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$150,000

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1,073 Sq. Ft.
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Newly Remodeled Kitchen and Bathrooms! Welcome to Florida living at its best in this beautifully updated 2-bedroom, 2-bath home offering comfort, style, and an easygoing waterfront lifestyle. Step inside to a bright, open floor plan featuring modern finishes, wood-look flooring, and inviting living spaces perfect for relaxing or entertaining. The remodeled kitchen and bathrooms add a fresh, move-in-ready feel throughout the home. The spacious primary suite offers a peaceful retreat with sliding glass doors leading to the screened and covered lanai. The lanai has been divided, with one portion enclosed to create a versatile bonus room that can be used as a home office, reading nook, fitness space, hobby room, or additional sitting area. The space can also be converted back into a full lanai, giving the new owner flexibility to customize it to their needs. Step outside to the private tiled patio, an ideal spot for morning coffee, evening relaxation, or entertaining family and friends. This desirable community offers amenities rarely found at this price point, including assigned covered parking, a sparkling community pool, and direct access to beautiful Lake Smart with a private boat ramp. Enjoy boating, fishing, kayaking, or peaceful sunsets over the water-all just steps from home. Conveniently located near shopping, restaurants, medical facilities, and major roadways, this move-in-ready property delivers the convenience today's buyers want and the Florida lifestyle they've been dreaming about. Don't miss this opportunity-schedule your private showing today and discover everything this beautiful home and community have to offer!

Full Property Details for 622 Ridge Terrace

General

  • Price: $150,000
  • HOA FEE: $253/month
  • Taxes: $1,644 (2025)
  • Status: Active
  • Type: Condo
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4962178
  • Updated: 7/23/2026
  • Added to Site: 93 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 4
  • Interior Features: Ceiling Fan(s)
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: In Kitchen

Additional Information

  • Shared Amenities: Maintenance, Pool, Shuffleboard Court

Exterior

  • Exterior Features: None

Parking

  • Carports: Yes
  • Carport: 1
  • Carport Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Assigned

Location

  • Area: 33881 - Winter Haven / Florence Villa
  • County: Polk
  • Development Name: 33881 - Winter Haven / Florence Villa
  • Subdivision: WINTER RIDGE CONDO
  • Driving Directions: From US-27, take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW, then left onto Ridge Terrace. Property will be on the left.
  • Direction Faces: Southwest

School Information

  • Elementary School: Lake Alfred Elem
  • Middle School: Denison Middle
  • High School: Winter Haven Senior

Community

  • Community Name: 33881 - Winter Haven / Florence Villa
  • Community Features: Boat Slip, Community Boat Ramp, Dock, Fishing, Lake, Water Access, Buyer Approval Required, Clubhouse, Community Mailbox
  • Optional Amenities: Maintenance, Pool, Shuffleboard Court
  • Association: Yes
  • Assoc. Name: Winter Ridge HOA
  • Assoc. Fees Include: Common Area Taxes, Community Pool, Maintenance Structure, Maintenance Grounds, Maintenance Repairs
  • Pet Restrictions: Check with HOA as to any breed restrictions. Max 2 pets per unit, each under 40 lbs.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water District: LAKE SMART
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Available

Structural Information

  • Exterior Const.: Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,073
  • Sq. Ft. Source: Public Records
  • Year Built: 1997

Lot Features

  • Lot Size (Acres): 0.03
  • Lot Size (Sq. Ft.): 1,142
  • Lot Size: 1142
  • Street/Road Desc.: Asphalt

Water Features

  • Water Access: Yes
  • Water Access Desc: Lake - Chain of Lakes
  • Water Front Name: LAKE SMART
  • Water Front Desc.: Lake

Financial Considerations

  • Association Fee: $253
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $1,644.19
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
  • Flood Zone Info: X
  • APN: 262809530002001710
  • Property ID: 262809530002001710

Listed by True Florida Realty Llc

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Listing agents

— 622 Ridge Terrace —

  • True Florida Realty Llc

  • True Florida Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 622 Ridge Terrace

School District:Polk County School District
NameGradesDistance
Fred G. Garner Elementary School
2500 Havendale Boulevard Northwest, Winter Haven, FL 33881
PK-52.7 mi
Denison Middle School
400 Avenue A Southeast, Winter Haven, FL 33880
6-82.7 mi
Winter Haven Senior High School
600 6th Street Southeast, Winter Haven, FL 33880
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 622 Ridge Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/25/2026
Listed
$150,000
47.06%
MLS
8/14/2020
Sold
$102,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 622 Ridge Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,644
-8%
$130,000
-5%
2024
$1,791
-8%
$137,000
1%
2023
$1,937
33%
$135,000
88%
2021
$1,453
-19%
$72,000
-43%
2022
$1,803
24%
$127,000
95%
2021
$1,453
24%
$65,000
17%
2019
$1,168
10%
$55,636
10%
2018
$1,064
16%
$50,578
6%
2017
$921
9%
$47,500
13%
2016
$844
8%
$42,000
11%
2015
$781
8%
$38,000
10%
2014
$724
9%
$34,650
10%
2013
$664
—
$31,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by True Florida Realty Llc

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622 Ridge Terrace, Winter Haven, FL 33881 (MLS# L4962178) is a Condo property with 2 bedrooms and 2 full bathrooms. 622 Ridge Terrace is currently listed for $150,000 and was received on May 25, 2026. Want to learn more about 622 Ridge Terrace? Do you have questions about finding other Condo real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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