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$448,000
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Property Description
Situated on a spacious half-acre lot in St. Cloud with NO HOA, this well-maintained 3-bedroom, 2-bath POOL home offers the perfect blend of space, functionality, and Florida lifestyle living.Enjoy your own private backyard retreat featuring a screen-enclosed pool and peaceful views of a pond located behind the property, creating a relaxing and private setting. The property is designed for convenience and versatility, offering two separate carports, including a dedicated concrete pad ideal for RV or boat parking.A sidewalk wraps around the entire home, providing easy access and added usability around the property. With plenty of room to spread out, this oversized lot offers opportunities for outdoor living, storage, or future improvements.Located just minutes from major roadways, shopping, dining, and everyday conveniences, this home combines privacy, space, and accessibility. A rare find in today's market. Don't miss the opportunity to own a pool home with land and no HOA restrictions in a growing area of St. Cloud.
Full Property Details
Full Property Details for 6445 Bay Shore Dr
General
- Price: $448,000
- Taxes: $2,379 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5149286
- Updated: 6/11/2026
- Added to Site: 63 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: Chair Rail, Eating Space In Kitchen
- Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Softener
- Furnishings: Unfurnished
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Carports: Yes
- Carport: 4
- Carport Spaces: 4
- Covered Spaces: 6
Location
- Area: 34771 - St Cloud (Magnolia Square)
- County: Osceola
- Development Name: 34771 - St Cloud (Magnolia Square)
- Subdivision: BAY TREE COVE
- Driving Directions: Heading east on US-192 (US-192 E/US-441 S), continue for approximately 6.7 miles. Turn left onto Old Melbourne Hwy and proceed about 0.5 miles. Turn left onto Bay Shore Dr—property will be on the right.
- Direction Faces: West
Community
- Community Name: 34771 - St Cloud (Magnolia Square)
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: Cable TV Available, Electricity Connected, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,792
- Sq. Ft. Source: Public Records
- Year Built: 1990
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Pool
- Lot Size (Acres): 0.5
- Lot Size (Sq. Ft.): 21,800
- Lot Size: 21800
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Financial Considerations
- Tax Amount: $2,379
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: BAY TREE COVE PB 4 PG 74 LOT 38
- Flood Zone Info: X
- APN: 13 26 31 2601 0001 0380
- Property ID: 13 26 31 2601 0001 0380
- Block/Lot/Section: 1
Listed by Royal Realty Real Estate, Llc
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Schools
Schools serving 6445 Bay Shore Dr
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Harmony Community School 3365 Schoolhouse Rd, St. Cloud, FL 34773 | PK-5 | 2.2 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 3.3 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 6445 Bay Shore Dr
Date
Details
Price
Change
Source
6/11/2026
Price Reduced
$448,000
-0.44%
MLS
5/05/2026
Listed
$450,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 6445 Bay Shore Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,332
—
$168,308
3%
2024
$2,332
2%
$163,565
3%
2023
$2,279
10%
$158,801
6%
2021
$2,074
-1%
$149,686
-3%
2022
$2,100
1%
$154,176
4%
2021
$2,074
10%
$147,620
4%
2018
$1,888
-5%
$141,612
-2%
2019
$1,985
6%
$144,302
4%
2017
$1,879
7%
$138,700
11%
2016
$1,756
-1%
$124,933
1%
2015
$1,772
2%
$124,065
1%
2014
$1,729
2%
$123,081
1%
2013
$1,703
—
$121,263
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 6445 Bay Shore Dr
6445 Bay Shore Drive, Saint Cloud, FL 34771 (MLS# S5149286) is a Single Family property with 3 bedrooms and 2 full bathrooms. 6445 Bay Shore Drive is currently listed for $448,000 and was received on May 05, 2026. Want to learn more about 6445 Bay Shore Drive? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

