Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$297,250 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,012 Sq. Ft.
  • Updated 6 hours ago
See This Home
Save This Home
See This Home
Save This Home
Affordability meets coastal charm at 103 Penny Lane. Low-maintenance living with exceptionally low monthly costs--this is the kind of home that just makes sense. Granite, shaker style cabinets, laminate vinyl plank flooring throughout AND a durable metal roof ensure that you will not be spending your weekends on projects or lawn maintenance.

Full Property Details for 103 Penny Ln

General

  • Price: $297,250
  • Taxes: $2,470 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1002153
  • Updated: Today (5/7/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 4
  • Interior Features: Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric
  • Flooring: Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Sprinkler System
  • Porch/Patio/Deck: Porch

Location

  • Area: 13 - Niceville
  • County: Okaloosa
  • Subdivision: KAKE COTTAGES
  • Driving Directions: Heading west on HWY 20 coming from Niceville, continue until you reach Valparaiso Pkwy on your right. Take a right onto Valparaiso PKWY. Continue until you begin to see the metal roofs from the Kake Cottages on your right. Turn into Kake Cottages and park in the overflow parking at the front of the neighborhood.

School Information

  • Elementary School: Lewis
  • Middle School: Lewis
  • High School: Niceville

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Management, Master Association

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating/Cooling: Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Public Water, Underground

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Frame, Siding Brick Some, Siding CmntFbrHrdBrd, Trim Vinyl
  • Exterior Const.: Frame, Siding Brick Some, Siding CmntFbrHrdBrd, Trim Vinyl
  • Stories/Levels: 1
  • Square Feet: 1,012
  • Sq. Ft. Source: County PA Records
  • Year Built: 2024

Lot Features

  • Lot Size (Acres): 0.06
  • Lot Size (Sq. Ft.): 2,613.6
  • Lot Dimensions: 40 x 65
  • Frontage: City Street
  • Lot Features: Covenants, Interior, Level, Restrictions, Survey Available
  • Zoning: City, Resid Single Family
  • Fencing (Description): Fenced Privacy

Financial Considerations

  • Assessment Amount: $123
  • Tax Amount: $2,470.1
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Kake Cottages Replat Lot 2
  • APN: 12-1S-23-2000-0000-0020
  • Property ID: 12-1S-23-2000-0000-0020
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Meet the listing agent

Meet the listing agent
— 103 Penny Ln —

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 103 Penny Ln

School District:Okaloosa County School District
NameGradesDistance
Addie R. Lewis School
281 Mississippi Avenue, Valparaiso, FL 32580
K-41.6 mi
Niceville Senior High School
800 John Sims Parkway, Niceville, FL 32578
9-121.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 103 Penny Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/07/2026
Listed
$297,250
14.37%
MLS
9/04/2024
Sold
$259,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 103 Penny Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,470
448%
$207,440
585%
2024
$451
100%
$30,300
100%
2023
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 103 Penny Ln

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Similar Properties near 103 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

105 Penny Ln, Valparaiso, FL 32580 - Photo 1
$299,900

105 Penny Ln  Valparaiso, FL 32580

  • Single Family
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,012
    Sq. Ft.
155 Westview Ave, Valparaiso, FL 32580 - Photo 1 Price Reduced
-$16,000 (-5.06%)
$299,900

155 Westview Ave  Valparaiso, FL 32580

  • Single Family
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,217
    Sq. Ft.
204 McKinley St, Niceville, FL 32578 - Photo 1 Price Reduced
-$300 (-0.1%)
$294,000

204 McKinley St  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,114
    Sq. Ft.
74 8th St, Shalimar, FL 32579 - Photo 1 Price Reduced
-$5,000 (-1.67%)
$294,700

74 8th St  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,508
    Sq. Ft.

Just Listed near 103 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

604 Ivy Ave, Niceville, FL 32578 - Photo 1 Just Listed
$639,900

604 Ivy Ave  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,750
    Sq. Ft.
Listed by Trey Ellison (850) 374-2117
720 Putter Dr, Niceville, FL 32578 - Photo 1 Just Listed
$474,900

720 Putter Dr  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 7 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,655
    Sq. Ft.
Listed by Trey Ellison (850) 374-2117
4156 Beach Dr, Niceville, FL 32578 - Photo 1 Just Listed
$2,225,000

4156 Beach Dr  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 5 hours ago
  • 4
    Beds
  • 4
    Total Baths
  • 4,400
    Sq. Ft.
1144 Deer Moss Loop, Niceville, FL 32578 - Photo 1 Just Listed
$679,000

1144 Deer Moss Loop  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 10 hours ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,035
    Sq. Ft.

Price Reduced near 103 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1456 Pine St, Niceville, FL 32578 - Photo 1 Price Reduced
-$25,000 (-2.38%)
$1,025,000

1456 Pine St  Niceville, FL 32578

  • Commercial
  • Active
Listed by Cindy Zimmermann (850) 974-0869
4196 Mossy Cove Ct, Niceville, FL 32578 - Photo 1 Price Reduced
-$10,000 (-1.59%)
$619,900

4196 Mossy Cove Ct  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 3,182
    Sq. Ft.
404 Seville Cir, Niceville, FL 32578 - Photo 1 Price Reduced
-$1,000 (-0.22%)
$454,900

404 Seville Cir  Niceville, FL 32578

  • Residential Lots
  • Active
  • Updated 3 days ago
  • 0.37
    Acres
101 Bermuda Way, Niceville, FL 32578 - Photo 1 Price Reduced
-$16,200 (-2.26%)
$699,700

101 Bermuda Way  Niceville, FL 32578

  • Single Family
  • Active
  • Updated 8 hours ago
  • 4
    Beds
  • 4
    Total Baths
  • 3,009
    Sq. Ft.

Recent Sales near 103 Penny Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

114 Penny Ln, Valparaiso, FL 32580 - Photo 1 Sold
$297,500

114 Penny Ln  Valparaiso, FL 32580

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,012
    Sq. Ft.
413 Andrew Dr, Valparaiso, FL 32580 - Photo 1 Sold
$337,000

413 Andrew Dr  Valparaiso, FL 32580

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,659
    Sq. Ft.
336 Illinois Ave, Valparaiso, FL 32580 - Photo 1 Sold
$299,900

336 Illinois Ave  Valparaiso, FL 32580

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,278
    Sq. Ft.
30 Trevor Dr, Valparaiso, FL 32580 - Photo 1 Sold
$287,000

30 Trevor Dr  Valparaiso, FL 32580

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,506
    Sq. Ft.

103 Penny Lane, Valparaiso, FL 32580 (MLS# 1002153) is a Single Family property with 2 bedrooms and 2 full bathrooms. 103 Penny Lane is currently listed for $297,250 and was received on May 07, 2026. This property is listed by Melissa Jolley from our Niceville Office.Want to learn more about 103 Penny Lane? Do you have questions about finding other Single Family real estate for sale in Valparaiso? You can browse all Valparaiso real estate or contact a Coldwell Banker agent to request more information.

Tour this property