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$519,900
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Property Description
**** Now Offered at $519,900 & Seller Will CONTRIBUTE up to $15,000 toward the Buyer's CLOSING COSTS!!! **** BUILT IN EQUITY FROM DAY ONE!! Backyard Boat Access | 2023 WATERFRONT HOME | Minutes to LAKE NONA- The BEST PRICED waterfront home in the Saint Cloud - Lake Nona area!! Located in FEMA Flood Zone X and OUTSIDE the FEMA designated high risk Special Flood Hazard Area, providing you with peace of mind!! : ) Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with STONE COUNTERTOPS, and BACKSPLASH, 42 inch cabinets, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. QUARTZ countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home features STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, pool bath door for future outdoor living, and a 240V EV CHARGER. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. This home features boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.
Full Property Details
Full Property Details for 5046 Down Ct
General
- Price: $519,900
- HOA FEE: $112/month
- HOA FEE FREQ.: Quarterly
- Taxes: $9,665 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6406936
- Updated: 8/20/2026
- Added to Site: 98 day(s) ago
Rental Information
- Min. Lease: 3 Months
Interior
- Number of Rooms: 15
- Interior Features: PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Ceramic Tile, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Park, Playground, Pool
- Security/Safety: Fire Alarm, Smoke Detector(s), Touchless Entry
Exterior
- Exterior Features: Irrigation System, Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
- Deck/Patio: Covered, Rear Porch
- Porch/Patio/Deck: Covered, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: HANOVER LAKES PH 5
- Driving Directions: From Florida’s Turnpike, take Exit 240 toward Kissimmee Park Rd. Continue to Old Canoe Creek Rd, then to Pine Tree Dr, turn onto Hickory Tree Rd, and continue to Down Ct. Property will be located at 5046 Down Ct.
- Direction Faces: East
School Information
- Elementary School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Canal Front, Community Boat Ramp, Private Boat Ramp, Water Access, Waterfront, Community Mailbox, Playground, Pool, Sidewalks
- Optional Amenities: Park, Playground, Pool
- Association: Yes
- Assoc. Name: Artemis Lifestyles Services/Mary James
- Assoc. Fees Include: Community Pool, Maintenance Grounds, Pool Maintenance
- Pet Restrictions: Buyer to verify pet restrictions with HOA and/or city/county.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Florida, Mediterranean, Traditional
- Architectural Style: Florida, Mediterranean, Traditional
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds, Double Pane Windows, Shades, Window Treatments
- Stories/Levels: Two
- Square Feet: 3,197
- Sq. Ft. Source: Public Records
- Year Built: 2023
Lot Features
- Property View: Water
- Lot Size (Acres): 0.13
- Lot Size (Sq. Ft.): 5,663
- Lot Size: 5663
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water View: Yes
- Water Front Desc.: Canal Front, Waterfront
Financial Considerations
- Association Fee: $335
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $9,665.87
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494
- Flood Zone Info: x
- APN: 202631013800014940
- Property ID: 202631013800014940
Listed by Olympus Executive Realty Inc and Dalton Wade Inc
Get Pre-Approved Today
Schools
Schools serving 5046 Down Ct
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Hickory Tree Elementary School 2355 Old Hickory Tree Rd, St. Cloud, FL 34772 | PK-5 | 2.3 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 5.2 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 5.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5046 Down Ct
Date
Details
Price
Change
Source
8/06/2026
Price Reduced
$519,900
-2.82%
MLS
7/14/2026
Price Reduced
$535,000
-2.53%
MLS
7/07/2026
Price Reduced
$548,900
-0.02%
MLS
6/18/2026
Price Reduced
$549,000
-3.68%
MLS
6/04/2026
Price Reduced
$570,000
-3.39%
MLS
5/15/2026
Listed
$590,000
1.73%
MLS
8/25/2023
Sold
$579,990
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5046 Down Ct
Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,754
—
$488,400
-1%
2024
$9,754
197%
$494,000
420%
2023
$3,287
33%
$95,000
90%
2022
$2,477
—
$50,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5046 Down Ct
5046 Down Court, Saint Cloud, FL 34772 (MLS# O6406936) is a Single Family property with 5 bedrooms and 3 full bathrooms. 5046 Down Court is currently listed for $519,900 and was received on May 15, 2026. Want to learn more about 5046 Down Court? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

