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$399,000
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Property Description
FREEDOM & ACREAGE! 1/2 Acre Waterfront Oasis in Unincorporated St. Pete - No HOA! No Flooding even in the 100year Hurricane Helene Ready to live your best life without the rulebook? Welcome to your own private sanctuary in the heart of Unincorporated St. Petersburg. Situated on a massive, valued 1/2-acre waterfront lot along Historic Joe's Creek, this property offers something nearly impossible to find in the city: pure freedom. The property sits on a substantial waterway that is tidally influenced at its intersection with Cross Bayou, ultimately flowing into Boca Ciega Bay and the Gulf of Mexico via John's Pass. It connects you directly to the water life you love. Bring your boats, park your RV, and bring the work trucks home-the friendly zoning here welcomes it all! This isn't just land; it's a living, breathing landscape waiting for your touch. The property offers the perfect opportunity to cultivate waterfront grounds with producing gardens and a nursery of your favorite tropical flowering plants. Whether you have a green thumb or just love being surrounded by nature, the potential here is limitless. The existing original 2-bedroom, 1-bath bungalow offers vintage charm and a cozy place to land while you plan your next move. Renovate the classic structure to its former glory, or use this incredible footprint to build your custom dream home from the ground up. Highlights: Zoning: Unincorporated (Boats, RVs, Work Vehicles OK!) Land: 1/2 Acre Waterfront Lot on Historic Joe's Creek Water Access: Flows to Boca Ciega Bay & Gulf of Mexico Landscape: Space to cultivate gardens & tropical nursery Structure: 2/1 Bungalow (Renovate or Build New) Stop dreaming and start living. Schedule your private tour today!
Full Property Details
Full Property Details for 4900 Harding Rd N
General
- Price: $399,000
- Taxes: $4,457 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8426908
- Updated: 12/5/2025
- Added to Site: 124 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s)
- Appliances: None
- Furnishings: Unfurnished
- Flooring: Linoleum, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Outside
Exterior
- Exterior Features: Awning(s)
Location
- Area: 33709 - St Pete/Kenneth City
- County: Pinellas
- Development Name: 33709 - St Pete/Kenneth City
- Subdivision: BARCELO PARK
- Driving Directions: 46th av N on 71st way left on Harding rd to address
- Direction Faces: North
School Information
- Elementary School: Seventy-Fourth St. Elem-PN
- Middle School: Azalea Middle-PN
- High School: Dixie Hollins High-PN
Community
- Community Name: 33709 - St Pete/Kenneth City
Heating & Cooling
- Cooling Type: Wall/Window Unit(s)
- Heating Type: Other
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Public
Structural Information
- Exterior Const.: Brick
- Roof: Roof Over
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 643
- Sq. Ft. Source: Public Records
- Year Built: 1952
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.46
- Lot Size (Sq. Ft.): 19,911
- Lot Size: 19911
- Lot Dimensions: 90 x 215
- Street/Road Desc.: Asphalt, Paved
- Fencing (Description): Chain Link, Fenced, Wood
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: Creek
- Water Front Desc.: Creek
Financial Considerations
- Tax Amount: $4,457
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: BARCELO PARK BLK 7, LOT 7 & LAND BETWEEN LOT 7 & CREEK LESS JOE'S CREEK R/W
- Flood Zone Info: x
- APN: 63116026100070070
- Property ID: 63116026100070070
- Block/Lot/Section: 7
Listed by Real Broker, Llc
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Schools
Schools serving 4900 Harding Rd N
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Seventy-Fourth St. Elementary School 3801 74th St N, St. Petersburg, FL 33709 | PK-5 | 0.6 mi |
Azalea Middle School 7855 22nd Ave N, St. Petersburg, FL 33710 | 6-8 | 1.6 mi |
Dixie M. Hollins High School 4940 62nd Street North, Kenneth City, FL 33709 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4900 Harding Rd N
Date
Details
Price
Change
Source
12/05/2025
Price Reduced
$399,000
-0.23%
MLS
9/16/2025
Listed
$399,900
299.9%
MLS
3/28/2018
Sold
$100,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4900 Harding Rd N
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,621
4%
$198,107
-10%
2024
$4,457
4%
$220,003
-4%
2023
$4,290
21%
$229,529
51%
2021
$3,543
-8%
$152,390
-21%
2022
$3,869
9%
$193,212
39%
2021
$3,543
22%
$138,675
22%
2019
$2,912
40%
$113,646
85%
2018
$2,076
25%
$61,379
-23%
2017
$1,657
23%
$79,398
43%
2016
$1,349
10%
$55,539
18%
2015
$1,230
9%
$47,202
9%
2014
$1,132
10%
$43,496
14%
2013
$1,033
—
$38,112
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4900 Harding Rd N
4900 Harding Road N, Saint Petersburg, FL 33709 (MLS# TB8426908) is a Single Family property with 2 bedrooms and 1 full bathroom. 4900 Harding Road N is currently listed for $399,000 and was received on September 16, 2025. Want to learn more about 4900 Harding Road N? Do you have questions about finding other Single Family real estate for sale in Saint Petersburg? You can browse all Saint Petersburg real estate or contact a Coldwell Banker agent to request more information.

