Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$515,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,601 Sq. Ft.
  • Updated 4 days ago
See This Home
Save This Home
See This Home
Save This Home
OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer's agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

Full Property Details for 5820 Arboretum St

General

  • Price: $515,000
  • HOA FEE: $180/month
  • Taxes: $6,264 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6412182
  • Updated: 5/30/2026
  • Added to Site: 5 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 10
  • Interior Features: Built-in Features, Eating Space In Kitchen, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: None

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34771 - St Cloud (Magnolia Square)
  • County: Osceola
  • Development Name: 34771 - St Cloud (Magnolia Square)
  • Subdivision: PRAIRIE OAKS
  • Driving Directions: From Orlando, take FL-408 E to FL-417 S and exit at Narcoossee Rd / CR-15, Exit 22. Turn left onto Narcoossee Rd, then left onto Jack Brack Rd. Turn right onto Silver Maple Dr, left onto Timber Meadow Way, and continue into the community toward 5820 Arboretum St, St. Cloud, FL 34771.
  • Direction Faces: North

Community

  • Community Name: 34771 - St Cloud (Magnolia Square)
  • Association: Yes
  • Assoc. Name: Empire Management Group, Inc.
  • Pet Restrictions: Buyer and/or Buyer's agent responsible to review with HOA directly

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Available, Phone Available, Sewer Connected, Solar, Street Lights, Underground Utilities, Water Available

Structural Information

  • Builder: D.R. Horton
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,601
  • Sq. Ft. Source: Builder
  • Year Built: 2024

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,098
  • Lot Size: 6098
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $180
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $6,264.78
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: PRAIRIE OAKS PB 31 PGS 166-172 LOT 191
  • Flood Zone Info: A
  • APN: 222531475100011910
  • Property ID: 222531475100011910
  • Block/Lot/Section: 1

Listed by La Rosa Realty Llc

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 5820 Arboretum St —

  • La Rosa Realty Llc

  • La Rosa Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 5820 Arboretum St

School District:Osceola County School District
NameGradesDistance
Tohopekaliga High School
3675 Boggy Creek Road, Kissimmee, FL 34744
9-125.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 5820 Arboretum St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/30/2026
Listed
$515,000
7.97%
MLS
3/21/2024
Sold
$476,990
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 5820 Arboretum St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,666
—
$441,600
489%
2024
$1,666
59%
$75,000
—
2023
$1,047
114%
$75,000
114%
2022
$489
—
$35,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 5820 Arboretum St

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by La Rosa Realty Llc

Similar Properties near 5820 Arboretum St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

2940 Slough Creek Dr, Kissimmee, FL 34744 - Photo 1
$515,000

2940 Slough Creek Dr  Kissimmee, FL 34744

  • Single Family
  • Active
  • 5
    Beds
  • 3
    Total Baths
  • 2,374
    Sq. Ft.
Listed by Keller Williams Advantage Iii
1705 Crooked Crk St, Saint Cloud, FL 34772 - Photo 1
$514,999

1705 Crooked Crk St  Saint Cloud, FL 34772

  • Single Family
  • Active
  • 5
    Beds
  • 3
    Total Baths
  • 2,850
    Sq. Ft.
Listed by Axen Realty, Llc
5517 Nina Wy, Saint Cloud, FL 34771 - Photo 1 Price Reduced
-$5,000 (-0.96%)
$515,990

5517 Nina Wy  Saint Cloud, FL 34771

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,571
    Sq. Ft.
Listed by Lennar Realty
412 Chayne Pl, Saint Cloud, FL 34771 - Photo 1
$510,000

412 Chayne Pl  Saint Cloud, FL 34771

  • Single Family
  • Active
  • 5
    Beds
  • 3
    Total Baths
  • 2,626
    Sq. Ft.
Listed by La Rosa Realty Kissimmee

Just Listed near 5820 Arboretum St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

407 Para Ave, Kissimmee, FL 34741 - Photo 1 Just Listed
$305,000

407 Para Ave  Kissimmee, FL 34741

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,118
    Sq. Ft.
Listed by Liv Realty Ii Inc.
3838 Nautical Way, Kissimmee, FL 34741 - Photo 1 Just Listed
$155,990

3838 Nautical Way  #104  Kissimmee, FL 34741

  • Condo
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 910
    Sq. Ft.
Listed by New Solutions Realty Inc
237 Cimarron Dr, Kissimmee, FL 34759 - Photo 1 Just Listed
$295,000

237 Cimarron Dr  Kissimmee, FL 34759

  • Single Family
  • Active
  • Updated 1 hour ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,560
    Sq. Ft.
Listed by Wra Business & Real Estate
1546 Indian Oaks Trail, Kissimmee, FL 34747 - Photo 1 Just Listed
$350,000

1546 Indian Oaks Trail  Kissimmee, FL 34747

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,601
    Sq. Ft.
Listed by Palm Circle Realty

Price Reduced near 5820 Arboretum St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1556 Heather Way, Kissimmee, FL 34744 - Photo 1 Price Reduced
-$20,000 (-5.88%)
$320,000

1556 Heather Way  Kissimmee, FL 34744

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,577
    Sq. Ft.
Listed by Re/Max 200 Realty and Tamara Mazo Ferro (407) 840-7574
206 Taranto Way, Kissimmee, FL 34758 - Photo 1 Price Reduced
-$500 (-0.12%)
$418,500
Open House

206 Taranto Way  Kissimmee, FL 34758

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,844
    Sq. Ft.
Listed by Karla Price (407) 352-1040
4744 Terra Esmeralda Dr, Kissimmee, FL 34746 - Photo 1 Price Reduced
-$4,900 (-1.32%)
$364,990

4744 Terra Esmeralda Dr  Kissimmee, FL 34746

  • Townhouse
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,591
    Sq. Ft.
Listed by The Sweethome Group (407) 352-1040
108 Sweet Pea Ct, Kissimmee, FL 34759 - Photo 1 Price Reduced
-$15,000 (-6.12%)
$230,000

108 Sweet Pea Ct  Kissimmee, FL 34759

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,244
    Sq. Ft.
Listed by Brandy Duncan Group (863) 585-6849

Recent Sales near 5820 Arboretum St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1554 Outback Rd W, Saint Cloud, FL 34771 - Photo 1 Sold
$458,000

1554 Outback Rd W  Saint Cloud, FL 34771

  • Single Family
  • Closed
  • 4
    Beds
  • 2
    Total Baths
  • 2,110
    Sq. Ft.
Listed by Venture Home Realty
Sold by Weichert Realtors Hallmark Pro
5793 Timber Mdw Wy, Saint Cloud, FL 34771 - Photo 1 Sold
$493,950

5793 Timber Mdw Wy  Saint Cloud, FL 34771

  • Single Family
  • Closed
  • 4
    Beds
  • 2
    Total Baths
  • 2,014
    Sq. Ft.
Listed and Sold by Hartney Realty & Development
5749 Wallis Ln, Saint Cloud, FL 34771 - Photo 1 Sold
$470,000

5749 Wallis Ln  Saint Cloud, FL 34771

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,534
    Sq. Ft.
Listed and Sold by Hartney Realty & Development
1240 Lone Palm Wy, Saint Cloud, FL 34771 - Photo 1 Sold
$525,000

1240 Lone Palm Wy  Saint Cloud, FL 34771

  • Single Family
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 3,021
    Sq. Ft.
Listed by Keller Williams Legacy Realty
Sold by Real Broker, Llc

5820 Arboretum Street, Saint Cloud, FL 34771 (MLS# O6412182) is a Single Family property with 5 bedrooms and 3 full bathrooms. 5820 Arboretum Street is currently listed for $515,000 and was received on May 30, 2026. Want to learn more about 5820 Arboretum Street? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

Tour this property