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$449,500 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,957 Sq. Ft.
  • Updated 22 hours ago
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Welcome to lake-connected living in the highly sought-after Hanover Lakes community, where modern design meets an unbeatable waterfront lifestyle. Built in 2021, this beautifully maintained single-story home offers nearly 2,000 square feet of thoughtfully designed living space with 3 bedrooms and 2 bathrooms, perfectly positioned on a canal with direct access to the Alligator Chain of Lakes. Step inside to an open, light-filled layout featuring durable ceramic tile throughout the main living areas, a seamless living and dining combination, and sliding glass doors that invite indoor-outdoor living. The kitchen is both functional and stylish, offering ample workspace and modern appliances, ideal for everyday living or entertaining guests. The spacious primary suite is tucked away for privacy and includes a walk-in closet and a comfortable ensuite bath, creating a true retreat at the end of the day. Outside, enjoy the freedom of a private yard and the rare opportunity to live in a community with boat slip access, sidewalks, and a well-maintained neighborhood atmosphere. With a two-car garage, public utilities, low monthly HOA, CDD already in place, and convenient access to major roadways, shopping, dining, and everyday essentials, this home delivers the perfect balance of comfort, location, and lifestyle. Whether you're drawn to the newer construction, the water access, or the easy one-level living, this home stands out as an exceptional opportunity in St. Cloud's growing lakefront corridor.

Full Property Details for 4900 Lotta Ct

General

  • Price: $449,500
  • HOA FEE: $104/month
  • Taxes: $7,337 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6374765
  • Updated: 1/29/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 3
  • Interior Features: Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup

Additional Information

  • Shared Amenities: Clubhouse, Pool

Exterior

  • Exterior Features: Private Entrance, Private Yard, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: HANOVER LAKES PH 3
  • Driving Directions: Exit the 192 and turn south onto Hickory Tree Rd. Turn left on Starke St. Left on Nottel Drive. Turn Right on Lotta Ct. First house on the right.
  • Direction Faces: North

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Community Features: Boat Slip
  • Optional Amenities: Clubhouse, Pool
  • Association: Yes
  • Assoc. Name: Artemis Lifestyles
  • Pet Restrictions: Buyer to verify all information with HOA, City and County

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water District: ALLIGATOR CHAIN OF LAKES
  • Water: Public
  • Utility Description: Electricity Connected, Public, Water Available, Water Connected

Structural Information

  • Exterior Const.: Brick, Concrete, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,957
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,663
  • Lot Size: 5663
  • Street/Road Desc.: Concrete, Paved

Water Features

  • Water Access: Yes
  • Water Access Desc: Lake - Chain of Lakes
  • Water Front Name: ALLIGATOR CHAIN OF LAKES

Financial Considerations

  • Association Fee: $104
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $7,337.52
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 253
  • Flood Zone Info: X
  • APN: 202631342900012530
  • Property ID: 202631342900012530
  • Block/Lot/Section: 0001/2

Listed by Market Connect Realty Llc

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Listing agent

— 4900 Lotta Ct —

  • Market Connect Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4900 Lotta Ct

School District:Osceola County School District
NameGradesDistance
Hickory Tree Elementary School
2355 Old Hickory Tree Rd, St. Cloud, FL 34772
PK-51.9 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-85.6 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-125.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4900 Lotta Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/29/2026
Listed
$449,500
45.71%
MLS
2/26/2021
Sold
$308,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4900 Lotta Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,338
—
$383,100
—
2024
$7,322
2%
$382,600
1%
2023
$7,170
170%
$377,400
357%
2021
$2,653
-61%
$82,500
-74%
2022
$6,775
155%
$312,900
979%
2021
$2,653
—
$29,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4900 Lotta Ct

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Market Connect Realty Llc

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4900 Lotta Court, Saint Cloud, FL 34772 (MLS# O6374765) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4900 Lotta Court is currently listed for $449,500 and was received on January 29, 2026. Want to learn more about 4900 Lotta Court? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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