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$410,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,200 Sq. Ft.
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**TAKE ADVANTAGE OF EXCEPTIONAL BUYER INCENTIVES**, including a **$26,900 PRICE DROP, 4.99 FHA financing, and up to $10,000 in Flex Cash** when financing through the builder's preferred lender. Additional closing cost assistance may also be available for qualified buyers. **Estimated monthly PITIA: $2,670 | Estimated cash to close: $15,250.** Financing, payment, and cash-to-close estimates are subject to buyer qualification and lender terms. **NO CDD** and a low HOA make this home an even greater value. Imagine coming home to a place where comfort, connection, and lasting memories come together effortlessly. Thoughtfully designed for today's lifestyle, this beautiful single-story home brings the perfect balance of open gathering spaces, private retreats, and everyday functionality. Featuring **4 bedrooms, 3 full bathrooms**, and a spacious open layout, this home provides an inviting atmosphere for both entertaining and comfortable daily living. The expansive living and dining areas flow seamlessly into a beautifully appointed kitchen featuring a large center island, granite countertops, a walk-in pantry, and Whirlpool stainless steel appliances. The owner's suite offers a peaceful retreat with dual vanities, a separate shower, and a spacious walk-in closet. One secondary bedroom serves as a **private guest or mother-in-law suite**, complete with its own full bathroom and walk-in closet, making it ideal for multi-generational living or visiting guests. The additional bedrooms provide flexibility for a home office, fitness room, playroom, or other lifestyle needs. This home combines quality construction, functional design, and outstanding incentives in a desirable community, making it an exceptional opportunity for buyers seeking both comfort and value. **SCHEDULE YOUR PRIVATE TOUR TODAY!**

Full Property Details for 7520 Bent Tree Loop

General

  • Price: $410,000
  • HOA FEE: $69/month
  • HOA FEE FREQ.: Annually
  • Taxes: $698 (2024)
  • Status: Pending
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6366526
  • Updated: 8/14/2026
  • Added to Site: 265 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Fan(s), High Ceilings, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Irrigation System, Lighting, Sidewalk
  • Deck/Patio: Covered
  • Porch/Patio/Deck: Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: HARMONY CENTRAL PH 2
  • Driving Directions: From Florida's Turnpike, take Exit 240 toward Kissimmee Park Road. Head east on Kissimmee Park Road for approximately 5 miles. Turn right onto Old Canoe Creek Road, then turn left into Harmony Central. Continue on Sagefield Drive and follow community signs to Bent Tree Loop.
  • Direction Faces: East

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Community Features: Dog Park, Pool, Sidewalks
  • Association: Yes
  • Assoc. Name: Beth Connor

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected

Structural Information

  • Approx Compl Date: 2026-01-23T05:00:00.000Z
  • Exterior Const.: Block
  • Roof: Shingle
  • Windows: Double Pane Windows
  • Stories/Levels: One
  • Square Feet: 2,200
  • Sq. Ft. Source: Public Records
  • Year Built: 2025

Lot Features

  • Property View: Trees/Woods
  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,098
  • Lot Size: 6098
  • Street/Road Desc.: Concrete

Financial Considerations

  • Association Fee: $825
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $698
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 3
  • Flood Zone Info: X500
  • APN: 3226323666000O0030
  • Property ID: 3226323666000O0030
  • Block/Lot/Section: O

Listed by Adams Homes Realty, Inc.

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Listing agents

— 7520 Bent Tree Loop —

  • Adams Homes Realty, Inc.

  • Adams Homes Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 7520 Bent Tree Loop

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-51.6 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-81.1 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-121 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 7520 Bent Tree Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/07/2026
Price Reduced
$410,000
-1.66%
MLS
6/18/2026
Price Reduced
$416,900
-4.58%
MLS
6/16/2026
Price Increased
$436,900
4.8%
MLS
3/12/2026
Price Increased
$416,900
1.96%
MLS
12/30/2025
Price Reduced
$408,900
-4.66%
MLS
12/10/2025
Listed
$428,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 7520 Bent Tree Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$831
—
$60,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

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NMLS#: 1598647

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Listed by Adams Homes Realty, Inc.

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7520 Bent Tree Loop, Saint Cloud, FL 34773 (MLS# O6366526) is a Single Family property with 4 bedrooms and 3 full bathrooms. 7520 Bent Tree Loop is currently listed for $410,000 and was received on December 10, 2025. Want to learn more about 7520 Bent Tree Loop? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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