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$349,900
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Property Description
We are proud to bring you charm and ease of island living in this beautifully renovated 2-bedroom, 2-bath home located in the highly desirable waterfront community of St. James City on Pine Island. Built in 1965, this conventionally built home is built on a slab foundation (not a mobile home), offering long-term durability and peace of mind. With 1,210 square feet of tastefully updated living space and direct Gulf access, this property is a rare blend of Old Florida charm and modern convenience. Step inside to a light and airy open-concept layout that has been fully renovated from top to bottom. Enjoy a brand-new kitchen featuring modern cabinetry, new countertops, and stainless steel appliances-perfect for cooking up the day's fresh catch. Both bathrooms have been completely remodeled with stylish finishes and updated fixtures. New flooring flows throughout the home, adding a clean and cohesive touch to the living space. Outside, the spacious screened lanai stretches across the back of the home, offering serene views of the wide canal and creating the perfect space for outdoor dining, morning coffee, or evening cocktails. A private dock with a boat lift (8,000 lbs) and a separate lift (4,000 lbs) for a jet ski makes this home a boater's dream-just minutes to open water with no bridges, making your trips to Sanibel, Cayo Costa, or the Gulf quick and effortless. Additional upgrades include new paint, updated windows, and a newer roof-truly a turnkey property with no work needed. What truly sets this offering apart is the opportunity to purchase the neighboring lot at 3828 Coconut Dr. This adjacent property can be used to add RV or boat parking, a garage, or even a custom pool and outdoor entertainment area. With both parcels, you'll have flexibility that's hard to find on the island-whether you're looking for more privacy, space for toys, or future expansion. St. James City is a peaceful, golf cart-friendly village at the southern tip of Pine Island, offering a laid-back lifestyle surrounded by nature, water, and some of the best fishing in Southwest Florida. Local favorites like the Waterfront Restaurant, Low Key Tiki, and the many artist studios and seafood markets give the area its unique island vibe. Whether you're seeking a full-time Florida residence, a winter getaway, or a vacation rental investment (management services available), this property checks all the boxes. Don't miss this rare opportunity to own a move-in-ready waterfront home with direct Gulf access in one of Southwest Florida's last true island communities.
Full Property Details
Full Property Details for 3820 Coconut Dr
General
- Price: $349,900
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025015872
- Updated: 12/10/2025
- Added to Site: 92 day(s) ago
Interior
- Interior Features: Great Room, Other
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Kitchen: Kitchen Island
- Dining Room: Breakfast Bar, Dining - Living
- Laundry: Washer/Dryer Hookup
Additional Information
- Shared Amenities: None, Boating, Non-Gated
Exterior
- Exterior Features: Boat Lift, Composite Dock, Elec Avail at dock, Jet Ski Lift, None
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Parking Features: 2 Assigned, Driveway Unpaved
Location
- Area: PI02 - Pine Island (South)
- County: Lee
- Subdivision: ST JAMES CITY
- Building Name: ST JAMES CITY
- Driving Directions: From Stringfellow, West on York, right on Coconut, house is on the right.
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Private Sewer
- Water: Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Wood Frame, Stucco
- Roof: Shingle
- Windows: Double Hung
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,210
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,210 Sq. Ft.
- Year Built: 1965
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.075
- Lot Size (Sq. Ft.): 3,267
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 40 x 42 x 89 x 89
- Frontage: Public Road
- Frontage Feet: 40
- Street/Road Desc.: Paved
- Road Maintenance: County Maintained
- Irrigation System: None
- Lot Features: Regular
- Zoning: MH1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: TRAILERHAVEN PB 12 PG 37 LOT 196
- Property ID: 02-46-22-10-00000.1960
- Section: 2
- Lot Number: 196
Listed by Fathom Realty FL LLC
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Schools
Schools serving 3820 Coconut Dr
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pine Island Elementary School 5360 Ridgewood Drive, Bokeelia, FL 33922 | K-5 | 8.2 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 7.6 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 9.5 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 10.5 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 7.5 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 10.2 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 12.6 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 12.3 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 13.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3820 Coconut Dr
Date
Details
Price
Change
Source
11/21/2025
Price Reduced
$349,900
-6.69%
MLS
10/18/2025
Listed
$375,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3820 Coconut Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,113
11%
$187,445
11%
2024
$2,813
-26%
$168,760
-40%
2023
$3,792
41%
$281,902
79%
2021
$2,693
-19%
$157,165
-34%
2022
$3,315
23%
$236,796
66%
2021
$2,693
11%
$142,927
7%
2018
$2,422
—
$134,045
-5%
2017
$2,429
12%
$140,502
23%
2016
$2,162
4%
$114,234
1%
2015
$2,074
10%
$113,405
13%
2014
$1,882
-20%
$100,397
-24%
2019
$2,359
30%
$132,429
39%
2013
$1,813
—
$94,997
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3820 Coconut Dr
3820 Coconut Dr, Saint James City, FL 33956 (MLS# 2025015872) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3820 Coconut Dr is currently listed for $349,900 and was received on October 18, 2025. Want to learn more about 3820 Coconut Dr? Do you have questions about finding other Single Family real estate for sale in Saint James City? You can browse all Saint James City real estate or contact a Coldwell Banker agent to request more information.

