Date
Details
Price
Change
Source
5/12/2026
Listed
$560,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$560,000 Just Listed
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Property Description
Welcome to paradise in the highly sought-after, gated Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate, beautifully upgraded home. From the moment you arrive you will love the charming covered Front Porch - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with tray ceilings, wood-look plank flooring and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute Pocket Office offers a quiet, efficient workspace. The Gourmet Kitchen is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The island Breakfast Bar is stunning! A huge walk-in Pantry and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, plantation shutters and a luxurious Bathroom offering a frameless glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The brick-paved Patio overlooks an idyllic, peaceful view with no rear neighbors, creating a private retreat that feels like your own slice of paradise. Electric sun blinds to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it's a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat.
Full Property Details
Full Property Details for 4912 Catalpa Dr
General
- Price: $560,000
- HOA FEE: $310/month
- Taxes: $8,517 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6405805
- Updated: Today (5/12/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 6 Months
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Appliances: Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Tankless Water Heater, Wine Refrigerator
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Tennis Court(s), Vehicle Restrictions
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Exterior Features: Irrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
- Deck/Patio: Covered, Enclosed, Front Porch, Patio, Porch, Screened
- Porch/Patio/Deck: Covered, Enclosed, Front Porch, Patio, Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: TWIN LAKES PH 1
- Driving Directions: From 192 travel south on Hickory Tree Rd to Twin Lakes. Turn into Twin Lakes at Twin Lakes Blvd follow road over the bridge, turn left onto W. Fountainwood Dr. turn left onto Promise St, turn right onto Catalpa Dr, house is located on the left hand side.
- Direction Faces: North
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Dock, Fishing, Lake, Waterfront, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
- Optional Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Rec
- Association: Yes
- Assoc. Name: Amanda Martineau
- Assoc. Fees Include: Community Pool, Maintenance Grounds, Pool Maintenance, Private Road, Recreational Facilities
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric, Heat Pump, Natural Gas
Utilities
- Sewer: Public Sewer
- Water District: LIVE OAK LAKE
- Water: Public
- Utility Description: Cable TV Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected
Structural Information
- Builder: Jones Homes USA
- Exterior Const.: Block, Concrete, Stucco
- Roof: Shingle
- Windows: Blinds, Shades, Shutters, Window Treatments
- Stories/Levels: One
- Square Feet: 2,208
- Sq. Ft. Source: Public Records
- Year Built: 2017
Lot Features
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,000
- Lot Size: 6000
- Frontage: Street Paved, Private Road
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Access: Yes
- Water Access Desc: Lake
- Water Extras: Yes
- Water Front Name: LIVE OAK LAKE
- Water Front Desc.: Lake, Waterfront
Financial Considerations
- Association Fee: $310
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $8,517.93
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 100
- Flood Zone Info: X
- APN: 172631526100011000
- Property ID: 172631526100011000
- Block/Lot/Section: 1
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.
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Schools
Schools serving 4912 Catalpa Dr
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Hickory Tree Elementary School 2355 Old Hickory Tree Rd, St. Cloud, FL 34772 | PK-5 | 1 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 6 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4912 Catalpa Dr
Tax History
Tax History for 4912 Catalpa Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,518
61%
$441,300
59%
2024
$5,276
2%
$276,709
3%
2023
$5,194
4%
$268,650
6%
2021
$5,000
—
$253,230
-3%
2022
$5,025
—
$260,826
4%
2021
$5,000
6%
$249,734
2%
2019
$4,710
7%
$244,120
2%
2018
$4,391
616%
$239,569
499%
2017
$613
84%
$40,000
86%
2016
$333
—
$21,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4912 Catalpa Dr
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4912 Catalpa Drive, Saint Cloud, FL 34772 (MLS# O6405805) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 4912 Catalpa Drive is currently listed for $560,000 and was received on May 12, 2026. This property is listed by Michelle Bardsley from our Winter Park Office.Want to learn more about 4912 Catalpa Drive? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.