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$409,900 Sale Pending
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Property Description
Under contract-accepting backup offers. Located in the desirable Indian Lakes community this beautiful and well-maintained home is ready for you to move right in. This gorgeous 3 bedroom/2 bathroom home can easily transform into a 4-bedroom home if you convert the office to a bedroom by adding a closet. Enjoy the benefits of an open floor plan, while still having a separate area for formal dining. The eating nook in the kitchen is large enough for a table or a couple of comfy chairs to create a cozy space for coffee, tea, or evening chats. Soaring ceilings add to the spacious feeling and overall charm of the home. Split bedrooms offer privacy for the primary bedroom which also has access to the oversized screened lanai. The lanai overlooks the fenced backyard with a conservation view allowing you privacy and a peaceful feeling. Plenty of room for pets to run, add a garden, or just enjoy the Florida sun. No CDD, Low HOA, easy access to the Turnpike, shopping, and dining, all make this community a stand out in the area! The community offers a pool, playground, and tennis courts. Brand new roof is an added bonus for peace of mind for several years to come.
Full Property Details
Full Property Details for 868 Seneca Trail
General
- Price: $409,900
- HOA FEE: $78/month
- HOA FEE FREQ.: Semi-Annually
- Taxes: $1,985 (2024)
- Status: Pending
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5136421
- Updated: 1/3/2026
Property History
- 868 Seneca Trail, Saint Cloud, FL
- Listed $409,900 on 10/21/25
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- Flooring: Carpet, Ceramic Tile, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Closet
Additional Information
- Shared Amenities: Playground, Pool, Tennis Court(s)
Exterior
- Exterior Features: French Doors, Irrigation System, Rain Gutters, Sidewalk
- Deck/Patio: Covered, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: INDIAN LAKES PH 7
- Driving Directions: From 192 East towards St. Cloud, turn right on Vermont Ave, drive past Nolte Rd to the Indian Lakes entrance on your left hand side. Turn left into Indian Lakes and make a left on Seneca Trl. Home will be on your left.
- Direction Faces: Southeast
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Deed Restrictions, Pool
- Optional Amenities: Playground, Pool, Tennis Court(s)
- Association: Yes
- Assoc. Name: Kaitlin Marshall
- Pet Restrictions: Check with the city/county regarding pet restrictions. Community restricts livestock.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Public
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,949
- Sq. Ft. Source: Public Records
- Year Built: 2007
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,798
- Lot Size: 9798
- Street/Road Desc.: Paved
- Fencing (Description): Fenced
Financial Considerations
- Association Fee: $468
- Assoc Fee Freq.: Semi-Annually
- Assoc Fee Desc.: Required
- Tax Amount: $1,985
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 302
- Flood Zone Info: X
- APN: 142630006300013020
- Property ID: 142630006300013020
- Block/Lot/Section: 1
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Schools
Schools serving 868 Seneca Trail
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
St. Cloud High School 2000 Bulldog Lane, St. Cloud, FL 34769 | 9-12 | 1.2 mi |
Michigan Avenue Elementary School 2015 S Michigan Ave, St. Cloud, FL 34769 | PK-5 | 1.2 mi |
St. Cloud Middle School 1975 S Michigan Ave, St. Cloud, FL 34769 | 6-8 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Estimate the Cost
Estimate the Cost for 868 Seneca Trail
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868 Seneca Trl, Saint Cloud, FL 34772 (MLS# S5136421) is a Single Family property with 3 bedrooms and 2 full bathrooms. 868 Seneca Trl is currently listed for $409,900 and was received on October 21, 2025. Want to learn more about 868 Seneca Trl? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.