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$590,000 Just Listed
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Property Description
Rare Waterfront Opportunity in Hanover Lakes | Designer Remodel in Progress | Private Dock Approval Perfectly positioned along a scenic canal with access to an expansive chain of lakes, this home offers the opportunity to enjoy boating, fishing, kayaking, sunset views, and the convenience of keeping your boat right in your own backyard. HOA Approval is already in place for a private dock to be installed, creating an incredible opportunity for the next owner to fully embrace the waterfront lifestyle. The current owners have engaged an interior designer and are completing a thoughtful remodel, allowing the next buyer to enjoy designer inspired updates and potentially participate in select finishing choices, if desired. Inside, the home offers generous living spaces, a functional layout, and inviting areas for both everyday living and entertaining. Outdoors, the waterfront setting creates a peaceful and private backdrop that feels truly special. Additional highlights include a 240V EV charger and access to Hanover Lakes' resort style amenities, including a zero entry pool, splash pad, sundeck, playground, green spaces, fishing areas, community docks, scenic canals, and a private community boat lift connecting residents to a vast lake system. Conveniently located near Lake Nona, Medical City, Orlando International Airport, the Florida Turnpike, SR 417, theme parks, shopping, dining, and Central Florida's top lifestyle destinations. The owners are selling only due to a job promotion relocation, creating a rare opportunity to secure a waterfront home with designer upgrades and dock approval.
Full Property Details
Full Property Details for 5046 Down Ct
General
- Price: $590,000
- HOA FEE: $112/month
- HOA FEE FREQ.: Quarterly
- Taxes: $9,665 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6406936
- Updated: 5/15/2026
- Added to Site: 2 day(s) ago
Rental Information
- Min. Lease: 3 Months
Interior
- Number of Rooms: 4
- Interior Features: PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Ceramic Tile, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Park, Playground, Pool
- Security/Safety: Fire Alarm, Smoke Detector(s), Touchless Entry
Exterior
- Exterior Features: Irrigation System, Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
- Deck/Patio: Covered, Rear Porch
- Porch/Patio/Deck: Covered, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: HANOVER LAKES PH 5
- Driving Directions: From Florida’s Turnpike, take Exit 240 toward Kissimmee Park Rd. Continue to Old Canoe Creek Rd, then to Pine Tree Dr, turn onto Hickory Tree Rd, and continue to Down Ct. Property will be located at 5046 Down Ct.
- Direction Faces: East
School Information
- Elementary School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Canal Front, Community Boat Ramp, Private Boat Ramp, Water Access, Waterfront, Community Mailbox, Playground, Pool, Sidewalks
- Optional Amenities: Park, Playground, Pool
- Association: Yes
- Assoc. Name: Artemis Lifestyles Services/Mary James
- Assoc. Fees Include: Community Pool, Maintenance Grounds, Pool Maintenance
- Pet Restrictions: Buyer to verify pet restrictions with HOA and/or city/county.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Florida, Mediterranean, Traditional
- Architectural Style: Florida, Mediterranean, Traditional
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds, Double Pane Windows, Shades, Window Treatments
- Stories/Levels: Two
- Square Feet: 3,197
- Sq. Ft. Source: Public Records
- Year Built: 2023
Lot Features
- Property View: Water
- Lot Size (Acres): 0.13
- Lot Size (Sq. Ft.): 5,663
- Lot Size: 5663
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water View: Yes
- Water Front Desc.: Canal Front, Waterfront
Financial Considerations
- Association Fee: $335
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $9,665.87
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494
- Flood Zone Info: x
- APN: 202631013800014940
- Property ID: 202631013800014940
Listed by Olympus Executive Realty Inc
Get Pre-Approved Today
Schools
Schools serving 5046 Down Ct
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Hickory Tree Elementary School 2355 Old Hickory Tree Rd, St. Cloud, FL 34772 | PK-5 | 2.3 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 5.2 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 5.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5046 Down Ct
Date
Details
Price
Change
Source
5/15/2026
Listed
$590,000
1.73%
MLS
8/25/2023
Sold
$579,990
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5046 Down Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,666
-1%
$488,400
-1%
2024
$9,754
197%
$494,000
420%
2023
$3,287
33%
$95,000
90%
2022
$2,477
—
$50,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5046 Down Ct
5046 Down Court, Saint Cloud, FL 34772 (MLS# O6406936) is a Single Family property with 5 bedrooms and 3 full bathrooms. 5046 Down Court is currently listed for $590,000 and was received on May 15, 2026. Want to learn more about 5046 Down Court? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

