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$445,900

  • For Sale
  • Active
  • Townhouse
  • 4 Beds
  • 3 Full Baths
  • 1,749 Sq. Ft.
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Welcome to Tara Cay, a serene waterfront community offering the perfect blend of coastal charm and modern convenience. This spacious 4-bedroom, 4-bath townhome with a 1-car garage provides flexible living options ideal for multi-generational families, guests, or a home office/game room setup. Step inside to discover an inviting open-concept floor plan with textured ceilings, ceiling fans throughout, and abundant natural light that enhance the home's comfortable, stylish atmosphere. Enjoy two private screened outdoor retreats-a balcony off the main living area and a ground-level lanai, perfect for relaxing or entertaining. The first-floor bedroom with an ensuite bath and lanai access offers privacy and versatility, making it perfect for guests or in-laws. Upstairs, the primary suite impresses with cathedral ceilings, dual walk-in closets, and an ensuite bath with accessibility features for added comfort. Tara Cay is known for its lush, park-like setting and low HOA fees, which include water, sewer, trash, cable, ground maintenance, a heated community pool, and access to 24-hour community docks for kayaking, canoeing, or paddleboarding. The neighborhood also hosts regular social events, creating a friendly, welcoming atmosphere. Ideally located just minutes from shopping and dining, 10 minutes to world-famous top rated beaches, and within 30 minutes to downtown St. Pete and both major airports. Don't miss your chance to live in one of Seminole's premier waterfront communities-schedule your private showing today!

Full Property Details for 9802 Indian Key Trail #89

General

  • Price: $445,900
  • HOA FEE: $390/month
  • Taxes: $2,913 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8437897
  • Updated: 12/2/2025
  • Added to Site: 60 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Vaulted Ceiling(s)
  • Appliances: Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Closet, Upper Level

Additional Information

  • Shared Amenities: Cable TV, Maintenance, Pool

Exterior

  • Exterior Features: Balcony, Sliding Doors
  • Deck/Patio: Covered
  • Porch/Patio/Deck: Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1

Location

  • Area: 33776 - Seminole/Largo
  • County: Pinellas
  • Development Name: 33776 - Seminole/Largo
  • Subdivision: TARA CAY SOUND SOUTH
  • Driving Directions: From FL-688W turn left onto Oakhurst Road and drive south for approximately 1.5 miles. Turn right onto Indian Key Trail. Proceed to 98 Indian Key Trail which will be on your left.
  • Direction Faces: North

School Information

  • Elementary School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN

Community

  • Community Name: 33776 - Seminole/Largo
  • Community Features: Deed Restrictions, Playground, Pool
  • Optional Amenities: Cable TV, Maintenance, Pool
  • Association: Yes
  • Assoc. Name: TARA CAY SOUND – SOUTH VILLAGE
  • Assoc. Fees Include: Cable TV, Community Pool, Internet, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water
  • Pet Restrictions: Please refer to the community deed restrictions and the city/county ordinances.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Public, Underground Utilities

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: Three Or More
  • Square Feet: 1,749
  • Sq. Ft. Source: Public Records
  • Year Built: 1996

Lot Features

  • Lot Size (Acres): 0.04
  • Lot Size (Sq. Ft.): 1,742
  • Lot Size: 1742
  • Street/Road Desc.: Asphalt

Water Features

  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater

Financial Considerations

  • Association Fee: $390
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,913
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: TARA CAY SOUND, SOUTH VILLAGE, PHASE I LOT 89
  • Flood Zone Info: AE
  • APN: 193015897730000890
  • Property ID: 193015897730000890

Listed by Charles Rutenberg Realty Inc

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Listing agents

— 9802 Indian Key Trail #89 —

  • Charles Rutenberg Realty Inc

  • Charles Rutenberg Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9802 Indian Key Trail #89

School District:Pinellas County School District
NameGradesDistance
Oakhurst Elementary School
10535 137th Street, Largo, FL 33774
PK-51 mi
Seminole Middle School, Seminole, FL
8701 131st Street North, Seminole, FL 33776
6-81.6 mi
Seminole High School, Seminole, FL
8401 131st Street North, Seminole, FL 33776
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9802 Indian Key Trail #89 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/02/2025
Price Reduced
$445,900
-0.89%
MLS
11/18/2025
Listed
$449,900
104.5%
MLS
10/30/2015
Sold
$220,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9802 Indian Key Trail #89

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,913
3%
$189,281
3%
2023
$2,832
5%
$183,768
6%
2021
$2,701
1%
$173,219
-3%
2022
$2,670
-1%
$178,416
4%
2021
$2,701
2%
$170,827
2%
2019
$2,653
5%
$166,986
2%
2018
$2,520
1%
$163,872
2%
2017
$2,501
1%
$160,501
2%
2016
$2,483
28%
$157,200
26%
2015
$1,944
-1%
$124,994
1%
2014
$1,955
—
$124,002
2%
2013
$1,955
—
$122,169
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Charles Rutenberg Realty Inc

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9802 Indian Key Trail #89, Seminole, FL 33776 (MLS# TB8437897) is a Townhouse property with 4 bedrooms and 3 full bathrooms. 9802 Indian Key Trail #89 is currently listed for $445,900 and was received on November 18, 2025. Want to learn more about 9802 Indian Key Trail #89? Do you have questions about finding other Townhouse real estate for sale in Seminole? You can browse all Seminole real estate or contact a Coldwell Banker agent to request more information.

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