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$209,900
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Property Description
Just reduced! Welcome to resort-style living in Summerfield! This beautifully maintained Cypress model is in the sought-after 24 hour guarded, gated 55+ community of Spruce Creek South and offers comfort, convenience, and an active lifestyle. This inviting residence features 2 bedrooms, 2 bathrooms, and approximately 1134 square feet of thoughtfully designed living space. The open floor plan provides a bright and airy feel, perfect for both relaxing and entertaining. The primary bedroom offers a large walk in closet as well as a spacious bathroom with tile in the walk in shower that also has a glass door. The guest bath has a spacious layout with a tub and tiled shower combo with lots of storage. The guest bedroom has a large closet and lots of room for visitors. The kitchen offers ample cabinetry, generous counter space, and a cozy eat in dining area. The microwave and refrigerator are both new! Enjoy peaceful mornings and relaxing evenings in the Florida room, overlooking the landscaped yard. The back yard boasts a mature Loquat tree that produces fruit. The front yard has a 30 ft flag pole! The Florida room has beautiful tile flooring and windows with blinds as well as a wall unit for additional comfort on those sunny Florida days. Additional highlights of the home include vinyl floors in the dining room, hall and bedrooms with laminate in the bathrooms, carpet in the living room and tile in the kitchen. There is a large golf cart garage on the back of the home with a garage door that opens to the back yard. The large garage opening to the front of the home offers a garage door opener with an outside keypad, built in kayak racks and a side collapsible screen door. There is a screen door that leads from the kitchen into the garage as well. The covered porch in the back of the home is a great oasis! It has a ceiling fan and does not get direct sunlight, so it stays cool even on those hot Florida days. The front door boasts a beautiful glass storm door as well as a skylight in the foyer. The home also has a TV antenna that gets many local tv stations without paying for cable. The home also has an inside switch that alerts neighbors and the community service patrols to any emergencies in the home. Spruce Creek South residents enjoy: 18-hole golf course with restaurant and bar in the clubhouse, nature walk with several miles of trails, 25,000 sq ft Clubhouse and fitness center with hobby/game rooms, library, billiards, craft room, social spaces and many event rooms. There is a community swimming pool and spa, sauna in the locker room of the fitness center, tennis and pickleball courts, softball and many other active social clubs. Conveniently located near shopping, dining, medical facilities, and The Villages. Best of all, Spruce Creek doesn't have bonds! Experience easy Florida living in a vibrant, welcoming community. Schedule your private showing today!
Full Property Details
Full Property Details for 17945 SE 104th Terrace
General
- Price: $209,900
- HOA FEE: $180/month
- Taxes: $2,637 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: G5108782
- Updated: 4/11/2026
- Added to Site: 93 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 9
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Furnishings: Partially
- Flooring: Carpet, Laminate, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Garage
Additional Information
- Shared Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Security, Shuffleboard Court, Tennis Court(s)
Exterior
- Exterior Features: Awning(s), Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Deck/Patio: Covered, Patio
- Porch/Patio/Deck: Covered, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking
Location
- Area: 34491 - Summerfield
- County: Marion
- Development Name: 34491 - Summerfield
- Subdivision: SPRUCE CREEK SOUTH VI
- Driving Directions: from 441 turn into Spruce Creek South. Entry must be made through the front entrance
- Direction Faces: South
School Information
- Elementary School: Stanton-Weirsdale Elem. School
- Middle School: Belleview Middle School
- High School: Lake Weir High School
Community
- Community Name: 34491 - Summerfield
- Community Features: Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Park, Pool, Racquetball, Tennis Court(s)
- Optional Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilitie
- Association: Yes
- Assoc. Name: Spruce Creek South- Tracy
- Assoc. Fees Include: 24-Hour Guard, Community Pool
- Pet Restrictions: See Deed Restrictions
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Vinyl Siding, Wood Frame
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,134
- Sq. Ft. Source: Public Records
- Year Built: 1992
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,326
- Lot Size: 11326
- Frontage: Street Paved
- Street/Road Desc.: Paved
Financial Considerations
- Association Fee: $180
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $2,637.5
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: Lot 13, Block A, SPRUCE CREEK SOUTH VI, according to the map or plat thereof, as recorded in Plat Book 2, Page(s) 49 through 50, inclusive, of the Public Records of
- Flood Zone Info: X
- APN: 6006001013
- Property ID: 6006001013
- Block/Lot/Section: A
Listed by Era Grizzard Real Estate
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Schools
Schools serving 17945 SE 104th Terrace
School District:Marion County School District
| Name | Grades | Distance |
|---|---|---|
Stanton-Weirsdale Elementary School 16705 Southeast 134th Terrace, Weirsdale, FL 32195 | PK-5 | 3 mi |
Lake Weir Middle School 10220 Southeast Sunset Harbor Road, Summerfield, FL 34491 | 6-8 | 2.7 mi |
Belleview High School 10400 Southeast 36th Avenue, Belleview, FL 34420 | 9-12 | 10.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 17945 SE 104th Terrace
Date
Details
Price
Change
Source
4/07/2026
Price Reduced
$209,900
-5.83%
MLS
2/25/2026
Listed
$222,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 17945 SE 104th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,638
10%
$178,477
3%
2024
$2,389
-9%
$173,447
33%
2023
$2,616
15%
$130,411
-3%
2022
$2,281
9%
$135,035
21%
2021
$2,090
—
$111,867
13%
2021
$2,090
17%
$99,355
12%
2019
$1,783
6%
$89,072
3%
2018
$1,683
1%
$86,707
2%
2017
$1,664
17%
$85,247
21%
2016
$1,419
10%
$70,358
20%
2015
$1,293
18%
$58,420
10%
2014
$1,100
3%
$53,109
2%
2013
$1,072
—
$52,012
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 17945 SE 104th Terrace
17945 SE 104th Terrace, Summerfield, FL 34491 (MLS# G5108782) is a Single Family property with 2 bedrooms and 2 full bathrooms. 17945 SE 104th Terrace is currently listed for $209,900 and was received on February 25, 2026. Want to learn more about 17945 SE 104th Terrace? Do you have questions about finding other Single Family real estate for sale in Summerfield? You can browse all Summerfield real estate or contact a Coldwell Banker agent to request more information.

