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$495,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,160 Sq. Ft.
  • Updated 3 hours ago

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Open House: 10:00 AM - 2:00 PM

Sunday 8/9 10:00 AM - 2:00 PM

651 Hart Lake Drive,Winter Haven, FL 33884

651 Hart Lake DriveWinter HavenFL33884

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Welcome to this beautifully maintained 4-bedroom, 3-bath pool home located in the highly sought-after gated community of Hart Lake Hills. Offering the perfect blend of comfort, efficiency, and Florida living, this home is designed for both everyday enjoyment and effortless entertaining.Step inside to an open and inviting floor plan featuring a spacious kitchen with stainless steel appliances, a gas range, abundant cabinetry, and plenty of counter space overlooking the main living areas. The generous primary suite provides a relaxing retreat with a well-appointed ensuite bath, while the split-bedroom layout offers added privacy for family and guests. Outside, enjoy the screen-enclosed saltwater pool and expansive lanai overlooking the large, fully fenced backyard. The outdoor space has also been thoughtfully updated with pavers installed on the back deck in 2019, the pool remarcited in 2019, and a new pool pump and salt cells added in 2024. Additional updates and features include a roof installed in 2017, A/C installed in 2019, fresh interior paint in 2020, a whole-home Generac generator, gas hot water heater, and solar panels for added energy efficiency and peace of mind. Perfectly situated near schools, shopping, dining, LEGOLAND Florida Resort, and Highway 27, this home offers convenient access to everything Central Florida has to give while tucked away in one of the area's desirable gated communities. Schedule your private showing today! Solar panel loan must be assumed by buyer.

Full Property Details for 651 Hart Lake Dr

General

  • Price: $495,000
  • HOA FEE: $83/month
  • HOA FEE FREQ.: Annually
  • Taxes: $3,570 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4964010
  • Updated: Today (8/7/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 6
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Stone Counters, Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Screen Enclosure
  • Security/Safety: Gated Community

Exterior

  • Exterior Features: Irrigation System, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
  • Deck/Patio: Patio, Screened
  • Porch/Patio/Deck: Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • Area: 33884 - Winter Haven / Cypress Gardens
  • County: Polk
  • Development Name: 33884 - Winter Haven / Cypress Gardens
  • Subdivision: HART LAKE HILLS PH 01
  • Driving Directions: From Cypress Gardens Blvd, turn onto Helena Rd SE near LEGOLAND. Turn left onto Eloise Loop Rd, then right onto State Hwy 653. Turn left onto Hart Lake Blvd and continue to the gated entrance. Once through the gate, turn left at the stop sign, then take the first road on the left. The home will be located at the end of the road on the right.
  • Direction Faces: South

Community

  • Community Name: 33884 - Winter Haven / Cypress Gardens
  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Association: Yes
  • Assoc. Name: Jamey Trim
  • Pet Restrictions: See HOA for all inquires

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,160
  • Sq. Ft. Source: Public Records
  • Year Built: 2000

Lot Features

  • Lot Size (Acres): 0.66
  • Lot Size (Sq. Ft.): 28,950
  • Lot Size: 28950
  • Street/Road Desc.: Paved
  • Fencing (Description): Fenced, Vinyl

Water Features

  • Water Access: Yes
  • Water Access Desc: Lake

Financial Considerations

  • Association Fee: $1,000
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $3,570
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HART LAKE HILLS PHASE ONE PB 106 PGS 7 THRU 9 LYING IN A PORTION OF SECS 13 & 24 T29 R26 ...LOT 33
  • Flood Zone Info: X
  • APN: 262924690592000330
  • Property ID: 262924690592000330

Listed by Keller Williams Realty Smart 1

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— 651 Hart Lake Dr —

  • Keller Williams Realty Smart 1

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 651 Hart Lake Dr

School District:Polk County School District
NameGradesDistance
Chain Of Lakes Elementary School
7001 State Highway 653, Winter Haven, FL 33884
PK-50.2 mi
Mclaughlin Middle School And Fine Arts Academy
800 South 4th Street, Lake Wales, FL 33853
6-87.2 mi
Lake Region High School
1995 Thunder Road, Eagle Lake, FL 33839
9-124.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 651 Hart Lake Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/07/2026
Listed
$495,000
37.12%
MLS
7/14/2021
Sold
$361,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 651 Hart Lake Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,443
-29%
$229,132
3%
2024
$3,424
4%
$222,674
3%
2023
$3,290
20%
$216,188
19%
2021
$2,750
-11%
$182,326
-13%
2022
$3,094
13%
$209,891
17%
2021
$2,750
4%
$179,809
2%
2019
$2,653
4%
$175,766
2%
2017
$2,560
—
$172,489
2%
2017
$2,560
2%
$168,941
2%
2016
$2,512
-1%
$165,466
1%
2015
$2,536
2%
$164,316
1%
2014
$2,492
—
$163,012
1%
2013
$2,502
—
$160,603
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Keller Williams Realty Smart 1

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651 Hart Lake Drive, Winter Haven, FL 33884 (MLS# L4964010) is a Single Family property with 4 bedrooms and 3 full bathrooms. 651 Hart Lake Drive is currently listed for $495,000 and was received on August 07, 2026. Want to learn more about 651 Hart Lake Drive? Do you have questions about finding other Single Family real estate for sale in Winter Haven? You can browse all Winter Haven real estate or contact a Coldwell Banker agent to request more information.

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