Zone Info: X
  • APN: 12630000103730065
  • Property ID: 12630000103730065
  • Block/Lot/Section: 373

Listed by Exp Realty Llc

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Listing agents

— 433 Pennsylvania Ave —

  • Exp Realty Llc

  • Exp Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 433 Pennsylvania Ave

School District:Osceola County School District
NameGradesDistance
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-121 mi
Michigan Avenue Elementary School
2015 S Michigan Ave, St. Cloud, FL 34769
PK-51.2 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-81 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 433 Pennsylvania Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/10/2026
Price Increased
$185,000
8.82%
MLS
9/08/2025
Listed
$170,000
-38.18%
MLS
9/28/2023
Sold
$275,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 433 Pennsylvania Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,393
2%
$245,200
2%
2024
$4,306
46%
$241,000
17%
2023
$2,947
4%
$205,794
3%
2022
$2,842
16%
$199,800
51%
2021
$2,450
—
$132,700
26%
2021
$2,450
40%
$105,300
13%
2019
$1,752
189%
$92,900
33%
2018
$606
-1%
$69,738
2%
2017
$612
—
$68,304
2%
2016
$609
-47%
$66,900
16%
2015
$1,151
8%
$57,500
9%
2014
$1,063
9%
$52,800
10%
2013
$979
—
$48,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Exp Realty Llc

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433 Pennsylvania Avenue, Saint Cloud, FL 34769 (MLS# O6341936) is a Single Family property with 2 bedrooms and 1 full bathroom. 433 Pennsylvania Avenue is currently listed for $185,000 and was received on September 08, 2025. Want to learn more about 433 Pennsylvania Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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