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$599,500
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Property Description
Come see this special 3 bedroom/2 bath home with over 2100 sq ft today. If you are looking for a private lot with NO HOA this is the home for you. The possibilities are endless on this beautiful acreage in St. Cloud. Over 2 acres fully fenced with an electric gate just waiting for the next family to create memories on this stunning property. Relax on your front porch with your morning coffee or evening tea or take a seat around the fire pit when we are blessed with cool evenings. If you are horse a lover there is a barn waiting for your beloved 4-legged friends. Looking for a place to park your work vehicle, RV, or boat...no worries there is space for everything here. Wishing you had a pool to cool off in every hot day of the summer, well there is room to add one here without having to worry about where to put it or if it will fit. Once inside this beautiful home you will be so impressed with the spacious open floor plan. Room for everyone and everything in this living area. It is an entertainers dream with space to set up food and drink stations and plenty of room for seated dining. The kitchen can easily accommodate more than one cook to make preparing meals a lot faster and more fun! There is a bonus space off the kitchen that can be used as an office or a pantry. The primary bedroom is generous in size with room for a sitting area where you can wind down after a long day. The newly remodeled primary bath gives a peaceful spa feel. Metal roof and brand-new AC are an added bonus.
Full Property Details
Full Property Details for 4540 Pine Tree Dr
General
- Price: $599,500
- Taxes: $2,429 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5137084
- Updated: 11/12/2025
- Added to Site: 86 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Kitchen and Family Room Combination, Stone Counters, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Flooring: Laminate, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Garage
Exterior
- Exterior Features: Sliding Doors
- Deck/Patio: Covered, Front Porch, Patio
- Porch/Patio/Deck: Covered, Front Porch, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Garage Faces Side
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: ST CLOUD MANOR ESTATES UNIT 2
- Driving Directions: From HWY 192 going E. Turn RIGHT on Vermont. Turn LEFT on Pine Tree go approx 2 miles, Home is on the right.
- Direction Faces: North
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Pet Restrictions: Check with Osceola County for any pet restrictions including number of pets allowed.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: Public
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Metal
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 2,124
- Sq. Ft. Source: Public Records
- Year Built: 1992
Additional Structures
- Other Structures: Barn(s), Gazebo, Shed(s), Storage
Lot Features
- Lot Size (Acres): 2.22
- Lot Size (Sq. Ft.): 96,834
- Lot Size: 2.223
- Frontage: Street Paved
- Street/Road Desc.: Paved
- Fencing (Description): Fenced, Other, Wire, Wood
Financial Considerations
- Tax Amount: $2,429
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: ST CLOUD MANOR EST UN 2 PB 1 PG 363 LOT 72 LESS W 319 FT
- Flood Zone Info: X
- APN: 30 26 31 5080 0001 0720
- Property ID: 30 26 31 5080 0001 0720
- Block/Lot/Section: 1
Listed by Orlando Premium Properties Llc
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Schools
Schools serving 4540 Pine Tree Dr
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Hickory Tree Elementary School 2355 Old Hickory Tree Rd, St. Cloud, FL 34772 | PK-5 | 2.7 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 6.4 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4540 Pine Tree Dr
Date
Details
Price
Change
Source
11/12/2025
Price Reduced
$599,500
-5.96%
MLS
10/22/2025
Listed
$637,500
96.15%
MLS
4/24/2020
Sold
$325,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4540 Pine Tree Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,641
6%
$185,045
3%
2024
$2,488
2%
$179,830
3%
2023
$2,429
6%
$174,593
6%
2021
$2,281
-1%
$164,571
-3%
2022
$2,308
1%
$169,508
-1%
2021
$2,281
-5%
$171,581
2%
2019
$2,405
4%
$167,724
2%
2018
$2,306
—
$164,597
2%
2017
$2,300
2%
$161,212
2%
2016
$2,266
-1%
$157,897
1%
2015
$2,293
-6%
$156,800
22%
2014
$2,440
6%
$129,000
8%
2013
$2,296
—
$119,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4540 Pine Tree Dr
4540 Pine Tree Dr, Saint Cloud, FL 34772 (MLS# S5137084) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4540 Pine Tree Dr is currently listed for $599,500 and was received on October 22, 2025. Want to learn more about 4540 Pine Tree Dr? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

