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$400,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,335 Sq. Ft.
  • Updated 5 days ago
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PRICE DROP 49K with a payment as low as $2,284.00!!!! (P&I) !!!! Quick Move-In Opportunity with Rare Financing & NO CDD! This brand-new, quick move-in home delivers exceptional value, plus NO CDD fees-a rare opportunity that offers real savings and long-term peace of mind in today's market. Now let the home tell its story. Welcome to the 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath two-story home thoughtfully designed for comfort, flexibility, and modern living. From the moment you step into the grand two-story foyer, you'll feel the openness that makes this home ideal for both everyday life and entertaining. The open-concept main living area flows seamlessly into a chef-inspired kitchen featuring a large center island, walk-in pantry, granite countertops, and Whirlpool stainless steel appliances-the perfect space for hosting gatherings or enjoying quiet family moments. Upstairs, the home truly shines with an oversized loft, offering endless possibilities-media room, game space, home office, or second living area. The owner's suite is a private retreat with dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Three additional bedrooms provide room to grow, welcome guests, or create dedicated work and hobby spaces. A convenient upstairs laundry room adds ease to everyday routines. Bathrooms are finished with elegant granite countertops, and peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty. If you've been waiting for a home that combines immediate availability, flexible space, standout value, and long-term comfort-this is the opportunity that finally brings it all together.

Full Property Details for MLS# O6352888

General

  • Price: $400,000
  • HOA FEE: $69/month
  • Taxes: $759 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6352888
  • Updated: 5/30/2026
  • Added to Site: 233 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 8
  • Interior Features: Ceiling Fan(s), High Ceilings
  • Appliances: Dishwasher, Range
  • Flooring: Carpet, Ceramic Tile, Concrete

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Balcony, Garden, Irrigation System

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: HARMONY CENTRAL
  • Driving Directions: Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main.
  • Direction Faces: North

School Information

  • Elementary School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Association: Yes
  • Assoc. Name: Beth Conner

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Private Sewer
  • Water: Private
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available

Structural Information

  • Exterior Const.: Concrete
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,335
  • Sq. Ft. Source: Appraiser
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,792
  • Lot Size: 4792
  • Street/Road Desc.: Asphalt, Brick

Financial Considerations

  • Association Fee: $69
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $759
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 21
  • Flood Zone Info: X
  • APN: 3226323596000B0210
  • Property ID: 3226323596000B0210
  • Block/Lot/Section: B

Listed by Adams Homes Realty, Inc.

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Listing agents

— MLS# O6352888 —

  • Adams Homes Realty, Inc.

  • Adams Homes Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for MLS# O6352888 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/13/2026
Price Reduced
$400,000
-4.76%
MLS
4/04/2026
Price Reduced
$420,000
-2.3%
MLS
3/12/2026
Price Increased
$429,900
1.9%
MLS
1/29/2026
Price Reduced
$421,900
-4.53%
MLS
10/15/2025
Listed
$441,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Adams Homes Realty, Inc.

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MLS# O6352888, Saint Cloud, FL 34773 (MLS# O6352888) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. MLS# O6352888 is currently listed for $400,000 and was received on October 15, 2025. Want to learn more about MLS# O6352888? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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