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$398,000
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Property Description
Welcome to this gorgeous 3-bedroom, 2-bathroom home built just 3 years ago! This beautifully maintained property offers modern living with a spacious open layout and a large fully fenced yard-perfect for pets, play, and outdoor entertaining. Step inside to find a stunning kitchen featuring granite countertops, stainless steel appliances, and plenty of cabinet space. The home's newer construction provides energy efficiency, contemporary finishes, and worry-free living. Located in a resort-style community, residents enjoy access to an incredible lagoon with sandy beaches, water slides, blow-up obstacle courses, paddleboarding, bumper boats, a swim-up bar, and more! It's the ultimate staycation lifestyle. The neighborhood offers year-round community events including concerts, movie nights, bingo, karaoke, seasonal celebrations, and activities for all ages-truly a family-friendly, fun-filled environment. Don't miss your chance to live in one of the most exciting and amenity-rich communities around! Fees for Epperson Lagoon is 144.00 a quarter.
Full Property Details
Full Property Details for 31130 Penny Surf Loop
General
- Price: $398,000
- HOA FEE: $82/month
- HOA FEE FREQ.: Quarterly
- Taxes: $7,000 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8450123
- Updated: 12/2/2025
- Added to Site: 56 day(s) ago
Rental Information
- Min. Lease: 2+ Years
Interior
- Number of Rooms: 5
- Interior Features: Ceiling Fan(s), High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Exterior
- Exterior Features: Irrigation System, Sidewalk
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33545 - Wesley Chapel
- County: Pasco
- Development Name: 33545 - Wesley Chapel
- Subdivision: EPPERSON RANCH NORTH POD F PH
- Driving Directions: From I-75 take Overpass Rd exit. Go down Overpass Rd and take left onto Dolphin Bluff Blvd and then right onto Penny Surf Lp. to address
- Direction Faces: North
School Information
- Elementary School: Watergrass Elementary-PO
- Middle School: Thomas E Weightman Middle-PO
- High School: Wesley Chapel High-PO
Community
- Community Name: 33545 - Wesley Chapel
- Association: Yes
- Assoc. Name: Epperson HOA
- Number of Pets: 2
- Pet Restrictions: buyer to verify with HOA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,516
- Sq. Ft. Source: Public Records
- Year Built: 2022
Lot Features
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,069
- Lot Size: 5069
- Street/Road Desc.: Paved
Financial Considerations
- Association Fee: $247
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $7,000.16
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: EPPERSON RANCH NORTH POD F PHASE 1 PB 84 PG 001 LOT 38
- Flood Zone Info: X
- APN: 202527010.0000.00038.0
- Property ID: 202527010.0000.00038.0
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Schools
Schools serving 31130 Penny Surf Loop
School District:Pasco County School District
| Name | Grades | Distance |
|---|---|---|
Watergrass Elementary School 32750 Overpass Road, Wesley Chapel, FL 33545 | K-5 | 1.8 mi |
Thomas E. Weightman Middle School 30649 Wells Road, Wesley Chapel, FL 33545 | 6-8 | 1.4 mi |
Wesley Chapel High School 30651 Wells Road, Wesley Chapel, FL 33545 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 31130 Penny Surf Loop
Date
Details
Price
Change
Source
12/02/2025
Price Reduced
$398,000
-2.93%
MLS
11/21/2025
Listed
$410,000
-0.61%
MLS
8/26/2022
Sold
$412,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 31130 Penny Surf Loop
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,268
4%
$286,157
-1%
2024
$7,000
1%
$289,558
3%
2023
$6,904
198%
$281,998
592%
2021
$2,313
-4%
$40,755
-3%
2022
$2,406
—
$42,174
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 31130 Penny Surf Loop
31130 Penny Surf Loop, Wesley Chapel, FL 33545 (MLS# TB8450123) is a Single Family property with 3 bedrooms and 2 full bathrooms. 31130 Penny Surf Loop is currently listed for $398,000 and was received on November 21, 2025. Want to learn more about 31130 Penny Surf Loop? Do you have questions about finding other Single Family real estate for sale in Wesley Chapel? You can browse all Wesley Chapel real estate or contact a Coldwell Banker agent to request more information.

